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Why would you waste your time reading this?

[Big Cat @BarstoolBigCat]

PMT 7-22

-Jimmy Tatro in studio
-Champion Golfer of the year Ryan Fox
-Mt Rushmore of non edible things that look delicious
-LeBron will never decide
-FAQ’s and more

Listen/Watch —> https://t.co/ZFHIFEuw15

[The Commonest Man in Festo @hottakeharry]

So he doesn’t need to be on the roster to be doing this stuff? Hmm…

[Underdog NBA @UnderdogNBA]

Heat's social media department mistakenly posted LeBron James introductory press conference video on YouTube while preparing for the possibility of LeBron picking the Heat, per @Anthony_Chiang.

[Choke @CChokeske]

Here’s every Scottie scheffler putt from round 3 of the @TheOpen @SchefflerFans why is he missing so much? Is it mental

[GoodGuy @GoodestGuy3]

@JimDeuces22 Forgot about it entirely until right now honestly

[Dustin Taylor ⌚️ @DustinT_NBA]

Interesting

[Dave Portnoy @stoolpresidente]

Tell us how you really feel Rory

[PFT Commenter @PFTCommenter]

The Passion of the Christ (2004)

[Pardon My Take @PardonMyTake]

THIS LEAGUE!!!!!

[PFT Commenter @PFTCommenter]

I stand with Bryson. Best way to handle this is to quit because your mad

[Bryson DeChambeau @brysondech]

Obviously disappointed with the ruling. I don’t agree with it, but it is what it is. This fires me up. Onto the weekend. Let’s get it.

[Kyle Porter @KylePorterNS]

the pettiness will feed families

[SCHD STAN | Craig @SCHDETF]

The Case for $SCHD as the Ultimate Portfolio Balancer

If you are heavily invested in growth-focused funds like $VGT, $QQQ, $SCHG, or $VOO, your biggest risk is correlation. When the tech sector or the broader market takes a hit, most "hybrid" dividend funds will drop right along with them.

In the video below Jeff Teeples explains why $SCHD stands out as the superior choice to balance that risk.

Minimal Overlap: The "Secret Sauce"

The primary reason to hold a dividend ETF alongside growth funds is diversification.

You want a fund that owns what your growth funds don't. $SCHD excels at this because it has almost zero shared weight with the high-flyers:

• vs. $VGT (Tech): Only 2% overlap.
• vs. $QQQM: Only 5% overlap.
• vs. $SCHG: A perfect 0% overlap.
• vs. $VOO (S&P 500): Only 7% overlap.

The Hidden Risk in $VIG and $DGRO
Many investors flock to $VIG and $DGRO for dividends, but these funds act more like "growth-lite" hybrids. They carry a heavy correlation to the tech sector, meaning they offer much less protection during a market rotation:

• $VIG shares a massive 25% overlap with $VGT and nearly 30% with $QQQM.

• $DGRO is similarly tied to the tech giants, with over 20% overlap.

If tech crashes, $VIG and $DGRO are likely to follow the downward trend because they are holding many of the same companies.

Quality Over Pure Yield
While $VYM also offers low overlap and serves as a decent balancer, $SCHD is often preferred because of its strict methodology.

While $VYM focuses on estimated future yields, $SCHD screens for high-quality companies with strong cash flows and sustainable growth. This ensures you aren't just buying "cheap" stocks, but "quality" stocks that provide a true value tilt.

The Bottom Line
• $SCHD & $VYM: These are your value tilts. They are designed to stay afloat or provide a hedge when your growth-heavy assets are struggling.

• $VIG & $DGRO: These are hybrid funds. They are great for steady growth, but they won't save you from a tech-led market correction because they are too closely correlated with the Nasdaq and S&P 500.

If your goal is to build a "bulletproof" portfolio that balances high-octane growth with defensive stability, $SCHD is the mathematically superior partner for your growth ETFs.

[Brandon Jennings @Tuff__Crowd]

Bron at 41 holding up the NBA schedule 😂😂😂😂😂😂😂

[Emo Surfer Stockah Brah 🖤🏄‍♂️ @Stockahlife]

Down so bad, I subscribed to Michael Burry

[steve2bacon🥓 @steve2bacon]

my next green day is gonna be like that meme of chris paul hitting a huge 3 to cut the deficit down to 42

[Larry @Tom & Marty's @tomandmartys]

Bryson, Scheffler, and Hatton is quite the threesome. Bryson blames every bad shot on his equipment. Scheffler blames every bad shot on his caddie. And Hatton blames every bad shot on the entire universe conspiring against him.

[SCHD STAN | Craig @SCHDETF]

IF YOU COULD PICK ONLY THREE THINGS YOU VALUE MOST ABOUT $SCHD, WHAT WOULD THEY BE?

🤩Here are mine:

1️⃣A Rules-Based Counterbalance to Growth

$SCHD provides a valuable counterbalance to my S&P 500 and growth investments, with greater exposure to value, dividends, and mature, profitable companies.

Its rules-based methodology does much of the work for me by relying on cold, hard fundamentals rather than emotional judgment calls.

Through its annual reconstitution and quarterly rebalancing, it continually refreshes and adjusts the portfolio, bringing in new value opportunities, removing companies that no longer meet its standards, and regularly resetting position weights.

This creates a natural buy-low, sell-high tendency while helping $SCHD maintain its identity as a value and dividend-growth fund with an above-average starting yield.

The result is exposure that is meaningfully different from the increasingly mega-cap-growth-heavy S&P 500, with the potential to provide greater stability, lower volatility, and more resilience during difficult markets.

2️⃣Underestimated Long-Term Total-Return Potential

I think $SCHD’s long-term total-return potential is often underestimated because many people view it primarily as an income ETF.

It may not experience the same rocket-like highs as growth-heavy investments during strong growth-led bull markets, but it can still participate meaningfully when markets rise while potentially providing greater resilience during difficult periods.

Over full market cycles, capturing a meaningful portion of the upside while potentially experiencing less downside can compound into very competitive long-term returns.

A backtest of the Dow Jones U.S. Dividend 100 Index, which $SCHD follows, showed that it outperformed the S&P 500 from 1999 through the period studied. Even longer-term market research has found that value stocks, like many of the companies $SCHD targets, have historically outperformed growth stocks over extended periods.

That certainly doesn’t mean value or $SCHD will outperform in the future.

Growth has dominated value for much of the period since the 2008 Global Financial Crisis, particularly as large-cap technology companies have become increasingly influential in the market. But investors shouldn’t assume growth will always crush value simply because that has been the dominant trend for much of the past 15 years.

Market leadership changes over time, and the recent era of growth dominance won’t necessarily continue indefinitely.

3️⃣The Trifecta: Yield, Dividend Growth, and Capital Appreciation

$SCHD offers the rare combination of an attractive starting yield, long-term dividend growth, and capital appreciation.

You receive meaningful income today, have the potential for that income to grow over time, and can still benefit from long-term share-price appreciation.

Many investments do one or two of these things well, but relatively few have historically delivered a strong balance of all three.

🤩Those are my top three. The low expense ratio, diversification, simplicity, transparency, and growing income stream are pretty great too.

👉What would make your top three?

[Jamie Kennedy @jamierkennedy]

The difference in colour at Birkdale.

[✧.* @HoodiiBron]

Hold on what’s going on