Constantine

[Constantine @ConstantinBell]

@1000XCryptoCoin @Gubloinvestor It is true. Venmo does probably around 0.5 Billion net profit currently. Pay with Venmo grows at 30%, so 30 PE is good. Therefore a 15B+ valuation now is good. Venmo can go global, and even recently was connected with all Paypal users globally for simple transfers by phone.

[Constantine @ConstantinBell]

@1smartinvestor @EnriqueJLores If stock price increases too early, then Paypal's buybacks won't work as well. The goal now is to improve Paypal's products, revenue, profit. This is done by Paypal+, new Checkout Infrastructure, Firing managers, AI adoption, Venmo clarity, Execution improvement, Paypal Ads, etc.

[Constantine @ConstantinBell]

@1smartinvestor @EnriqueJLores The CEO will get many millions worth of stock if the company and specifically stock price increases to approx. $80, $100, $125, I think within 3-5 years.

[Constantine @ConstantinBell]

@BrillResearch It's more likely that it continues buying alot of shares, and within a few quarters will show increased revenue, pulled forward investments pay off, Venmo gets clarity and becomes officially attractive to investors - thus raising Paypal's stock price to $100

[Constantine @ConstantinBell]

@tradewithcong Looks like he bought on March 13, 2026, an amount of $1001 - $15,000 twice. So it can be on the lower range. He also sold this amount earlier in February.

[Constantine @ConstantinBell]

@ArarNecmettin Venmo's Pay with Venmo has the same merchant fee as Paypal Branded Button, and is growing at 34% YoY revenue. BNPL has an even higher merchant fee, and is growing at 23% YoY.
Venmo and BNPL together, can be priced at the current market cap of the whole company of 35B at 30 PE.

[Constantine @ConstantinBell]

@WaeltzJ BNPL growing at 20%+, Pay with Venmo growing 30%+. Venmo button has the same take rate as Paypal Branded Checkout. BNPL has a take rate even higher, but has some of the credit risk. Investors are upset that Paypal pulled forward investment & has restructuring costs from layoffs.

[Constantine @ConstantinBell]

@NoPainInvesting Exactly

[Constantine @ConstantinBell]

@frogswifhats @WillBiddy_ in 2030, it will likely be around $300

[Constantine @ConstantinBell]

@Ibarragan19 @QTRResearch And you certainly will pay for this so called "quality"

[Constantine @ConstantinBell]

@TheStockPanther Just simple non-growth stabilization will give confidence to investors that there will be no further degradation. But with all the initiatives that are simultaneously being implemented, there is a high chance of good growth, in my opinion.

[Constantine @ConstantinBell]

@JayMckay11 @InTheAssembly 58.7 transactions per active user annually. Yea, automatic payments count

[Constantine @ConstantinBell]

@yvonbizz @InTheAssembly Take rate declines because braintree grows so much faster. It's a blended take rate. Competition has been around for a while too. Paypal's new initiatives just need to be completed. Alex Chris progressed the initiatives well, but they need to be finished under Enrique Lores now.

[Constantine @ConstantinBell]

@scottconso @InTheAssembly 439M yearly active
225M monthly active

[Constantine @ConstantinBell]

@JayMckay11 @InTheAssembly 439 million used paypal in the last year, this is what active user means.
225 million are active Monthly users

[Constantine @ConstantinBell]

@alifarhat79 Oh no! Too many jobs! Jobs are bad! Fire those extra 100k workers immediately.

[Constantine @ConstantinBell]

@Uzwzp63636 @TedPillows I mean REITs, Food companies, Defense, Health, and some others. Paypal has too bad of a sentiment around it for now. A few quarters will give investors more confidence in recovery.

[Constantine @ConstantinBell]

@Uzwzp63636 @TedPillows Some...

[Constantine @ConstantinBell]

@Uzwzp63636 @TedPillows Because it's down today