cms wealth

Independent financial advice to private individuals. Creating bespoke plans to address all your financial needs. 📍wealth 📍financial📍 estate planning

[cms wealth @CmsWealth]

Planning your future? 💡 From retirement to investments, CMS Wealth offers independent advice and bespoke solutions tailored to you.
📩 Get in touch today.
#FinancialPlanning #RetirementGoals #CMSWealth

[cms wealth @CmsWealth]

Financial bias could be significantly affecting your long-term security.

To discover 5 of the warning signs that you're letting emotions cloud your judgement, click the link below.

https://t.co/Ze5lD6Yss4

[cms wealth @CmsWealth]

From volatility to investment trends, the investment markets experienced many ups and downs in 2025.

Click the link below to discover our insights from the last 12 months.

https://t.co/ZZ3e868VC4

[cms wealth @CmsWealth]

The start of a new year is the perfect time to get all your finances in order.

Read our blog, linked below, to discover 8 financial tasks that could set you up for 2026.

https://t.co/PfS1Q0Jcx9

[cms wealth @CmsWealth]

If you're under 65, the new Cash ISA rules announced in the Autumn Budget could affect your financial plan.

Read our blog, linked below, to find out more.

https://t.co/NBott6TRSH

[cms wealth @CmsWealth]

When you're making financial decisions, it can feel like you're faced with indecipherable numbers.

Cashflow planning can turn these numbers into possibilities.

Click the link below to find out more.

https://t.co/9lAbSg3BH7

[cms wealth @CmsWealth]

From deferring your State Pension to supplementing your salary, click the link below to discover 5 key considerations you need think about if you're phasing into retirement.

https://t.co/QReQ5p2o3b

[cms wealth @CmsWealth]

Bias affects everyone when you're making decisions.

Click the link below to discover 5 signs financial bias could be affecting your choices.

https://t.co/Ze5lD6Yss4

[cms wealth @CmsWealth]

The last 12 months have been interesting for investors.

Read our blog, linked in the comments, to discover 5 of our insights from 2025.

https://t.co/ZZ3e868VC4

[cms wealth @CmsWealth]

When was the last time you reviewed your finances?

Click the link below to discover 8 tasks that could help you make sure your finances are in order for 2026.

https://t.co/PfS1Q0Jcx9

[cms wealth @CmsWealth]

If you save your money in Cash ISAs, new rules coming into place in April 2027 could affect your financial plan.

Click the link below to find out more.

https://t.co/NBott6Tk39

[cms wealth @CmsWealth]

It's easy to make assumptions or use guesswork when you're trying to understand your long-term finances.

However, cashflow planning could help you see a much clearer future.

Click the link below to find out more.

https://t.co/9lAbSg49wF

[cms wealth @CmsWealth]

If you're getting ready to phase into retirement, there are some important financial considerations you need to think about first.

Read our blog, linked below, to discover 5.

https://t.co/QReQ5p2VSJ

[cms wealth @CmsWealth]

Reviewing your financial safety net before you fall ill could provide peace of mind and identify any gaps.

Click the link below to discover 3 steps you could take today to prepare for illness.

https://t.co/ryRex6DWcz

[cms wealth @CmsWealth]

At the age of 50, the average man has almost £85,000 in a pension.

Comparatively, the average woman has less than half this at just under £40,000.

Click the link below to learn more about the gender wealth gap.

https://t.co/oo5NUfqjiP

[cms wealth @CmsWealth]

Gaps in their financial education could mean younger generations make decisions that harm their long-term security.

To discover how you can pass on your financial wisdom, click the link below.

https://t.co/CeUJBKTMcy

[cms wealth @CmsWealth]

Once you've created an estate plan, you might want to talk to your family about the decisions you've made.

Click the link below to discover 3 important financial topics you need to broach.

https://t.co/PlLbpePivL

[cms wealth @CmsWealth]

According to a Financial Planning Today article, almost two-fifths of people say a guaranteed income is a priority in retirement.

Click the link below to discover 3 ways you could achieve this.

https://t.co/VXqP5l41Vp

[cms wealth @CmsWealth]

If you're worried about the emotional challenges of retiring, a phased approach might help.

Read our blog, linked below, to learn more.

https://t.co/00xoWlLyE0

[cms wealth @CmsWealth]

Just 50 years ago, the Sex Discrimination Act 1975 allowed women to open their own bank account or take out a mortgage alone.

Yet, the gender wealth gap still exists today. Click the link below to find out more.

https://t.co/oo5NUfqjiP

[cms wealth @CmsWealth]

What would you do if sickness or another emergency meant you had to take an extended period away from work?

To discover 3 steps you should take to prepare for the worst, click the link below.

https://t.co/ryRex6DWcz