Chris | The Savings Guy

I simplify finance and offer savings tips for 9-5ers. Tweets on investing & personal finance. Former Broker. Tweets ≠ advice.

[Chris | The Savings Guy @ChrisSavesABuck]

@AlexAndBooks_ @DylanoA4 I like your photo display of the books 👍

[Chris | The Savings Guy @ChrisSavesABuck]

@MrBudgetBill maybe 20. 30?

[Chris | The Savings Guy @ChrisSavesABuck]

Want cash back?

@rakuten is the easiest way

Install their web extension, click on it, shop, and earn money !

I got over $26 cash back on my recent purchase

Use my link below - you get $40 and I get $40 - through Dec 8th!

https://t.co/kYK791kq6g

[Chris | The Savings Guy @ChrisSavesABuck]

How do mutual funds get priced?

How do I buy an ETF?

These questions and more get answered in our FREE guide on the basics of mutual funds and ETFs. Check it out below!

[Chris | The Savings Guy @ChrisSavesABuck]

You started investing and not sure what to do

Mutual funds?

ETFs?

What are the differences?

How do I begin?

We answer that and more in our FREE beginner's guide to Mutual funds vs. ETFs. Check it out below!

[Chris | The Savings Guy @ChrisSavesABuck]

Think you know how to DCA?

Dollar cost averaging can be a strategic method to consistently invest...

AND remove emotion from your behavior

Check out our newsletter below on how to stick to your investment plan!

https://t.co/MDGxD93eGL

[Chris | The Savings Guy @ChrisSavesABuck]

Got a 401(k)?

Ever heard of an Expense Ratio?

It's the fee lurking in your investment

$VTSAX for example has an expense ratio of just 0.04%

That's 40 cents for every $1,000 you invest!

Low ratios like this are gold - saving you $ each year on your investments!

[Chris | The Savings Guy @ChrisSavesABuck]

Credit cards are useful tools

But they can be dangerous

Credit cards carry high interest rates

The most important rule: if you have credit card debt, prioritize it and pay it down first

Otherwise, you are punishing yourself

[Chris | The Savings Guy @ChrisSavesABuck]

NOOOOOOOOOO!!!!!!!!!!!!!!

Such a sad thing when rates drop - for savings accounts!

[Chris | The Savings Guy @ChrisSavesABuck]

You want to invest

But don't know where to start

Mutual Funds?

ETFs?

We have you covered

Check out our 10-page FREE Ebook that educates you on both assets and their similarities & differences!

[Chris | The Savings Guy @ChrisSavesABuck]

Earn money

Spend less

Invest the difference

Preferably in passive index funds

and watch that money work for you

[Chris | The Savings Guy @ChrisSavesABuck]

Uh oh

AARP is increasing their dues in 2025

By $4 - from $16

LOL

At $20, this is still a deal, as @AARP provides so many benefits and discounts for members

[Chris | The Savings Guy @ChrisSavesABuck]

Travel abroad?

Incur ATM fees when withdrawing $ ?

Schwab offers a checking acct that gives ATM rebates automatically

Yup - anywhere, any amount, anytime

Follow me for more money saving tips!

[Chris | The Savings Guy @ChrisSavesABuck]

There's still time to contribute to an IRA for 2024!

For most, you'll have until April 15, 2025 to make that contribution

And this year it has increased to $7,000!

Contribute, invest, automate

Then, sit back and put your feet up...

[Chris | The Savings Guy @ChrisSavesABuck]

Want to invest but have no idea where to start?

We'll help!

Check out our FREE guide on mutual funds and ETFs & why they are popular choices among investors

[Chris | The Savings Guy @ChrisSavesABuck]

I scored a sweet credit card retention offer

But it can be difficult to know which is better: cash or points?

Check out our latest newsletter where we outline the hidden value of both - and which may be better for you

https://t.co/dp2Uxxxn0p

[Chris | The Savings Guy @ChrisSavesABuck]

Stock markets are at all-time highs

Don't let it go to your head

There are times when they fall too

Avoid emotions and keep investing regardless!

[Chris | The Savings Guy @ChrisSavesABuck]

Me and my spouse:

using credit cards to pay for everything possible over a couple years, and pay the balance in full every month

Last summer: used credit card points to buy 2 RT BUSINESS class tickets to Austria

Saved $18,000

[Chris | The Savings Guy @ChrisSavesABuck]

Are you a customer of Tmobile?

In order to get an Autopay discount, they want your debit card

I loaded mine to my acct

When it's time to pay, I do it a few days early with a credit card instead

That way I get the discount AND the points!

[Chris | The Savings Guy @ChrisSavesABuck]

There's still time to contribute to an IRA for 2024!

For most, you'll have until April 15 to make that contribution

Don't let your retirement go unfunded!

Contribute, invest, and automate

then, sit back and put your feet up