Clayton Robison / NMLS #275897/1850

Over 30 yrs of Mortgage & Financial Experience.
Lic in CA, CO, FL, NC, TN, TX , AZ BK 0906702

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

How much income is needed to buy in 2026? 

If you want this chart, send me a message with BUDGET.

#Affordability #MortgageMath #HomeBuying2026 #RealEstateFinance #MonthlyPayment #YourMortgageSensei

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Based on your current income, this is an estimate of what you might qualify for in terms of a loan or mortgage.

#realestate #homepurchase #lenders #financialadvice #mortgage #mortgagetips #clayrobison

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

There's something fishy going on
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In The Housing Market And It's Backed By Wall Street
You've Probably Heard About It

#housingmarket #financialadvice #realestate #clayrobison #mortgage #clayrobison

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Rent Inflation in 30 US Cities changes from 2020 - 2026. 

#renting #rentcrisis #financialfreedom #worstcities #affordability #financialadvice

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Happy Labor Day! A well-deserved tribute to the contributions of hardworking individuals who keep our nation strong and vibrant. #LaborDay #CelebrateWorkers

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Switzerland stands out with the highest household debt per person globally, reaching an astonishing $149,500.

#debt  #financialadvice  #financialfreedom #clayrobison #worldfinance

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

I WAS GOING TO GAY KEEP THIS BUT ITS WAY TO GOOD GOT TO SHARE THIS WITH YOU

HERE IS HOW TO BUY A $400,000 HOME WITH JUST $4,000 DOLLARS

#homepurchase #firsttimehomebuyer #mortgage #financialadvice #homeownership

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Here's a look into the cities with the most affordable rental prices among 100 cities in the United States as we project into 2026.

#affordability #affordableliving #mostaffordablehousing #clayrobison

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Here are the top 25 Cities where you will need a hefty salary to be able to afford a home. The Highest Salary required to afford the Medium Home Price in 2026. 

#Affordability #MortgageMath #HomeBuying2026 #RealEstateFinance #MonthlyPayment #YourMortgageSensei

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

The cost of living in major cities across the United States continues to soar, especially when it comes to renting. As of 2026, San Francisco, California, takes the lead as the city with the highest average rent, reaching a staggering $3,830.

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Here are the top 25 Cities with the Least Salary Needed to Afford a Medium Home Price in 2026. Starting with Pittsburgh at a $64,106 Annual Income

#Affordability #MortgageMath #HomeBuying2026 #RealEstateFinance #MonthlyPayment #YourMortgageSensei

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

The table presented provides a detailed analysis of the estimated monthly average expenditure on gasoline across different states.

#financialadvice #budgeting #savemoney

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Six figures in healthcare without medical school? 

 #careers #goodjobs #careerplanning

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Low Credit makes everything expensive
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Here are 3 WAYS TO FIX CREDIT SCORE FAST

#improvecreditscore #bettercredit #lowcredit #financialadvice #financialfreedom #financialplanning

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Do you earn $100,000 annually? It's important to consider that your take-home pay can vary significantly after taxes, depending on your state of residence.

#100ktaxes #incomebycity #financialadvice #financialfreedom #affordability #bestcities

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Why do we feel so poor in comparison to over 25 years ago.

#financialadvice #financialfreedom #mortgagetips

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Mortgage Rate History

•1975: 9.0%

•1980: 14.4%

•1985: 13.5%

•1990:10.1%

•1995: 7.9%

•2000: 8.0%

•2005: 5.7%

•2010:5.0%

•2015: 3.9%

•2020:2.7%

•2025: 6.7%

•Current 6.0%

#mortgagerate #mortgageratehistory #realestatetips #financialadvice #homepurchase

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

A Renovation Loan 
#renovationloan #april #mortgage101 #mortgage #homeoptions #financialadvice

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

TOTAL INTEREST PAID AT THE END OF THE MORTGAGE LOAN

#interestrate #mortgage #mortgage101 #clayrobison

[Clayton Robison / NMLS #275897/1850 @ClayRobi]

Buying a home in 2026 looks a little different than it did a few years ago.

How much income do you need to buy a home in 2026

#income #mortgage101 #homepurchase