I bought in 2015 after paying rent for 6 years. I then refinanced in 2021. It added 5 years to my mortgage, yes the loan was $75K more, but the interest went down .50%. I would have been stupid not to. The house is in a recession proof area and I can sell now and close within 60 days for triple; not that I’m selling. At least 6 people within a half mile of me have sold their houses in the last 6 months. I’m not worried.
The improvements I did in 2021/2022 are perfect and now my kids will have a house when I die. I’m not going to be like the boomer fucks of today and sell in 20-30 years and fuck them out of a home. If young people can’t buy today, I don’t want to know what it’s going to be like then and I will not do that to them. Thanks for your input
@dupuis_den30908@BarbellFi Ok, my choices were to keep paying rent or go into debt for something that I’ll own outright at some point. I’ll take being in debt