CJ | Faith & Finance

Former banker. Catholic husband. Lost a business, rebuilt with faith. Helping you steward your money the way God intended. Free guide ↓

[CJ | Faith & Finance @ChrisJSaud]

I married the woman who brought me back to Jesus.

Every dollar I manage now is for the life we're building together.

Love is the reason the budget exists. Before her, money was just numbers.

A threefold cord is not quickly broken (Ecclesiastes 4:12). Her, me, and God.

[CJ | Faith & Finance @ChrisJSaud]

@Alleninvests What’s with the crusade against coffee this morning? 😂

[CJ | Faith & Finance @ChrisJSaud]

@GurzBurnie82919 @Dearme2_ Sorry to hear if you’ve been through some hurt brother, but with any great reward there is risk and there’s no better reward on this earth than being married to your best friend

[CJ | Faith & Finance @ChrisJSaud]

@NeroInsomnis @Dearme2_ Amen 💪

[CJ | Faith & Finance @ChrisJSaud]

@eeanalmonte @Dearme2_ Thank you brother !

[CJ | Faith & Finance @ChrisJSaud]

@niclucylife A bunch of bishops and a hippo

[CJ | Faith & Finance @ChrisJSaud]

@TheBrilliantBu1 I had to stop shopping at Costco. My wife and I often wouldn’t get through the giant packages before they went bad. Now we only go there for non perishables and toilet paper

[CJ | Faith & Finance @ChrisJSaud]

@PaxAeterna Same here, but it’s because it gives my dog allergy attacks lol

[CJ | Faith & Finance @ChrisJSaud]

@RealRonSneller I think it’s for the feeling you get when you pick a winner and feel like a genius. That’s why I do it 😂

[CJ | Faith & Finance @ChrisJSaud]

“Invest in what you know”

This used to be great advice.

Like Nike? Buy $NKE
Like Starbucks? Buy $SBUX

This is outdated.

If you don’t know what to buy, especially if you’re just starting out, you need a broad fund that will grow consistently over time

$VOO is my go-to

[CJ | Faith & Finance @ChrisJSaud]

@DearS_o_n “Better a patient man than a warrior, and one who rules his temper than one who takes a city.”
Proverbs 16:32

Real strength is often quiet. Staying patient, choosing peace, and refusing to let bitterness take root.

[CJ | Faith & Finance @ChrisJSaud]

@Compound_Kid_ That’s literally the cheat code, and that’s assuming you don’t start a business or do something else to make you a millionaire even sooner.

[CJ | Faith & Finance @ChrisJSaud]

@TheBrilliantBu1 Yup, it’s a great tool if you actually have the discipline to not use the cards you just freed up

I unfortunately saw a lot of that when I worked in banking

[CJ | Faith & Finance @ChrisJSaud]

@TheBrilliantBu1 Great point. Just because you like eating $MCD doesn’t mean it’s the best investment for you.

[CJ | Faith & Finance @ChrisJSaud]

I also think it’s the right way to go long term for most people. Many folks don’t have the time to be checking in on latest news and trying to time the market.

ETFs keep it simple and have a long term track record of wins. You might win a little less than a stock picker but IMO it’s a small price to pay for the convenience

[CJ | Faith & Finance @ChrisJSaud]

@InvestingAddict Cant forget the $1.50 hotdogs. He’s truly a man of the people!

[CJ | Faith & Finance @ChrisJSaud]

@theoptionslord I really hope so, my “buy the dip” fund is getting low !

[CJ | Faith & Finance @ChrisJSaud]

@MrSausageGet At least the women Huang was with seem to have been consensual. Meanwhile, Epstein clients getting swept under the rug is insane

[CJ | Faith & Finance @ChrisJSaud]

A lot Catholics don't know every Friday is meant to be a small penance, not just in Lent.

Mine this year: no Uber Eats/Doordash on Fridays. Whatever I would've spent on fees goes to the poor box.

Small sacrifice, real money, real good.
What's your Friday penance?

[CJ | Faith & Finance @ChrisJSaud]

If you’re reading this, I prayed a rosary for you without your consent

Deal with it