Otis Mcalhany

Head Coach @EmeryBaseball | Athletic Performance @EmeryJags | Personal Finance Teacher💰💰 @WildcattersBB Staff | @SalemBSBL Alum | @ILBaseAcademy Staff

[Otis Mcalhany @CoachMacHTX]

A Little About Me 👇👇

- 36, married, 1 fur baby 🐶
- PE & Foundations of Personal Finance Teacher
- High School ⚾️ 🏈 Coach
- Content Creator
- Real Estate Investor 🏠🏠
- Index Funds 📈📈
- Certified Master Financial Coach 💰💰
-Debt Free 🤑🤑
- Love Sports, Working Out🏋️‍♂️and Smoking Meat 🥩🍖🍗
- Avid @Braves @GamecocksOnline @Panthers fan
- Always down to talk the stock market, investing, retirement, and sports.

Follow me.. LETS CONNECT!

[Otis Mcalhany @CoachMacHTX]

@MFT_Get_Funded Depends on their goals. Is hosting their family and extended family for Christmas, Thanksgiving, other major holidays important? This is the same exact debate my in-laws are going through right now.

[Otis Mcalhany @CoachMacHTX]

@TheBrilliantBu1 Most prestigious, private schools don’t hire people straight out of college. But the process is the same.

[Otis Mcalhany @CoachMacHTX]

@MFT_Get_Funded No shot

[Otis Mcalhany @CoachMacHTX]

@CrosbyBaseball What legitimate trade targets would they pursue to get an upgrade at SS, LF or SP?

[Otis Mcalhany @CoachMacHTX]

@TheBrilliantBu1 Tell me about it. I couldn’t even fathom. But I’m so glad there’s hundreds of people willing to do it. Such an amazing place to work.

[Otis Mcalhany @CoachMacHTX]

@SparkingFIRENC Hate it when that happens !

[Otis Mcalhany @CoachMacHTX]

@jpinvests98 Speaking into existence, bro!

[Otis Mcalhany @CoachMacHTX]

@BednarikMatt Bro, I’m with you on that

[Otis Mcalhany @CoachMacHTX]

@Smartnetworth1 And 5 months to max out that Roth IRA for 2026

[Otis Mcalhany @CoachMacHTX]

@ChopAbusador This seems like a no-brainer

[Otis Mcalhany @CoachMacHTX]

@TheBrilliantBu1 15-25%

[Otis Mcalhany @CoachMacHTX]

Imagine saying NO to FREE MONEY! 💰

That’s exactly what you’re doing when you pass up your employer’s 401(k) match!

Imagine your parents saying, “For every $1 you put in your piggy bank, we’ll add another $1.”

That’s an instant 100% return on your money!

Don’t leave FREE MONEY on the table! 📈

[WOLF @WOLF_Financial]

IF YOUR EMPLOYER MATCHES YOUR 401(K) AND YOU'RE NOT TAKING IT, YOU'RE TURNING DOWN FREE MONEY

A common plan matches 50% of what you put in, up to 6% of your salary.

If you earn $60,000 and contribute 6%, that's $3,600 a year from you and $1,800 a year from your employer.

That $1,800 is an instant +50% return on your money, once it's vested, before the market does anything.

Over 30 years at 7% a year, just the employer match grows to about $170,000.

Your employer would have put in $54,000 of it. The rest is compounding.

Every plan is different, so check your company's match and vesting rules. Not financial advice.

[Otis Mcalhany @CoachMacHTX]

@WOLF_Financial The only people who think this is a scam are trying to sell you their investing Guide or crypto something

[Otis Mcalhany @CoachMacHTX]

@themoviedadsc Employer match is the best investment anyone can make. A guaranteed 100% ROI every single payday is absolutely unmatched. Even if your investment options suck. You have to get the match.

[Otis Mcalhany @CoachMacHTX]

@YodaStockInvest I really need to tone down on my positions as well. I think I’m upwards of 40 something.

[Otis Mcalhany @CoachMacHTX]

@ChopAbusador This is a no-brainer

[Otis Mcalhany @CoachMacHTX]

@alecsime I don’t think I’ve ever been to a Costco in my life

[Otis Mcalhany @CoachMacHTX]

@MHIIisKing Talent Wise for sure. Zero chance the Braves take on that contract though.

[Otis Mcalhany @CoachMacHTX]

@ChopAbusador This sounds like a no-brainer… but that’s way too much money for the Braves to take on