Commissioner Tim Temple

Official account of Louisiana Commissioner of Insurance Tim Temple.

[Commissioner Tim Temple @CommTemple]

I had a productive conversation with the Rotary Club of Shreveport yesterday about the state of our insurance market. I shared with the group that reforms that were passed in last few years are taking hold, and the market is improving. If you haven't shopped your homeowners or auto policies lately, now is the time to look for a better deal.

[Commissioner Tim Temple @CommTemple]

Great start to the day with the @ThibChamber!

We discussed the 𝗟𝗼𝘂𝗶𝘀𝗶𝗮𝗻𝗮 𝗙𝗼𝗿𝘁𝗶𝗳𝗶𝗲𝗱 𝗛𝗼𝗺𝗲𝘀 𝗣𝗿𝗼𝗴𝗿𝗮𝗺 and 𝗪𝗶𝗻𝗱 𝗠𝗶𝘁𝗶𝗴𝗮𝘁𝗶𝗼𝗻 𝗦𝘂𝗿𝘃𝗲𝘆𝘀 —key tools for coastal resilience. Resilience isn’t just a buzzword; it’s the foundation for an affordable, available insurance market.

[Commissioner Tim Temple @CommTemple]

It was a productive day, meeting with @IBHS_org and my colleague, 𝗔𝗹𝗮𝗯𝗮𝗺𝗮 𝗖𝗼𝗺𝗺𝗶𝘀𝘀𝗶𝗼𝗻𝗲𝗿 𝗠𝗮𝗿𝗸 𝗙𝗼𝘄𝗹𝗲𝗿. Together, we discussed the incredible progress our states are making with the @FORTIFIEDHOME standard. This is important to homeowners because Louisiana and Alabama aren't just participating in resilient construction—we are leading the nation. By increasing uptake of FORTIFIED standards, we are helping homeowners build stronger, safer and more insurable communities.

[Commissioner Tim Temple @CommTemple]

Big thanks to Deirdre Manna of @ZurichNA for having me on "Connections from the Green" at this year’s @Zurich_Classic!

We had a great discussion on the state of the insurance market. As I mentioned on the show, the most effective way to lower your premiums is to shop your coverage. We are hearing from Louisianans every day who are saving significant amounts on both homeowners and auto insurance simply by comparing options.

[Commissioner Tim Temple @CommTemple]

I enjoyed meeting the residents of Franklin at a great Town Hall event in Franklin! I’m proud to see our LDI team meeting residents where they live through our new "Pop-Up Office Hours."

With hurricane season approaching, my message is simple: Be Insurance Ready. Review your policy, discuss potential out-of-pocket costs with your agent, and keep your documentation handy in case you need to file a claim. Stay prepared, Louisiana.

#LDI #BeInsuranceReady #FranklinLA #LouisianaReady

[Commissioner Tim Temple @CommTemple]

I was glad to be able to participate as a panelist at the @NatHurricaneCon in Florida where the topic was the importance of building more resilient structures. Like Florida, Louisiana experiences its share of hurricanes, and the discussion allowed me to 𝗵𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁 𝗼𝘂𝗿 𝗲𝗳𝗳𝗼𝗿𝘁𝘀 𝘁𝗼 𝗯𝘂𝗶𝗹𝗱 𝗮 𝘀𝘁𝗿𝗼𝗻𝗴𝗲𝗿 𝗟𝗼𝘂𝗶𝘀𝗶𝗮𝗻𝗮.

[Commissioner Tim Temple @CommTemple]

"I truly enjoyed the opportunity to sit down with the 𝗖𝗶𝘃𝗶𝗹 𝗝𝘂𝘀𝘁𝗶𝗰𝗲 𝗥𝗲𝗳𝗼𝗿𝗺 𝗚𝗿𝗼𝘂𝗽 in New Orleans today. It was a productive session centered on one clear goal: 𝗺𝗮𝗸𝗶𝗻𝗴 𝗟𝗼𝘂𝗶𝘀𝗶𝗮𝗻𝗮 𝗮 𝗽𝗹𝗮𝗰𝗲 𝘄𝗵𝗲𝗿𝗲 𝗶���𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗰𝗼𝗺𝗽𝗲𝘁𝗲 𝗮𝗻𝗱 𝘄𝗵𝗲𝗿𝗲 𝗼𝘂𝗿 𝗱𝗿𝗶𝘃𝗲𝗿𝘀 𝗳𝗶𝗻𝗮𝗹𝗹𝘆 𝘀𝗲𝗲 𝘁𝗵𝗲 𝗿𝗲𝗹𝗶𝗲𝗳 𝘁𝗵𝗲𝘆 𝗱𝗲𝘀𝗲𝗿𝘃𝗲. My thanks to the CJRG for the warm welcome and the vital conversation."

[Commissioner Tim Temple @CommTemple]

Visiting West Monroe last week to help open our Pop-Up office, it was an honor to meet 𝗠𝗮𝘆𝗼𝗿 𝗦𝘁𝗮𝗰𝗶 𝗠𝗶𝘁𝗰𝗵𝗲𝗹𝗹. Thank you for the hospitality and warm welcome and allowing our team to meet with your constituents and answer their insurance questions.

[Commissioner Tim Temple @CommTemple]

Great to be in Bossier City today for the @LAblackcaucus Annual Retreat. As we head into the new session, it's vital we stay aligned on the insurance challenges facing every corner of our state. We also took a moment to recognize those impacted by Winter Storm Fern. In Louisiana, we know that severe weather isn't just about hurricanes—it’s a year-round reality.
#Lalege #LaGov #BeInsuranceReady

[Commissioner Tim Temple @CommTemple]

𝗚𝗿𝗲𝗮𝘁 𝘁𝗼 𝗷𝗼𝗶𝗻 𝘁𝗵𝗲 @𝗧𝗵𝗲𝗥𝗔𝗔 𝘁𝗵𝗶𝘀 𝗺𝗼𝗿𝗻𝗶𝗻𝗴 to discuss a path forward for "last resort" markets like LA Citizens. My message was clear: To depopulate Citizens, we must remove the barriers that kept companies from writing here. We’re doing that through legal reform, boosting market competition and aggressive mitigation like the Louisiana Fortified Homes Program.
#LDI #InsuranceReform #Louisiana #RAA

[Commissioner Tim Temple @CommTemple]

It was a pleasure to join the 𝗢𝗿𝗺𝗼𝗻𝗱 𝗖𝗶𝘃𝗶𝗰 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗶𝗼𝗻 last night and discuss insurance, what the Department of Insurance is doing to address rates, and the realities faced by families, businesses and our neighbors. Thank you for the warm reception.

[Commissioner Tim Temple @CommTemple]

𝗦𝘁𝗼𝗽 𝘄𝗼𝗿𝗿𝘆𝗶𝗻𝗴 𝗮𝗻𝗱 𝘀𝘁𝗮𝗿𝘁 𝘀𝗮𝘃𝗶𝗻𝗴. 🛑💸
@CommTemple’s advice is simple: 𝗦𝗵𝗼𝗽 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀��𝗿𝗮𝗻𝗰𝗲. But many are falling into the "Paralysis Gap"—the state of researching endlessly without making the switch.
Don't let the "mind says go, heart says no" cycle stop you from getting a lower rate. Check out the psychology behind why we're hesitant to move as reported by @InsNewsNet.

Read the full analysis here: https://t.co/rF2MgTxK1U
@InsNewsNet

[Commissioner Tim Temple @CommTemple]

It was my pleasure to return to campus and speak to the students of the @LSULawCenter. They represent our next generation of legal talent. Thank you to Deputy Commissioner Ron Henderson for inviting me to his class and chat with his students about the impact of litigation on insurance rates.

[Commissioner Tim Temple @CommTemple]

Representation matters. At the Louisiana #𝗡𝗔𝗔𝗜𝗔 𝗹𝗲𝗮��𝗲𝗿𝘀𝗵𝗶𝗽 𝗶𝗻𝘀𝘁𝗮𝗹𝗹𝗮𝘁𝗶𝗼𝗻, I emphasized that a diverse industry is a more competitive one. Great to discuss our market reforms and connect with the bright @SouthernU_BR students—the future of Louisiana insurance is in good hands! #lalege #Insurance

[Commissioner Tim Temple @CommTemple]

I was honored to join the @LSULawCenter 𝗝𝗼𝘂𝗿𝗻𝗮𝗹 𝗳𝗼𝗿 𝗦𝗼𝗰𝗶𝗮𝗹 𝗝𝘂𝘀𝘁𝗶𝗰𝗲 & 𝗣𝗼𝗹𝗶𝗰𝘆 and @LABI_biz this morning and deliver an important message to our next generation of lawyers: The data is clear: Louisiana litigates claims at 2.5x the national average. To lower costs for families, we must fix our legal environment. We are fighting for a stable market that invites competition.
#Lalege #InsuranceReform #LALaw

[Commissioner Tim Temple @CommTemple]

Thank you to @BbbSwla for inviting me to speak and give an update on Louisiana’s improving insurance market.

[Commissioner Tim Temple @CommTemple]

Speaking to Jeff Crouere on @wgso990am earlier today, @CommTemple spoke about the recent news that 𝘀𝗲𝘃𝗲𝗿𝗮𝗹 𝗶𝗻𝘀𝘂𝗿𝗲𝗿𝘀 𝗱𝗲𝗰𝗿𝗲𝗮𝘀𝗲𝗱 𝘁𝗵��𝗶𝗿 𝗿𝗮𝘁𝗲𝘀. “For auto coverage, insurance companies have had less claims the last year and are passing the savings along to the consumers.”

He added these decreases were not due to the reforms passed last year. “I fully 𝗮𝗻𝘁𝗶𝗰𝗶𝗽𝗮𝘁𝗲 𝘁𝗵𝗮𝘁 𝘁𝗵𝗲 𝗿𝗲𝗳𝗼𝗿𝗺𝘀 𝘁𝗵𝗮𝘁 𝘄𝗲𝗿𝗲 𝗽𝗮𝘀𝘀𝗲𝗱 𝗶𝗻 𝟮𝟬𝟮𝟱 𝘄𝗶𝗹𝗹 𝗿𝗲𝘀𝘂𝗹𝘁 𝗶𝗻 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗶𝗻𝗴 𝘁𝗼 𝘁𝗮𝗸𝗲 𝗿𝗮𝘁𝗲 𝗱𝗲𝗰𝗿𝗲𝗮𝘀𝗲𝘀 in the private passenger auto space.”

What’s next: “The Governor and the Legislature want to 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝘁𝗼 𝗯𝘂𝗶𝗹𝗱 𝘂𝗽𝗼𝗻 𝘁𝗵𝗲 𝗺𝗼𝗺𝗲𝗻𝘁𝘂𝗺 we had last year. I want people spending less on insurance so they can spend that money where they want to spend it.”

Catch the full interview here: https://t.co/DrYNjN0j6H Jump to 1:04:50 mark.
#Lalege #Lagov #lowerrates #insurancereform

[Commissioner Tim Temple @CommTemple]

This photo was taken two years ago today at the Louisiana Inauguration ceremony.
𝗜𝘁 𝗶𝘀 𝗺𝘆 𝗵𝗼𝗻𝗼𝗿 𝘁𝗼 𝘀𝗲𝗿𝘃𝗲 𝗼𝘂𝗿 𝗴𝗿𝗲𝗮𝘁 𝘀𝘁𝗮𝘁𝗲 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 of Louisiana.

[Commissioner Tim Temple @CommTemple]

A big shout out to @theadvocatebr for its editorial today recognizing 𝘁𝗵𝗲 𝗹𝗶𝗳𝗲-𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝗰𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗻𝗲𝘄 𝗹𝗮𝘄 that addresses distracted driving.

Last year, at a news conference to kick off National Distracted Driving Awareness month, I announced our intent to 𝗺𝗮𝗸𝗲 𝗱𝗿𝗶𝘃𝗶𝗻𝗴 𝘀𝗮𝗳𝗲𝗿 𝗯𝘆 𝗹𝗶𝗺𝗶𝘁𝗶𝗻���� 𝘁𝗵𝗲 𝘂𝘀𝗲 𝗼𝗳 𝗰𝗲𝗹𝗹 𝗽𝗵𝗼𝗻𝗲𝘀 while driving. I said, “During this year's legislative session, we will introduce a bill to address and reduce distracted driving by banning handheld wireless devices while driving.”

Thanks to 𝗥𝗲𝗽. 𝗕𝗿𝗶𝗮𝗻 𝗚𝗹𝗼𝗿𝗶𝗼𝘀𝗼 and many other legislators, this will was passed and is now the law in Louisiana.
#Lalege #Lagov