Cluby Credit

The credit layer for tokenized stocks. Long and short the same market.

CA: 6zAixiTbxWna7X8sLi8GyojrvH8N4D213p8jRtSopump

[Cluby Credit @ClubyTech]

robinhood:0x7f2673ba3d0679224a65b70aefe84f9e6a3cc376 starts its next chapter on Solana.
CA: 6zAixiTbxWna7X8sLi8GyojrvH8N4D213p8jRtSopump

Post a tokenized stock, borrow USDG, keep the upside. Or supply capital and earn borrower interest.

Built on Morpho Blue. Loans are backed by collateral, with liquidation thresholds fixed per market. You see your liquidation price before signing.

Open-source code. Public contracts. MCP tools let agents check markets and positions; you sign in your own wallet. https://t.co/Ty42zcMovA

https://t.co/3liLtYkyFa

[Cluby Credit @ClubyTech]

dex was paid:

https://t.co/OpS1TsTFP1

[Cluby Credit @ClubyTech]

@RAIZ_75 We are deploying it

[Cluby Credit @ClubyTech]

robinhood:0x7f2673ba3d0679224a65b70aefe84f9e6a3cc376 starts its next chapter on Solana.
CA: 6zAixiTbxWna7X8sLi8GyojrvH8N4D213p8jRtSopump

Post a tokenized stock, borrow USDG, keep the upside. Or supply capital and earn borrower interest.

Built on Morpho Blue. Loans are backed by collateral, with liquidation thresholds fixed per market. You see your liquidation price before signing.

Open-source code. Public contracts. MCP tools let agents check markets and positions; you sign in your own wallet. https://t.co/Ty42zcMovA

https://t.co/3liLtYkyFa

[Cluby Credit @ClubyTech]

A lending market needs capital before it can serve borrowers.

We’re allocating $10,000 of our own funds to a dedicated lender rewards reserve.

Supply into Cluby. Earn the interest borrowers pay, with additional rewards funded from the reserve as the program runs.

Rewards will be based on how much liquidity you provide and how long you provide it. The reserve will sit outside the lending markets and be released on a published schedule.

Borrowers need dependable liquidity. This is how we’re helping fund it.

https://t.co/3liLtYkyFa

[Cluby Credit @ClubyTech]

Dev supply locked:

https://t.co/Hf1LkfrfPU

[Cluby Credit @ClubyTech]

Two different layers there.

Mancer is an aggregator, same job as Voxelithic rather than a venue under it, and its beta is invite-gated right now — a public swap page can't depend on something most users can't get into. That changes when it opens.

BlazePhoenix and LiquidSwap are venues, so the right fix would be Voxelithic adding them rather than us rewriting routing. Today it prices six: Uniswap v3, Uniswap v4, Up, Ramses, Giga, Alandale.

curl https://t.co/6PevaannPP

And nothing is locked: every quote is an unsigned transaction your own wallet signs, so compare wherever you like.

[Cluby Credit @ClubyTech]

An AI agent can now read every credit market on Robinhood Chain. Cluby ships an MCP server.

Point Claude or any agent at it and it can list all 35 markets with their oracle type and threshold, pull a live position, replay a market's history, and read recent liquidations. It can also price a position before one exists.

Ask it what a borrow would do and it returns the health factor, the liquidation price, and whether the size exceeds the cap the app enforces. Same for leverage: exposure, debt, resulting LTV, liquidation price.

Here is the part that matters. The server holds no keys, and it has no write tools at all. Not withheld, not gated behind a permission. There is no function on it that moves anything

An agent can analyse the entire protocol and is structurally incapable of touching a position.
Every credit protocol will need this surface

Ours is live today, and the code is open:
https://t.co/Ty42zcMovA
https://t.co/3liLtYkyFa

[Cluby Credit @ClubyTech]

We do not hold robinhood:0xa01bc586cd5f4f253bfab4e44400c52dbc18bc50, we call an endpoint. The quote returns as unsigned calldata,
the user signs it, the swap reverts below minimum out. Nobody custodies anything, so
their market cap is not a risk we carry.

We read the code before wiring it in. The routing rules are constants you can open,
venues get classified by calling them instead of trusting a label, and it needs no
API key. 1inch is good and deployed here, but its pathfinder is closed and its API
wants a key.

If their endpoint dies, our swaps stop and no one loses a dollar.

[Cluby Credit @ClubyTech]

Yes, and that is the point. Morpho holds the money because it should: immutable and
unreachable by our keys.

What is ours is every choice that can lose it. The collateral, the oracle, the
liquidation threshold, the cap, the liquidator, the watchdog. Get those wrong and we
are worthless no matter whose contracts the funds sit in.

You can skip us entirely: market ids are in our API, Morpho is permissionless, call
it directly and pay nothing. The fee is zero for 90 days anyway.

[Cluby Credit @ClubyTech]

@prime_legolas @Voxelithicag Yes, on the routing. Cluby Swap sends the pair and the size to @Voxelithicag's API and gets back the best route as an unsigned transaction your wallet signs.

An integration, not a token relationship. No router of our own, no keys on our side.

[Cluby Credit @ClubyTech]

So we published the code and a public API instead of asking to be believed: 35 markets live on Morpho Blue, both sides of the stock, every number fetchable without a key.

curl https://t.co/ODu0Duhaqu

We're days old and the book is thin, and the site says so. Market cap is an output, not a strategy.

[Cluby Credit @ClubyTech]

A tokenized share can produce two yields, and we are building around the second one.

The dividend is what the company pays. The other yield comes from people paying to use your share: interest from borrowing against it, and borrow fees from those borrowing the share itself to short it.

That second yield had nowhere to exist onchain. We built it.

35 isolated markets on Robinhood Chain where tokenized stocks back USDG loans, plus the mirror side, NVDA-SHORT and TSLA-SHORT, where the share itself is the borrowed asset.

Same NVDA. Two unrelated income lines, from the company and from the market.

We are already in discussions with @pendle_fi about a potential collaboration to bring this yield into the Pendle ecosystem.

Our vaults use the standard ERC-4626 interface, with every number public before anyone commits:

curl https://t.co/il26IlmdGj

If we make this happen, tokenized stock lending becomes another yield primitive for Pendle.

https://t.co/3liLtYk0PC

[Pendle @pendle_fi]

Tokenized stock dividends have arrived on Pendle.

Introducing $NVDA (Oct 2026) and $PFE (Dec 2026) on @RobinhoodCrypto.

Will you buy these stocks at a discount?

Or do you want leveraged exposure to the dividends?

[Cluby Credit @ClubyTech]

Gm. It is a claim on fees the protocol already charges, not a governance badge.

Staked, it pays in USDG out of what was actually collected - streamed by the second, no lock, nothing minted. Held, it lowers a borrower's net rate and raises what a supplier keeps, both by moving a fee rather than capital, so no liquidation threshold or withdrawal right changes either way.

The honest half: the protocol fee is 0% for the first 90 days by design, so that flow is zero today. Paying rewards before there are fees to pay them from is how protocols end up printing.

https://t.co/MOgStMQ9lr

[Cluby Credit @ClubyTech]

Put your USDG to work without handing custody to anyone.

Supply into the Core vault and receive ERC-4626 shares. The vault lends only into a published set of markets. That list is the risk disclosure. No ratings, no vague labels, just the exact markets your deposit can reach.

Your funds never sit with us. They remain in Morpho Blue, immutable and inaccessible to our keys. Our only control is deciding which markets a vault can lend into.

There is no lockup. Any liquidity that is not currently borrowed remains available on demand. As the pool drains, borrow rates rise sharply, creating an incentive for liquidity to return.

Yield comes entirely from borrower interest. No emissions. No subsidies. If nobody borrows, you earn nothing.

On the risk side:
• 35 isolated markets
• LTV thresholds from 86% for treasuries to 38.5% for the long tail
• A safe cap set 5 points below the actual liquidation threshold
• Liquidation prices shown before you sign
• Parameters fixed at creation and editable by nobody, including us
Fees are 0 for the first 90 days.
Borrowers receive 10% of the interest they pay back each epoch.

https://t.co/3liLtYkyFa

[Cluby Credit @ClubyTech]

Where the robinhood:0x7f2673ba3d0679224a65b70aefe84f9e6a3cc376 dev rewards go.

They pay for running it - nodes, keeper gas, oracles - and for building the rest, since the protocol fee is 0% for its first 90 days by design.

A share is going to be burned. The rewards arrive in what the token trades against, not in robinhood:0x7f2673ba3d0679224a65b70aefe84f9e6a3cc376, so that means buying on its own curve and burning what was bought. A real burn, through Pons's own function: supply falls, and you can watch it fall.

That part is the plan, not something running today. When it starts it starts with an address and a number posted here, not with a sentence.

https://t.co/MOgStMQ9lr

[Cluby Credit @ClubyTech]

Good evening. It doesn't - nothing in that swap touches Boba and there's no bridge in it. Every route stays on Robinhood Chain, 4663, over the same token addresses the lending markets use.

Check the router yourself: curl https://t.co/6PevaannPP - it returns chainId 4663 and the six venues it prices across, none of them Boba.

If your wallet shows that name, it's most likely a stale custom network entry for 4663. Re-add it: RPC https://t.co/hOF8Zq2P4r, currency ETH, explorer https://t.co/Dq6G8LmGMN

Still says Boba after that? Send the tx hash and I'll look at the route.

[Cluby Credit @ClubyTech]

Launchpad is live.

Most launchpads let a coin spend its fees. Ours lends them.

A coin launched here carries a 5% trading tax, and Pons fixes its recipient at launch so nobody can change it afterwards, us included. That tax does not go to one wallet to be spent later. It splits four ways, every time, by the same rule: 35% supplied into your coin's Cluby market as a lender against tokenized stock, where the principal never comes back out; 23.33% buying the coin on its own curve and burning it immediately; 11.67% to the developer who built and runs this; 30% to the protocol. Only the interest ever leaves that loan, and it buys the coin and burns it too.

Every launchpad has a developer's cut. Most make you find it. Ours is the 11.67%, printed on the page.

The point is not the coin. Supply is the flighty side of any lending market, and a coin launched here cannot leave: its position is permanent by construction, and the more it trades the deeper that market gets.

Pons V2 mints and owns the curve, and charges its own 1% pair fee on top, so a trader pays 6% in all. We only decide where the tax goes, and the coin names our wallet in its own launch transaction.

https://t.co/clawAkFl5f

[Cluby Credit @ClubyTech]

@memebandido For the thing we're short of: supply. Most of a launchpad coin's tax gets lent into a Cluby market with no withdrawal path, so every launch makes one market permanently deeper.

Holders get a share of fees already charged, in USDG. Full breakdown on https://t.co/Y944B4QWto

[Cluby Credit @ClubyTech]

You hold NVDA and need dollars. Don't sell.

Post tokenized NVDA on Cluby, borrow USDG, keep the shares and the upside.

Works on Sunday. No credit check, no lockup, repay any time. You see your exact liquidation price before you sign.

Or flip it: post USDG, borrow the stock, short it on chain.

35 markets live.

[Cluby Credit @ClubyTech]

@shuirenzhi88858 Thank you for the suggestion! We’ll definitely take your recommendations into consideration. Our priority is to build a high-quality and user-friendly product, and we’ll do our best to make it happen.

[Cluby Credit @ClubyTech]

Cluby speaks MCP. Nine tools, no key, and not one of them can move a dollar.

Point an agent at it and it reads the whole credit layer: every market with its
liquidation LTV and live price, a wallet's health factor and the exact price that
position gets liquidated at, and what a borrow or a leveraged position would look
like before anything is signed.

There is no build_tx here, deliberately. The server answers with numbers, your agent
decides, and you sign in your own wallet. An agent that gets it wrong wastes your
time instead of your collateral.

Start with list_markets. It returns all 35, and it tells you how old each price is
rather than pretending they are all fresh.

https://t.co/3liLtYkyFa