I'm incredibly boring. I practice pound cost averaging. I use zero accounting style to sweep all my leftovers to investments. I pay myself first. I stay away from investments I don't understand. I take calculated risks. I don't try to time the market, I'm just consistent.
Imagine living in a country where you go straight to jail for a tweet, but get bail after being arrested for ‘allegedly’ throwing a 3 year old baby into a crocodile enclosure! The world is watching is disbelief!
April 2027 the cash isa limit drops to 12k for under 65s.. This DUMB government thinks people who need a cash deposit to buy a home are better off investing 🤦🏻♀️ whilst at the same time not giving any incentives to those that do and can invest.
I started my "utility freedom" pie as an experiment to see if I could make gains towards my utility bills in retirement. Considering the tiny pie this is pleasing, L&G 🚀 💧
Where did I put my spare cash this month? 🥰
Sipp 300
Workplace pension 399 (kept the £1)😆
Trading 212 s&s 100
Cash isa emergency fund 100
Zopa 7.1% 300
Tembo 4.55% isa 200
Added to micro pots/rounds ups
Total so far £1,399
Good luck to all savers out there☘️