Civic Bank

Non custodial Solana banking dApp. Your keys, your assets.

6efy5qr35QiYUU27ShFYoxTYz7vN783YfZWaZ2qA9ViP

[Civic Bank @CivicBank_]

Civic Bank is launched on @Pumpfun with $CVB ticker

https://t.co/mKRiCudSzR

[Civic Bank @CivicBank_]

Do you agree if I create a new, more interesting token?

[Civic Bank @CivicBank_]

Orchid Finance has just launched!
We’d like to sincerely thank everyone who showed strong enthusiasm in using our SDK and API.
It’s great to see builders leveraging the tools to bring their projects live.
We wish Orchid Finance continued success and smooth growth ahead 🌱
Disclaimer:
@orchidfinancex is an independent project.
Their team has no direct affiliation or involvement with our team.

We are open for all projects, please contact us!

[Orchid Finance @orchidfinancex]

Watch the Orchid Finance dashboard in action

Deposit SOL into Vault (automated strategies, ~5% APY)

Stake in Earn (no lockups, ~8% APY)

Open and fulfill P2P Credit via smart-escrow (lend or borrow directly on-chain)

Send instant, low-fee transfers with full on-chain transparency

Track live TVL, APY, pending rewards, and portfolio changes in real time

Security first: audited smart contracts and an active bug bounty program

No KYC for on-chain features; governance decisions are made by the Orchid DAO

Get started: https://t.co/lP170BIxbW

[Civic Bank @CivicBank_]

today will announce new features

[Civic Bank @CivicBank_]

Civic Bank Premium - Now Live
We’re introducing Civic Bank Premium, powered by x402 micropayments.
No subscriptions. No lock-ins.
You only pay per request instantly using USDC via the 402 protocol.
New premium features include:
• Portfolio Analytics
Detailed risk scores, diversification metrics, and personalized insights.
• Premium AI Assistant
Ask deep, finance-focused questions and get actionable answers.
• Portfolio Export
Export your entire DeFi portfolio, transactions, and balances in JSON format.
• Advanced Lending Analytics
Find optimal lending rates, arbitrage opportunities, and risk metrics.
Everything runs on Base network (testnet for now) while we finish integrations.
This is a step toward AI-powered, usage-based banking tools not subscriptions, just pay-per-use.
More modules coming soon.

[Civic Bank @CivicBank_]

Usage-Based Premium - Powered by x402
We’re introducing usage-based premium access using x402 micropayments.
No subscriptions.
No monthly plans.
No lock-ins.
You only pay when you actually use a premium feature per request, settled instantly via the 402 protocol.
This unlocks:
• on-demand portfolio analytics
• AI-powered financial insights
• advanced data exports
• deeper lending analytics
Each request is priced transparently and paid in real time using USDC.
We believe financial tools should work like infrastructure: use it when you need it, pay only for what you use.
This is an early step toward a more open, composable, and fair premium model.
More x402-powered endpoints coming soon.

[Civic Bank @CivicBank_]

access is still the same here https://t.co/Qc5KzD6fVH

[Civic Bank @CivicBank_]

Civic Bank Premium - Now Live
We’re introducing Civic Bank Premium, powered by x402 micropayments.
No subscriptions. No lock-ins.
You only pay per request instantly using USDC via the 402 protocol.
New premium features include:
• Portfolio Analytics
Detailed risk scores, diversification metrics, and personalized insights.
• Premium AI Assistant
Ask deep, finance-focused questions and get actionable answers.
• Portfolio Export
Export your entire DeFi portfolio, transactions, and balances in JSON format.
• Advanced Lending Analytics
Find optimal lending rates, arbitrage opportunities, and risk metrics.
Everything runs on Base network (testnet for now) while we finish integrations.
This is a step toward AI-powered, usage-based banking tools not subscriptions, just pay-per-use.
More modules coming soon.

[Civic Bank @CivicBank_]

We congratulate @NomadPayFi on successfully issuing the first virtual card through our API integration.

This achievement highlights the strength of our partnership, combining Civic Bank’s robust card infrastructure with NomadPay’s zero knowledge privacy and non custodial design.

We look forward to the upcoming launch and continued collaboration to bring enhanced utility and privacy to the community.

Stay tuned for more updates.

[NomadPay @NomadPayFi]

We've successfully created our first virtual card using the Civic Bank API integration.

This means instant, non-custodial card issuance powered by zero-knowledge privacy is now fully functional, from locking funds in escrow to receiving card details in under 60 seconds.

A massive thank you to the @CivicBank_ team for their incredible support and seamless API. This partnership is bringing truly sovereign crypto spending to life.

We're closer than ever to launch. Stay tuned for the big announcement!

Here's a glimpse of the success flow and card details in action:

[Civic Bank @CivicBank_]

@DDunkelziffer @NomadPayFi We’re also open to collaborating with other projects as well. If any team is interested in using our API or building together, feel free to reach out.

[Civic Bank @CivicBank_]

We are pleased to announce the collaboration between

Civic Bank X @NomadPayFi

The Nomad product has successfully completed preparation and is now ready for launch today. This collaboration focuses on integrating our capabilities to deliver better infrastructure, improved user experience, and broader utility for the community.
Congratulations to the Nomad team on reaching this milestone we’re excited to see the product go live and begin the next phase of development and growth.

[Civic Bank @CivicBank_]

We’ve been contacted by a project 👀that is interested in collaborating with us and integrating our card API into their product. Through this collaboration, our API will be used for virtual card creation inside their ecosystem.

We’re currently working together on the integration, testing flow, and making sure everything runs smoothly before making anything public. The collaboration will be officially announced soon once all details are finalized.
As for the next update Civic integration is coming soon with several feature improvements and refinements that many of you have been waiting for.
The name of the partnering project will be revealed soon.
Stay tuned more updates on the way. 🔥

[Civic Bank @CivicBank_]

@DDunkelziffer @NomadPayFi It’s not my own project. We’re in collaboration talks and they will handle their product independently on their side.

[Civic Bank @CivicBank_]

@Tjakkah_ We won’t stop. More updates coming soon 🔥

[Civic Bank @CivicBank_]

We’ve been contacted by a project 👀that is interested in collaborating with us and integrating our card API into their product. Through this collaboration, our API will be used for virtual card creation inside their ecosystem.

We’re currently working together on the integration, testing flow, and making sure everything runs smoothly before making anything public. The collaboration will be officially announced soon once all details are finalized.
As for the next update Civic integration is coming soon with several feature improvements and refinements that many of you have been waiting for.
The name of the partnering project will be revealed soon.
Stay tuned more updates on the way. 🔥

[Civic Bank @CivicBank_]

We’re currently upgrading our security systems to ensure a safer and more comfortable experience for all users.
As part of this update, we are improving:
• advanced fraud detection checks
• stronger authorization rules for card usage
• improved transaction monitoring and alerts
• auto-freeze protection for suspicious activity
• enhanced encryption and data protection
• API security and rate-limit hardening
These upgrades are focused on preventing abuse, reducing risk, and keeping user assets protected at all times.

[Civic Bank @CivicBank_]

🔒 Security Upgrade Completed
We’ve just rolled out a security upgrade across Civic Bank.
This update improves:
• protection around virtual card actions
• fraud & suspicious-activity monitoring
• login/session handling
• backend stability and reliability
What this means in practice:
• fewer declines caused by security filters
• better detection of unusual behavior
• smoother and safer payment testing
• overall stronger platform resilience
No user action is required everything is applied automatically.
We will continue to prioritize security first, then features.
Thanks for your patience while we improve the system step by step.

[Civic Bank @CivicBank_]

We’re currently working on a new Incoming feature.
This will allow users to:
• see incoming transactions more clearly
• track pending transfers in real time
• get notified when funds are on the way
• separate incoming vs outgoing activity in the dashboard
Right now the feature is in active development and internal testing.
Once it’s ready, it will be rolled out gradually to all users.
Step by step, we’re making Civic Bank easier and clearer to use especially for people who receive payments frequently.
More updates soon. 💙

[Civic Bank @CivicBank_]

🔒 Security Upgrade Completed
We’ve just rolled out a security upgrade across Civic Bank.
This update improves:
• protection around virtual card actions
• fraud & suspicious-activity monitoring
• login/session handling
• backend stability and reliability
What this means in practice:
• fewer declines caused by security filters
• better detection of unusual behavior
• smoother and safer payment testing
• overall stronger platform resilience
No user action is required everything is applied automatically.
We will continue to prioritize security first, then features.
Thanks for your patience while we improve the system step by step.

[Civic Bank @CivicBank_]

We’re already thinking about the next steps for the ecosystem.
Virtual cards going live is not the finish line! it’s the foundation. From here, we want to make on-chain money actually usable in everyday life.
Future directions we are exploring include:
• card rewards for spending
• merchant payments and checkout integrations
• loyalty points and tiers
• integrations with other Solana apps and protocols
The goal is simple: make it easy to earn, spend, and manage your crypto without friction.
We will continue to build carefully, listen to feedback, and avoid rushing features just for headlines. Step-by-step, product first.
More updates soon.

[Civic Bank @CivicBank_]

Civic Bank Virtual Card - Ready to Use
A glimpse of what using the Civic Bank Virtual Card looks like in the real world.
Pay online, subscribe to services, or make everyday digital purchases directly from your on-chain balance. No paperwork, no branch visits, fully in your control.
Freeze it. Unfreeze it. Check limits and activity in seconds from the dashboard.
This is the bridge between: blockchain ➝ daily life payments

[Civic Bank @CivicBank_]

Here’s a first look at how the Civic Bank Virtual Card looks inside the app 💳
Clean, minimal, and modern: • dark blue gradient card design
• “Active” status indicator on the top-right
• card number, expiry date, and CVV displayed in the details panel
• copy-to-clipboard buttons for quick use
• real-time balance shown under the card
• option to view transactions directly

[Civic Bank @CivicBank_]

Virtual Card is now officially LIVE.
You can now create and use your own virtual card inside Civic Bank.
What you can use the virtual card for: • online payments
• subscriptions and digital services
• everyday internet purchases
• linking to platforms that support virtual cards
• freezing/unfreezing your card anytime if needed
Everything is managed directly from your dashboard, simple, fast, and fully under your control.
This is a big step for our ecosystem because it connects:
👉 your on chain balance
with
👉 real world spending
in a smooth and user-friendly way.
🔜 What’s next?
We’re not stopping here. Next steps:
• DexScreener promotion (paid listing/ads)
• stronger marketing push
• UX improvements based on user feedback
• more integrations around the virtual card
We prefer to build first, then talk.
Thank you to everyone who has been supporting us since the beginning we’re just getting started. 💙

[Civic Bank @CivicBank_]

Virtual Card is now officially LIVE.
You can now create and use your own virtual card inside Civic Bank.
What you can use the virtual card for: • online payments
• subscriptions and digital services
• everyday internet purchases
• linking to platforms that support virtual cards
• freezing/unfreezing your card anytime if needed
Everything is managed directly from your dashboard, simple, fast, and fully under your control.
This is a big step for our ecosystem because it connects:
👉 your on chain balance
with
👉 real world spending
in a smooth and user-friendly way.
🔜 What’s next?
We’re not stopping here. Next steps:
• DexScreener promotion (paid listing/ads)
• stronger marketing push
• UX improvements based on user feedback
• more integrations around the virtual card
We prefer to build first, then talk.
Thank you to everyone who has been supporting us since the beginning we’re just getting started. 💙

[Civic Bank @CivicBank_]

Virtual Card is now officially LIVE.
You can now create and use your own virtual card inside Civic Bank.
What you can use the virtual card for: • online payments
• subscriptions and digital services
• everyday internet purchases
• linking to platforms that support virtual cards
• freezing/unfreezing your card anytime if needed
Everything is managed directly from your dashboard, simple, fast, and fully under your control.
This is a big step for our ecosystem because it connects:
👉 your on chain balance
with
👉 real world spending
in a smooth and user-friendly way.
🔜 What’s next?
We’re not stopping here. Next steps:
• DexScreener promotion (paid listing/ads)
• stronger marketing push
• UX improvements based on user feedback
• more integrations around the virtual card
We prefer to build first, then talk.
Thank you to everyone who has been supporting us since the beginning we’re just getting started. 💙