Sir Collins, MAAT.

MAAT-qualified finance pro | Pursuing ACCA | Ajegunle roots | Poverty reduction & equity advocate | Geopolitics enthusiast | Manchester United |

[Sir Collins, MAAT. @CollinsofYork]

Sexual Market Value, Divorce, and the Nigerian Couple: A Market Analysis

The SMV Framework
Sir Dickson's thesis on Sexual Market Value (SMV) posits that human sexuality operates like any other commodity market, labour, capital, or goods, where exchange occurs based on perceived value, and that perceived value is heavily indexed to age. Specifically, a woman's sexual desirability peaks in youth and declines with age, while a man's desirability peaks later, rising in proportion to his financial and social status. This asymmetry in the timing of peak value between the sexes is the engine that drives the market's dysfunction.
This is not mere theory, the evidence is visible in the growing population of unmarried Nigerian women aged 30 - 40, both in Nigeria and in the UK diaspora, a demographic reality that signals a structural breakdown in how matches are being made and sustained.

The Market's Two Transactions: Lease vs. Purchase
I expound on Sir Dickson's framework to distinguish two modes of participation in this market:
A. Leasing: short-term arrangements (flings, situationships, casual relationships) where value is exchanged temporarily, with no expectation of permanence.

B. Outright Purchase: marriage, where a man makes a permanent, legally binding acquisition, historically formalised through bride price and the biblical injunction that "a man shall leave his father's house" to seek a wife.
The critical insight, and the one that connects directly to divorce, is that these two transactions are governed by entirely different motivations, yet, they draw from the same pool of participants, and crucially, they do not happen simultaneously for men and women.

The Timing Mismatch: The Root of Divorce
Consider the archetypical case: a 33-year-old Nigerian man marrying a 32-year-old Nigerian woman.

Her journey through the market:
In her early-to-mid twenties, she was at peak SMV. Older, financially established men - "sugar daddies" and "big bros" - leased her commodity. These men, having already climbed the economic ladder, concealed the struggle behind gifts: phones, chocolates, trips, and attention. To her young mind, this generosity was maturity. She had no reference point for the years of grinding that produced it. What she absorbed instead was a standard - a baseline expectation of what men do, what men provide, and how men treat women. By 32, she carries multiple body counts, a finely tuned sense of entitlement, and a definition of male maturity that was written by men who were 15–20 years ahead of where her future husband currently stands.

His journey through the market:
Culture and biology conspired against his early participation. He was socialised to understand that access to the market is conditional on financial capacity, that is, without money, he would receive, at best, reluctant and loveless engagement (pity fuck). So he delayed, focused on building, and by 33, he is stable enough to participate meaningfully. But rather than leasing, which would have been the rational market entry point, he goes directly to purchase. He marries.

The collision:
Inside the marriage, she unconsciously benchmarks him against the men of her leasing years. He is found wanting, not because he is inadequate in absolute terms, but because he is being compared to men who were decades ahead of him when she knew them. She reads his stage of development as immaturity. He reads her expectations as unreasonable. When he raises the question of shared financial responsibility in the home, she meets it with contempt, because the men in her formative years never asked her to split anything.
She married to exit the market, He married believing he had finally entered it. Both are disappointed, and the divorce follows.

[Sir Collins, MAAT. @CollinsofYork]

The Okro woman wan vex die

🤣🤣

[Mighty Mohammed @The__Vyrus]

That Okro woman wan explode from inside 🤣🤣🤣🤣

E pain am! 🤭

[Mighty Mohammed @The__Vyrus]

That Okro woman wan explode from inside 🤣🤣🤣🤣

E pain am! 🤭

[Sir Collins, MAAT. @CollinsofYork]

I just installed Grok Bot, I will either come back with testimonies or regret.

Fingers crossed 🤞

[Grok @grok]

With Grok, the universe is in your hands. Start asking anything via chat or voiceWith Grok, the universe is in your hands. Start asking anything via chat or voice.

[Sir Collins, MAAT. @CollinsofYork]

"I am proud of you" immediately went silent.

🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

[Precious @ilemidunf]

Straight from TikTok ! 🤦‍♀️

[Sir Collins, MAAT. @CollinsofYork]

The Conservatives @Conservatives are really mauling @UKLabour ...

I think London needs to return to Conservative Control.

[Toyyib Adewale Adelodun @taadelodun]

Library le n wo yen o!

#yoruba #nigeriansinuk🇳🇬🇬🇧 #nigeria

[Sir Collins, MAAT. @CollinsofYork]

Which one is "so do I"...

As a trillionaire, you are saying you put finances worth millions into GrokBot?

[Elon Musk @elonmusk]

So do I

[Teslaconomics @Teslaconomics]

I trust Grok Bot with ALL my finances.

Now, all 5 of my credit cards are saved in the vault.

People think I’m crazy to do so... but if you think about it, people hand their credit card to a random waiter all the time and watch it disappear into the back.

For me, I'd rather have mine secured by the smartest AI in the world.

This is why I do it.

1/ One text to buy anything. I bought my kids 2 Garmin watches, a DribbleUp smart ball and an Ollyball without ever opening a website.

2/ Flights and hotels booked for me. No digging for a card, no typing numbers into 6 checkout pages.

3/ Amazon orders handled with one text.

4/ I just say "put it on the United card" or "use the Apple Card" and it does.

FYI the bot never sees the full number or the security code. It securely remembers them, and I specifically approve what gets bought.

Once, you add your cards once, you’ll never have to pull out your wallet again.

This is how everyone is going to live soon imo.

[nduka omeife @ndukaomeife]

You may not become financially independent overnight.

And that is okay.

Build knowledge.

Develop discipline.

Protect your health.

Improve your earning capacity.

Make responsible decisions.

Do not sacrifice your peace chasing someone else's timetable. ❤️🙏🏿

[OurFaveOnlineDoc 🇬🇧 🇳🇬 @OurFavOnlineDoc]

“I want to be independent”
“I want to be independent”

Them no dey tell person

[Sir Collins, MAAT. @CollinsofYork]

TGNS highest viewing is having The Prince William on the show.

The Prince was quite relatable.....

The British People saw their Future King and they are happy.

[Elon Musk @elonmusk]

@Rothmus Those who are opposed to corporations and favor government do not realize that government is simply the largest, most monopolistic corporation of all and it has a monopoly on violence.

[Sir Collins, MAAT. @CollinsofYork]

🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

A whole Igbo girl use her money but ice-cream, you as man went to go and lick it...

[OurFaveOnlineDoc 🇬🇧 🇳🇬 @OurFavOnlineDoc]

My guy wey try this thing for owerri, in 2019, the slap wey he collect, that ear no dey work till today.

He has been deaf for 7years. He can’t even hear this song wey dey play.

[Sir Collins, MAAT. @CollinsofYork]

Nigeria is not a real place

[Sir Collins, MAAT. @CollinsofYork]

Join APC..

[Oku @oku_yungx]

Fastest way to make money?

[Sir Collins, MAAT. @CollinsofYork]

@PolitlcsUK HMRC already has this power under the "Direct Recovery of Debts (DRD)"..

Is anything new being added, or the Mr. Healey just want to be seen as doing something tangible?

[Sir Collins, MAAT. @CollinsofYork]

HMRC already has this power under the "Direct Recovery of Debts (DRD)"..

Is anything new being added, or the Mr. Healey just want to be seen as doing something tangible?

[Politics UK @PolitlcsUK]

🚨 BREAKING: John Healey will announce at the Budget that HMRC will be given powers to seize money directly from the bank accounts of people who fail to pay their tax

[Cross˚ @Elkrosmediahub]

Budget released to the ministry of health in 2026 -• N36million

Budget released to the Chief of staff for ‘Ebola’ -• N10bn

Lmaoo! May the lives of everyone supporting this government become the way they are running this country. Amen🙏🏽

[Darrin Mish @Darrin_Mish]

@CollinsofYork Good advice, and go one step further: make the payment yourself. IRS Direct Pay or EFTPS takes a few minutes, and your IRS online account shows every payment that posted. If a preparer insists on handling your tax money, treat that as a red flag.

[Sir Collins, MAAT. @CollinsofYork]

This is why it pays to stay vigilant and direct all cheques payment to the IRS instead of the accounting firm.

Use separate checks for payments to IRS and payment for services to the accounting firm.

[The Vigilant Fox 🦊 @VigilantFox]

Steve Harvey reveals he woke up owing the IRS $22,000,000 because his accountants spent SEVEN YEARS pocketing his tax checks and never filing a single return.

The government told him he had to pay $650,000 a month, every month, for 4 years. Miss ONE payment, and you go to JAIL.

He never would've known if his accountant hadn’t died. A woman cleaning out the office called his lawyer with a serious problem.

STEVE HARVEY: “She had found on the floor all my tax forms for seven years signed and with the checks stapled to it.”

“Well, they were cashing the checks, keeping the money and not turning in the tax forms.”

Seven years of bank statements that looked like a man paying his taxes.

“My lawyer called me, said, ‘Hey, man, we got a problem. You haven’t paid taxes in seven years.’”

“He said, ‘Man, that’s tax evasion. You can go to prison.’”

“I ended up owing 22 million. 22 million with the penalties.”

When he told his wife, Marjorie, she cried for two straight days.

“She says, ‘What you going to do?’ I said, ‘I’m going to go to work.’”

And he did.

“I took every comedy gig in this country, signed every contract. I went to work, man. I worked every single Friday, Saturday and Sunday.”

“I never missed a payment.”

He did that for four years. $650,000 a month, every month.

In 2012, he sold 49% of his radio company and used the check to pay the government off to zero.

“And that was the first time, man, I could breathe.”

The thieves were his accountants.
The $22,000,000 bill went to Steve Harvey.
And the only one who got threatened with prison was the man who got robbed.