Mangesh Chopade

Purusharth Believer. Sanatani🕉📈🙂🎯.RTs =not endorsement.|Reply/Tweets not recommendations. Engineer.Investor.

[Mangesh Chopade @ChopadeMangesh]

Buy gd Biz when no one buying and discussing on TV.
Must Read last 5-7-10 yr ARs/CCs.
Remember good company is~
Old, High cash
No, low debt
No pledge
Good Products/Services
Not tainted promoter &⏫ holding
Dividend history
Avg 10-15% Rev/CashF/EPS growth (YoY). @BaluGorade

[Yatin Mota @yatinmota]

Let me tell you that your information is misleading @elonmusk

1. Rural India cannot afford Starlink services.. what are you smoking @cb_doge

2. Bharat Net is quite successful and Rural Connectivity in India is improving by the day. Starlink and its high cost cannot help in this case.

3. India leads the world in average monthly mobile data consumption per user at roughly 31 to 36 GB, compared to the USA's mobile average of 14 to 25 GB.

4. The average cost of 1 GB of mobile data in India is roughly $0.09 to $0.16 (about ₹8 to ₹13), whereas in the United States, it averages around $5.62 to $6.00 (about ₹465).

5. India has over 1.5 billion mobile subscriptions compared to around 380 million in the United States

@Starlink @reliancejio @airtelindia
@VodafoneGroup

[Balaji Thotadri @iam_balaji]

Deleted .. is doing a lot of heavy lifting in that headline.

Add up the ECI's own numbers. 3.01 + 6.30 + 2.80 + 1.02 + 0.26 = 13.39 crore. Every single name sits in a defined bucket. That's about 14% of the 95.4 crore reviewed. No mystery hole in the roll.

Dead voters first. India now registers 80 lakh+ deaths a year. Most states last did an intensive revision in 2002-04. Against two decades of deaths, 2.8 crore flagged as deceased looks conservative, not excessive.

Shifted voters next. Census 2011 counted 45 crore internal migrants. Many are women who moved after marriage, many are men who moved for work. Either way, a name stays behind on the old roll.

6.3 crore permanently shifted is no shock in a country that moves this much. And this didn't happen in a back room. 10 lakh BLOs prepared the lists. 22 lakh party BLAs got them booth by booth. Every party had eyes on every booth. A full month for claims. Form 6 open for anyone left out.

So here's the question for those shouting 13 crore deleted … how many of those names did your own BLAs object to, with evidence .. If the answer is a handful, the noise is political, not factual.

A clean roll protects every genuine voter. A bloated one is where fake votes hide.

[Dr. B L Bairwa MS, FACS @Lap_surgeon]

पाखंडी, लोगो को कैसे बेवक़ूफ़ बनाते है!
देखिये 👇

[VivekTaru @kendheswapnil]

How do you know that retirement corpus is 20X or 25X?

Did you account for the car you may replace every 8–10 years, maintenance of the house, or, God forbid, expensive immunotherapy that your health insurance won't cover, or geriatric care that might be expensive? You may even have to financially support your kids or kins during retirement.

And do you know the date of your death?

Conservative assumptions leave room for the unknowables.

And there are many unknowables in retirement.

[Vishal Bhargava @VishalBhargava5]

Spain: Large-scale protests against the housing crisis
Short-term rentals like Airbnb, Fund purchases & immigration has made rents double in the past decade.
The honeymoon for most of Europe is over. It's about time. They have taken easy times for granted for too long.

[Zee Business @ZeeBusiness]

सही मंच पर जोर से उठाई आपके हक की बात

ज़ी बिज़नेस हमेशा उठाता है ट्रेडर्स और इन्वेस्टर्स के हक की बात

शोर-शराबा नहीं, सही जगह सही मुद्दे उठाता है ज़ी बिज़नेस

#TradersRights #InvestorsRights #TradersVoice #InvestorsVoice #StockMarket #ShareMarket @AnilSinghvi_

[News Algebra @NewsAlgebraIND]

Bihar Bureaucrat Couple Sweety and Ravindra Raided by Vigilance -

1) From Patna: Rs 70 lakh in cash and 48 watches worth Rs 6 lakh recovered 🤯

2) From Begusarai: Rs 9 lakh in cash, along with gold and silver jewellery

3) Two flats in Patna - registered in his and his wife's names - worth Rs 1.07 crore

4) Three plots in Patna - registered in his wife's and father's names - worth approximately Rs 1.28 crore

[Vishal Bhargava @VishalBhargava5]

Ready Homes are no longer attracting a big price premium to under-construction. It’s a reflection of record supply, regulation + improved builder behaviour. Mere completion is no achievement in the eyes of buyer. It must be celebrated.

[The Jaipur Dialogues @JaipurDialogues]

Imagine the outrage, if a Hindu pilot would've stabbed a muslim co-pilot.

Everyone in the media would've called it Hindutva Terrorism.

Ab wo banda muslim nikla, to sabne muh mein kela thoos liya

[Earn Knowledge @earnknowledgee]

The secret to better swimming: Technique that makes the difference.

[उम्दा_पंक्तियां @umda_panktiyaan]

जिन स्त्रियों ने ना कोई टूर, ना ब्यूटी पार्लर,
ना फोन देखे बस दुख, दर्द , मेहनत, और
टपकती छत देखी
वे स्त्रियां हमारी माताएं है।

[ASAN @Asan_research]

@Mrsinha These countries don’t have STT माने securities transactions taxes

So Mr sinha people want either remove STT or reduce capital gains taxes

Double taxation की बात हो रही है जो भारतीय निवेशकों पर लगाया गया है , लेकिन ये बात तुम छुपा लोगे

[FSSAI @fssaiindia]

FSSAI proposes to ban the sale of analogue paneer made from constituents not derived from milk. The proposal seeks to safeguard consumer interests and ban the practice of marketing analogue products as paneer.

[Taxology India @taxologyin]

Calculation of PF Contribution for an employee earning wages of ₹20,000 pm for the month of September 2026.

For the month of September, Single ECR will only be filed with the contribution calculated appropriately taking into account the two wage ceiling periods i.e. Rs 15000 (16 days) & Rs 20000 (14 days)

Detailed FAQ: https://t.co/gQjjGQnorr

[Neil Borate @ActusDei]

Irdai says insurers spent the 2023 reform paying distributors more, not pricing policies cheaper. The numbers, FY23 to FY25:

Distributor pay grew 4 to 5 times faster than gross premium. Banks and corporate agents brought in 24-28% of new business and took 38-45% of the extra commissions.

Some payments were labelled advertising, infrastructure or marketing fees to get around commission limits.
Irdai links high upfront commissions to policy churn and misselling.

The proposal: cut the expense cap for general insurers from 30% to 20% of premium over five years, and to 10% for life insurers.

[THE SKIN DOCTOR @theskindoctor13]

The CCTV footage of Prof Doolla catching Sahil Wakode with a mobile phone in exam hall is out.

Now Sahil’s father should file an Atrocities Act case against the inventor of CCTV, the company that manufactured it, the mechanic who installed it and the officials who leaked it, for causing him the mental agony of being denied victimhood and the potential compensation that comes with it.

[CNBC-TV18 @CNBCTV18Live]

#CNBCTV18Alert | #TRAI Releases Telecom Consumer Protection (Thirteenth Amendment) Regulations, 2026

▶️The rule addresses shortage of affordable, short-duration Voice-and-SMS-only vouchers

▶️Providers must offer standalone Voice and SMS plans for 30 days or less

▶️Plan renewals must happen on the same date of every month

[Labour Law Reporter @LabourReports]

🚨 𝐄𝐃𝐋𝐈 𝐂𝐎𝐕𝐄𝐑 ₹𝟏𝟎.𝟓 𝐋𝐀𝐊𝐇 𝐍𝐎𝐖? 𝐓𝐇𝐄 𝐌𝐀𝐓𝐇 𝐒𝐀𝐘𝐒 𝐘𝐄𝐒. 𝐓𝐇𝐄 𝐋𝐀𝐖 𝐒𝐀𝐘𝐒 — 𝐍𝐎𝐓 𝐘𝐄𝐓.

After the EPFO wage ceiling moved from ₹15,000 to ₹25,000, one number started going viral:

₹25,000 × 35 = ₹8,75,000

* PF-balance component up to ₹1,75,000
= ₹10,50,000

Looks convincing.

But here is the legal catch 👇

➤ ❶ 𝐓𝐇𝐄 𝐅𝐎𝐑𝐌𝐔𝐋𝐀 𝐇𝐀𝐒 𝐂𝐇𝐀𝐍𝐆𝐄𝐃 𝐈𝐍 𝐄𝐅𝐅𝐄𝐂𝐓

Under the Employees’ Deposit-Linked Insurance Scheme, 2026, the wage-linked component is broadly:

35 × average monthly wages
+
50% of average PF balance, capped at ₹1.75 lakh.

Since the notified wage ceiling is now ₹25,000, the mathematical output can reach ₹10.5 lakh.

➤ ❷ 𝐁𝐔𝐓 𝐓𝐇𝐄 𝐅𝐈𝐍𝐀𝐋 𝐒𝐓𝐀𝐓𝐔𝐓𝐎𝐑𝐘 𝐂𝐀𝐏 𝐈𝐒 𝐒𝐓𝐈𝐋𝐋 ₹𝟕 𝐋𝐀𝐊𝐇

Paragraph 21 still says the assurance benefit shall not exceed ₹7 lakh.

So:

❌ “EDLI maximum is now ₹10.5 lakh” — not legally correct today.

✅ “The ₹25,000 wage ceiling can increase the EDLI calculation, but the present statutory maximum remains ₹7 lakh.”

That distinction matters.

➤ ❸ 𝐃𝐎𝐄𝐒 𝐍𝐎𝐓𝐇𝐈𝐍𝐆 𝐂𝐇𝐀𝐍𝐆𝐄 𝐓𝐇𝐄𝐍?

No. Something important does change.

Earlier, at ₹15,000:
35 × ₹15,000 = ₹5.25 lakh.

At ₹20,000:
35 × ₹20,000 = ₹7 lakh.

Meaning an employee with the relevant average wage of ₹20,000 can mathematically reach the current ₹7 lakh maximum from the wage component itself.

So the higher ceiling may allow more eligible families to reach the existing maximum more easily.

➤ ❹ 𝐀 𝐏𝐑𝐀𝐂𝐓𝐈𝐂𝐀𝐋 𝐄𝐗𝐀𝐌𝐏𝐋𝐄

Average wage: ₹18,000
35 × wage = ₹6,30,000
Average PF balance: ₹1,00,000
50% PF component = ₹50,000

Calculated benefit = ₹6,80,000.

Under the old ₹15,000 ceiling, the wage component would have been capped at ₹5.25 lakh.

➤ ❺ 𝐎𝐍𝐄 𝐌𝐎𝐑𝐄 𝐈𝐌𝐏𝐎𝐑𝐓𝐀𝐍𝐓 𝐂𝐀𝐔𝐓𝐈𝐎𝐍

The commonly quoted ₹2.5 lakh minimum is not a universal Day-1 entitlement.

It is linked to the specified 12-month continuous-employment condition, subject to the Scheme’s 60-day gap relaxation. Other cases follow a different balance-based mechanism, including a ₹50,000 minimum in specified circumstances.

➤ ❻ 𝐄𝐌𝐏𝐋𝐎𝐘𝐄𝐑 𝐈𝐌𝐏𝐀𝐂𝐓

EDLI is employer-funded.

At 0.5%:

Old ceiling ₹15,000 → ₹75
New ceiling ₹25,000 → ₹125

That is a possible increase of ₹50 per affected employee per month, where the revised ceiling applies.

𝐋𝐋𝐑 𝐋𝐄𝐆𝐀𝐋 𝐓𝐀𝐊𝐄𝐀𝐖𝐀𝐘

₹10.5 lakh is a 𝐦𝐚𝐭𝐡𝐞𝐦𝐚𝐭𝐢𝐜𝐚𝐥 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐢𝐨𝐧.

₹7 lakh is the 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐬𝐭𝐚𝐭𝐮𝐭𝐨𝐫𝐲 𝐦𝐚𝐱𝐢𝐦𝐮𝐦.

Until Paragraph 21 is separately amended, HR should not communicate ₹10.5 lakh as an existing EDLI entitlement.

Sometimes the difference between a formula and the law is just one line.

For an employee’s family, that one line can mean ₹3.5 lakh of expectation.

Follow LLR for more Legal Insights and updates.

[The Better India @thebetterindia]

What happens when young people decide their heritage is worth saving?

In Mathura-Vrindavan, the ‘Braj Raj Rakshak’ team is cleaning ancient kunds, Yamuna ghats, and historic sites through hands-on volunteer work.

After Chintaharan Mahadev Ghat, Keshi Ghat, Kalideh Ghat and Rajghat, they spent 15 days cleaning Nava Kund, removing algae, sludge, plastic and dirty water.

Now, their next challenge is Karauli Ghat, an old Vrindavan landmark with a long architectural history.

Because heritage is not just something we inherit.

It is something we choose to protect, one site at a time.

Credits : brajrajrakshak on IG

#BrajRajRakshak #Vrindavan #Mathura #HeritageConservation

[Braj Raj Rakshak, Vrindavan heritage conservation, Mathura Vrindavan youth volunteers, Yamuna ghats cleaning, Nava Kund restoration]

[LiveLaw Hindi @LivelawH]

BREAKING | गिरफ्तारी का कारण न बताने पर पहली गिरफ्तारी रद्द होने के बाद दोबारा गिरफ्तारी के लिए मजिस्ट्रेट की मंज़ूरी ज़रूरी: सुप्रीम कोर्ट

https://t.co/5iSSeceIdx

#fir #arrest #supremecourt #magistrate #livelaw