Context Visualised

Software for Insurers, MGAs & Lloyd's. Track regulatory rules as part of operations. Make decisions with context.

[Context Visualised @CoViAnalytics]

At Halden, coverage after a 1-in-10 year loss fell below its 130% trigger. The owner switched on the agreed response: pausing new US casualty growth.

The board report shows which responses are running.

[Context Visualised @CoViAnalytics]

An appetite statement says what the board won't accept. It rarely says what happens when a limit gets close.

Here's how Halden, a fictitious Lloyd's managing agent, sets up its appetite.

[Context Visualised @CoViAnalytics]

A few statements for the whole firm first. Then layers for class, subclass and risk. Softer statements, like fair customer outcomes, use indicators.

Each statement has responses waiting on the rack, with an owner and a trigger.

[Context Visualised @CoViAnalytics]

4/ See how Halden sets up its Risk Management Framework on a page:
https://t.co/rvEyshkEpB

[Context Visualised @CoViAnalytics]

Ask where the risk framework lives, and you get a list of documents.

Here's how Halden, a fictitious Lloyd's managing agent, sets up its framework on a page instead.

[Context Visualised @CoViAnalytics]

Reporting runs through every part.

This week we open the first two: appetite and policies.

[Context Visualised @CoViAnalytics]

All five, as an 8-page board paper and an editable PowerPoint. Both free with a work email: https://t.co/PaFlH6RZ7W

[Context Visualised @CoViAnalytics]

"This is a solid start to the year."
Lloyd's now operates in "a world that is structurally disorderly".
Patrick Tiernan, Lloyd's Chief Executive

So we turned Lloyd's first half into five questions for your own board.

[Context Visualised @CoViAnalytics]

One of them: "How much of our 2027 profit plan rests on investment return?"

Why ask it: rising yields cut Lloyd's investment return by 43%, even as underwriting profit grew.

[Context Visualised @CoViAnalytics]

3/
On Friday, we turn the slides into the questions a board should be ready to answer.

The full post, with every chart and its source: https://t.co/dBCoES63FB

[Context Visualised @CoViAnalytics]

1/
What should a board take from Lloyd's first half?

We read the 22-page Half Year Report 2026 and put the answer in six slides.

[Context Visualised @CoViAnalytics]

2/
The headline is a solid half.

Underneath: five risks the Chief Executive named, a class that swung to a loss, acquisition costs rising faster than premium, and a portfolio that is mostly bonds.

[Context Visualised @CoViAnalytics]

We're doing it in the open with Halden, a fictitious Lloyd's managing agent. Follow along: https://t.co/ipJNvTi5xx

[Context Visualised @CoViAnalytics]

Again and again we helped risk teams build reports the business didn't engage with. Accurate. Well-designed. Unread.

The problem wasn't the report. It was where the report lived.

[Context Visualised @CoViAnalytics]

The business runs on its own reports: the plan, the performance, the capital. So we start there, and put the risk inside them.

We call this RiskOps.

[Context Visualised @CoViAnalytics]

See how Halden is set up: https://t.co/FwRxxOvPLi

[Context Visualised @CoViAnalytics]

Our clients' reports sit behind NDAs. So we built a fictitious managing agent, to show you how we work.

[Context Visualised @CoViAnalytics]

The board wants to see where the premium comes from and where the risk sits, without more pages in the risk report.

Follow along as we show how Halden runs its risk reporting inside its business report, one report at a time.