Chloe Zhu

Fintech VC @ Gestalt | Mission Lane | White Oak | @JPMorgan | @GoldmanSachs

[Chloe Zhu @ChloeZ_ChloeZ]

When did a BILLION dollar SAFE note become the norm.

[Chloe Zhu @ChloeZ_ChloeZ]

Is Money2020 trolling itself now?

[Chloe Zhu @ChloeZ_ChloeZ]

Whoever trained AI to "say the quiet part out loud" should be muzzled.

[Chloe Zhu @ChloeZ_ChloeZ]

Every Crypto VC in 2026: compute financing will be fully on chain!!

[Chloe Zhu @ChloeZ_ChloeZ]

@0xfishylosopher "But these principals will never directly trade on general compute exchanges because they require specific SKUs." What about companies that only access GPU via APIs? Wouldn't they be SKU agnostic?

[Chloe Zhu @ChloeZ_ChloeZ]

@mattturck Exact problem Gestalt is solving, starting with the financial servcies industry

[Chloe Zhu @ChloeZ_ChloeZ]

@Ishanee yes https://t.co/SIMs48aU1G

[Chloe Zhu @ChloeZ_ChloeZ]

Love that AI is not smart enough (yet) to write a fully-human email, so I can tell who's putting in real effort

[Chloe Zhu @ChloeZ_ChloeZ]

Morning stand-up
PM: why are all engineering status red?
Eng: 👇🏼👇🏼

[Chloe Zhu @ChloeZ_ChloeZ]

The year is 2026 and the fintech world can't be more polarized.
Community bankers: we need to reach customers in digital channels.
Stablecoin crowd: we are tokenizing RWA and saving community banks.
Who's building toward the future??

[Chloe Zhu @ChloeZ_ChloeZ]

@BrettHarrison https://t.co/whO6iZvrB5

[Chloe Zhu @ChloeZ_ChloeZ]

@pavelprata @R136Ventures Tough to be an emerging manager rn. Appreciate what you do

[Chloe Zhu @ChloeZ_ChloeZ]

Is there a benchmark on how often AI agents are challenged? and how often answers are corrected as a result?
The challenge prompt has been my daily routine now... unfortunately

[Chloe Zhu @ChloeZ_ChloeZ]

@Rick_Zullo I've been both a banker and a VC. Pricing to narratives happens everywhere. The capital markets either design new liquidity solutions fast enough (HY bonds, secondary markets, tender offers etc.), or we all stare at the inevitable destiny

[Chloe Zhu @ChloeZ_ChloeZ]

Hot fintech summer

[Chloe Zhu @ChloeZ_ChloeZ]

It's SpaceX allocation night

[Chloe Zhu @ChloeZ_ChloeZ]

If customer acquisition is too hard in consumer fintech, figure you could just buy a bunch of customers https://t.co/LrytZB8C3v

[Chloe Zhu @ChloeZ_ChloeZ]

@Rick_Zullo Who paid for the burrito?

[Chloe Zhu @ChloeZ_ChloeZ]

Today in fintech M&A: 🍑 +🔭

[Chloe Zhu @ChloeZ_ChloeZ]

Hot take: Gross revenue is NOT revenue