Collen Tapfumaneyi

CEO
Escrow Group

[Collen Tapfumaneyi @CollenTap]

At FINSEC, we continue to focus on expanding market access and strengthening connectivity with regional exchanges.

Our work through CoSSE is helping advance cross-border trading, with the Dangote Depository Receipt programme providing a practical example of how this regional collaboration can work.

Building connected markets. Expanding access. Deepening Africa’s capital markets.
#CrossBorderTrading
#RegionalConnectivity
#DangoteDR
@sadcexchanges @DangoteGroup @Escrow_Group @FINSECZim

[FINSEC @FINSECZim]

You too can participate in the Dangote DR. Offer closes tomorrow 27 October 2026.
@Escrow_Group @CTRADEmobile @ZMXExchange @CorpserveZim @DangoteGroup @CorpserveZambia @Investiqoak @cikwature @robertmazvanara @coltap @tmaswedza

[FINSEC @FINSECZim]

Don't miss out on this crucial opportunity.
You still have time to invest in the Dangote Offer. Offer closes on 27 October 2026. Contact us for any further details

[Collen Tapfumaneyi @CollenTap]

One of our key priorities at CoSSE has been advancing cross-border trading and connecting African capital markets.

Locally in Zimbabwe, through FINSEC, we are translating this vision into practical market access, with the Dangote Petroleum Refinery & Petrochemicals Depository Receipt programme demonstrating how regional market infrastructure can connect Zimbabwean investors to opportunities on the Botswana Stock Exchange.
A meaningful step towards more integrated African capital markets.
#CrossBorderTrading
#AfricanCapitalMarkets
#CoSSE
#BDR
@FINSECZim @CTRADEmobile @CorpserveZim @CorpserveZambia @ZMXExchange @DangoteGroup @DangoteAfricaa

[Collen Tapfumaneyi @CollenTap]

Yesterday in Abu Dhabi, CoSSE and ADX signed an MoU to explore connecting SADC capital markets to the ADX Tabadul Hub. An important step towards linking Southern Africa’s increasingly integrated capital markets with global pools of capital.
Connecting markets. Connecting capital to opportunity

[Collen Tapfumaneyi @CollenTap]

Pleased to represent CoSSE at an important capital markets engagement with Mr Aliko Dangote and his team, alongside the Botswana Stock Exchange. Exciting discussions on unlocking Southern Africa’s capital and advancing regional market integration. #CoSSE #SADC

[Collen Tapfumaneyi @CollenTap]

On 26 August, I have the honour of joining some of the region's top capital voices and investors at the inaugural Zimbabwe Future Capital Forum. My fellow distinguished panelists and I will be unpacking how alternative trading platforms and fintech are widening investor participation in capital markets. Join me for this and other future-forward capital market discussions at The Hyatt Regency, The Meikles. View more and register at:
https://t.co/r1F5pKtjBc

[The Sunday Mail (Zimbabwe) @SundayMailZim]

1/2. The United Nations World Food Programme (WFP) and Zimbabwe Mercantile Exchange (ZMX) today signed a memorandum of understanding that will strengthen agricultural markets, improve market access for smallholder farmers, reduce post-harvest losses . . .

[Zimbabwe Mercantile Exchange @ZMXExchange]

About Yesterday...
ZMX’s Banket Live Auction attracted strong participation from local farmers and stakeholders, reinforcing confidence in a fair, transparent and structured agricultural commodities marketplace.
#ZMX #Musikawenyu #Umkambowenu

[Zimbabwe Mercantile Exchange @ZMXExchange]

Wishing you a great weekend from ZMX!
Fresh insights from The ZMX Weekly Bulletin are here, covering market highlights, insights on demand/supply and price trends across regional and international markets.
📎 Read the full bulletin: https://t.co/sQDdxxHU6U

#ZMX #WeeklyBulletin

[Collen Tapfumaneyi @CollenTap]

Vision & Leadership

Leading Escrow Group has taught me one clear lesson: technology alone doesn’t transform markets — people do.
Our mission is not just to deploy fintech systems, but to empower regulators, investors, and communities to trust and embrace them.

Every product we build, from C-REG registry solutions to C-TRADE to FINSEC Tokenised Asset Market trading platform, is about one thing: creating a fair, transparent, and inclusive financial ecosystem.

I believe the next wave of global fintech leaders will come from Africa - already projected to expand thirteenfold to reach $65 billion by 2030. Do you agree?
#Leadership #FintechAfrica #FutureOfFinance
@Escrow_Group
@CTRADEmobile
@FINSECZim
@ZMXExchange
@CorpserveZambia
@CorpserveZim

[FINSEC @FINSECZim]

Safety isn't an add-on—it's built into the framework.
Regulation helps ensure transparency, accountability, and protection throughout the investment journey.
#InvestorProtection #RegulatedMarkets #FINSEC
@Escrow_Group
@ZMXExchange
@CorpserveZim
@CTRADEmobile

[FINSEC @FINSECZim]

Ownership is evolving.
Accessible. Transparent. Efficient.
Discover how tokenisation is reshaping investing and capital formation through the FINSEC Tokenised Asset Market
#FINSEC #TokenisationMatters #FutureOfOwnership #DigitalAssets #CapitalMarkets
@pmunyaduki

[Collen Tapfumaneyi @CollenTap]

Cross-border Trade

African farmers feed the continent — but often miss out on the benefits of regional and global markets.
It is estimated that about 22% of African agricultural trade takes place among African nations (compared to 38% in North America, 60% in Asia, and 70% in the EU.

Digital commodities exchanges can change that for Africa. By enabling transparent trading, digital settlements, and integration with cross-border systems, technology can:

ü Connect farmers to new buyers regionally and globally
ü Unlock fair pricing through better price discovery
ü Strengthen Africa’s role in global agricultural trade

At Escrow Group, we believe the future of commodities is digital, connected, and borderless.
💡 When African farmers trade globally, the entire continent grows.
#Commodities #CrossBorderTrade #AgriTech
@Escrow_Group
@FINSECZim
@CTRADEmobile
@CorpserveZambia
@ZMXExchange
@CorpserveZim

[Collen Tapfumaneyi @CollenTap]

Commodities & Farmers

Agriculture is the backbone of many African economies. It is estimated that the sector concentrates massive fractions of the labour force, accounting for roughly 50% of total employment in Sub-Saharan Africa alone. In many low- and middle-income countries on the continent, it serves as the single largest contributor to livelihood security.

Yet farmers often struggle with access to finance and fair markets.
However, through well-structured commodity exchanges and Warehouse Receipt Systems, farmers can unlock value from their harvests, access credit, and connect with broader markets.

When farmers thrive, nations thrive.

ü Technology can turn commodities into prosperity.

#AgriTech #CommodityMarkets #AfricaRising
@Escrow_Group
@ZMXExchange
@FINSECZim
@CorpserveZim
@CorpserveZambia

[Collen Tapfumaneyi @CollenTap]

The Role of Technology in Commodities

Across Africa, farmers often struggle with access to finance and fair markets. The African Development Bank (AfDB) estimates that there is a $75 billion annual financing gap specifically for smallholder farmers in Africa.

However, Warehouse Receipt Systems (WRS) are changing that story. By digitising storage, receipts, and settlement, WRS solutions give farmers:
ü Proof of ownership for stored produce
ü Access to financing from banks and MFIs
ü Better bargaining power and price stability

At Escrow Group, we’ve seen how WRS can transform food security and farmer livelihoods. When technology empowers agriculture, it empowers nations.
💡Technology is not just modernising commodities — it’s safeguarding Africa’s food future.
#AgriFinance #CommodityMarkets #FoodSecurity
@Escrow_Group
@ZMXExchange
@FINSECZim
@CorpserveZim
@CorpserveZambia
@CTRADEmobile

[Collen Tapfumaneyi @CollenTap]

Emerging Trends

The future of African finance will be shaped by AI, blockchain, and digital IDs.
The AU’s digital strategy emphasises building a Digital Single Market by 2030, where AI-driven services can scale across borders to benefit the continent’s young, rapidly expanding labor force

AI → driving smarter risk management and customer engagement

Blockchain → ensuring trust, transparency, and efficiency in transactions

Digital IDs → enabling secure, inclusive access for millions who are currently excluded

In fintech, we see these as tools, not buzzwords — technologies that, when tailored to African realities, can transform capital markets, banking, and commodities trading.

💡 The real opportunity lies in combining innovation with local context.

What trend do you believe will impact African financial services the most in the next 5 years?
#EmergingTech
#AI
#Blockchain
#DigitalFinance
@Escrow_Group
@FINSECZim
@CTRADEmobile
@ZMXExchange
@CorpserveZim
@CorpserveZambia

[Collen Tapfumaneyi @CollenTap]

Digital Transformation in Banking

The World Council of Credit Unions (WOCCU) says there are 29,181 credit unions (SACCOs) registered across Africa as of the end of 2024 with 46.3 million people and managing about $13.6 billion in total assets.

These play a vital role in giving people access to credit and savings.

But many still rely on manual systems that limit efficiency and growth.

That’s where fintech steps in. As digital tools evolve, there is growing opportunity to streamline operations — from loan management and savings administration to credit assessment and mobile access — helping institutions serve their members more effectively.
The result?
· Faster service
· Lower costs
· Wider financial inclusion

💡 When technology strengthens community-based finance, entire economies benefit.

#DigitalTransformation #BankingInnovation #FintechAfrica
@Escrow_Group
@CorpserveZim
@CorpserveZambia
@CTRADEmobile
@FINSECZim
@ZMXExchange