Chandral

Python | AI | Aviation | Travel | X Sports

[Chandral @Chandral_]

@sharbatt12 Did you get something in Japan?

[Chandral @Chandral_]

@RafaelLurking @ambuj_2032 Yes

[Chandral @Chandral_]

@idovoodoo_ Understand that mammals especially those who do it recreationally are natural inclined to have babies. Many factors, have made it adversarial or disincentive. Social media, laws, upward income, education. Govt could fix a few things but won't.

[Chandral @Chandral_]

Don't burn $$ guys, I've got this.

[Chandral @Chandral_]

@sharbatt12 They have some good cameras gears, a lot of retro tech around camera, videography and gaming. Stationery stands out coz they have award winning ones with fine finish. Portable fans, transformer toys. They give personality to everyday gadets like hamster mouse

[Chandral @Chandral_]

@sharbatt12 Japanese umbrella and stationery. A Kimono if you fancy one

[Chandral @Chandral_]

I think I need a separate account for tech twitter coz feed on this one is screwed due to whatever reasons

[Chandral @Chandral_]

@SweetTexanRose The cameraman

[Chandral @Chandral_]

@dahi_kachorie Cute ka to pata nahi but I have a unique name

[Aakanksha @aakancvedi]

Everyone around me is panicking about the rupee falling against the dollar, and although yes, the fall is real but a lot of the hue and cry is manufactured without understanding the real thing

We are not in a crisis yet, three things determine whether a falling currency becomes a crisis are-

a) how much forex reserves you have to defend the currency
b) how much foreign currency debt you have to repay in the short term
c) whether your underlying economy is earning more dollars than it's spending (current account)

On all three of these India today is in a structurally stronger position than at any previous rupee episode.

Just take for example what happened in 1991, we had $1.2 billion in forex reserves which was around three weeks of import cover and we physically airlifted 47 tonnes of gold to the Bank of England as collateral for a $400 million loan

or in 2013 our reserves were at $275 billion, the rupee fell almost 20% in a few months, and RBI burned through $30 billion defending it whereas today, RBI could spend $50 billion defending the rupee without breaking a sweat because today our forex reserves are $696 billion in reserves, close to all-time highs

But could short term debt be a problem? No cause external debt is around $670 billion, which sounds large, but only about $100-110 billion of it is short term and our reserves can cover many multiples of the short term debt and most of our external debt too

Then there is fear around our current account deficit, which in the first half of FY26 was 0.8% of GDP. Even in a stress scenario with the Iran war dragging on, full year caps around 2%

Anything below 3% is manageable, we are not in a crisis currently, last crisis was in FY2013 when current account deficit was at a record 4.8% of GDP

Also, fall of rupee against dollar is not because of solvency problems of the country but around things that are not all under the control of monetary and fiscal policy (maybe FII taxation is under fiscal policy)

But yes, although I don't feel there is a crisis here, one lesson for me in all this is that I should have put my money in US T bills

[Chandral @Chandral_]

@mrWhale2025 @aakancvedi @CSKian716 They do have some poverty
https://t.co/AgY1cbCoUd

[Chandral @Chandral_]

@aakancvedi @mxtaverse Did the media take one for the team? 😂

[Chandral @Chandral_]

@sharbatt12 Is it the one about NATO?

[Chandral @Chandral_]

@sidhant Why avoid foreign tourism?

[Chandral @Chandral_]

@aakancvedi @paranjoygt My mom's very unfiltered with folks like this. She'd have simply walked up and said: Sir thoda side ho jaye baithna hai

[Chandral @Chandral_]

@BSChandra4BJP Que es 'kretki'?

[Chandral @Chandral_]

@jasveer10 Your lense views pride as an achievement (something you did). Others view pride as dignity (who they are). Therein lies your confusion.

[Chandral @Chandral_]

@hazelcoffeecake The oat milk spell isn't working on you 😂

[Chandral @Chandral_]

Heading to Dahab end of this year, good time to learn some Arabic

[Chandral @Chandral_]

Asking AI to summarize converations more often but I wonder if there's risk in relying on AI to contextualize and summarize things rather than put in that effort yourself