coreylocke_publicadjuster

I represent homeowners & businesses. Get your claim paid in full. Estimate for partial & total loss: Bldg & Contents. Licensed PA & Estimator. 33 year Adjuster

[coreylocke_publicadjuster @CoreyLocke_PA]

Is it worse to have a #flood or a #fire ?

#ReadYourPolicy #RYFP
At least one person likely has coverage in this picture.

Get the facts and #ReadYourPolicy to be your best advocate.

[coreylocke_publicadjuster @CoreyLocke_PA]

#Coverage of #Flood, #Mudslide, and #EarthMovement #Claims Relating to Recent #Wildfires

Notice from #CADOI 1/26/21 - Flood damages covered as fire related

https://t.co/fTJIDPqJKr

#burnscar
#mudflow
#flooding
#wildfire
#CAwx
#debrisflow
#heavyrains
#Salinas
#MontereyCoOES

[coreylocke_publicadjuster @CoreyLocke_PA]

Do you know much it costs to rebuild your home, AND did you buy a policy with enough insurance?

[coreylocke_publicadjuster @CoreyLocke_PA]

#Flooding #mudflow #mudslide is highly #contaminated with #pathogens that can cause #seriousillness or #death.

#Cat3 cleanup may not be possible - wasted money.

Recommend hire a hygienist first & test.

#Cat3 cleanup is per written protocol from a #certifiedindustrialhygienist

[coreylocke_publicadjuster @CoreyLocke_PA]

This #mudflow damage from the #burnscar is potentially enough to #totalloss the house and contents.

Even 4' high #mudslide #mudflow #flooding from #wildfire areas is enough to #flood the house with #CAT3 #Blackwater damage.

#CAwx
#debrisflow
#Salinas
#MontereyCoOES

[coreylocke_publicadjuster @CoreyLocke_PA]

IF the #Mudflow originated from the #wildfire #burnscar, then this is potentially covered under the standard homeowner policy for FIRE related damage.

Also, #mudflows are highly dangerous due to #toxic #pathogens #ecoli #fertilizer

Wear proper breathing #PPE and #N95 #mask

[coreylocke_publicadjuster @CoreyLocke_PA]

In CA HOMEOWNER policies typically exclude #Mudslide and #Flooding damage

EXCEPT when it comes from a #BURNSCAR

#Debrisflow #Mudflow is a COVERED fire claim.

NO FLOOD INSURANCE REQUIRED.

DOI Notice 2018
https://t.co/UbjZLPFX7x

#wildfire
#CAwx
#Salinas
#MontereyCoOES

[coreylocke_publicadjuster @CoreyLocke_PA]

Please remember that if you have a mudflow or flooding disaster at your home from the burnscar, your homeowner policy may cover this as a proximate fire loss.

https://t.co/UbjZLPFX7x
#burnscar
#mudflow
#flooding
#wildfire
#debrisflowwarning
#CAwx

[coreylocke_publicadjuster @CoreyLocke_PA]

Fire Retardant can damage homes on impact

Fire retardant stains roofs, siding and glass

If you have impact damage - notify your insurance

https://t.co/EaoHXoORGR

#shaverlake #creekfire2020
#CreekFire
#creekfire
#CaliforniaWildfires
#CalFire
#wildfires2020
#CZULightningFire

[coreylocke_publicadjuster @CoreyLocke_PA]

Fire Retardant Clean Up

- Wear Gloves, Eye Protection, Respirator
- Wet and wipe the retardant on property
- NO PRESSURE WASH
- Will stain

https://t.co/0dCPRwM8KJ

#shaverlake #creekfire2020
#CreekFire
#creekfire
#CaliforniaWildfires
#CalFire
#wildfires2020
#CZULightningFire

[coreylocke_publicadjuster @CoreyLocke_PA]

Wildfire Fire Retardant - Phos-Chek

"Dispose in a safe manner in accordance with local/national regulations"

Harmful - rivers, lakes - fish

https://t.co/0dCPRwM8KJ

#shaverlake #creekfire2020
#CreekFire
#creekfire
#CaliforniaWildfires
#CalFire
#wildfires2020
#CZULightningFire

[coreylocke_publicadjuster @CoreyLocke_PA]

Warning - Wildfire Fire Retardant

Special clean up - PPE/Haul Off

Kills fish - Irritation to eyes, skin lungs

DO NOT PRESSSURE WASH

https://t.co/0dCPRwM8KJ

#shaverlake #creekfire2020
#CreekFire
#creekfire
#CaliforniaWildfires
#CalFire
#wildfires2020
#CZULightningFire

[coreylocke_publicadjuster @CoreyLocke_PA]

#shaverlake #creekfire2020
#CreekFire #creekfire #CaliforniaWildfires #CalFire #wildfires2020

Check here for Preliminary Cal Fire and Fresno County Map of Damaged & Destroyed Homes - search by address

Map has some photos and will be updated.
https://t.co/8NMMmC6uaB

[coreylocke_publicadjuster @CoreyLocke_PA]

#readyourpolicy #creekfire2020
#CreekFire
#creekfire
#CaliforniaFires
#wildfires

Consumer Home Page - Contractor State License Board - Look Up a License

Make sure to do your due diligence. Double check a contractor’s license.

Don’t be a victim twice https://t.co/XoIlKnX7gK

[coreylocke_publicadjuster @CoreyLocke_PA]

#readyourpolicy #CreekFire #creekfire2020 #creekfire #CaliforniaFires #wildfires

TopTenTips_Wildfire Victims from CA DOI

Get informed now. These 10 steps help you document the loss and manage your claim.

Request a certified copy of your policy now. https://t.co/d53dR0G1UT

[coreylocke_publicadjuster @CoreyLocke_PA]

#CaliforniaFires #CaliforniaWildfires #readyourpolicy
If you are evacuated due to wildfire, read the notice send to all Insurnace Carriers from the CA Department of Insurance.
ALE needs to be offered to evacuated renters & homeowners

[coreylocke_publicadjuster @CoreyLocke_PA]

#ShaverLake #CreekFire #creekfire #creekfire2020 #readyourpolicy
Insurance Commissioner Ricardo Lara “Residents who have been evacuated should contact their insurance agent...find out what their renter’s or homeowners’ policy covers...”. DOI Notice below https://t.co/q8BlbgtBCD

[coreylocke_publicadjuster @CoreyLocke_PA]

#ShaverLake #CreekFire #creekfire #creekfire2020 #readyourpolicy
Insurance Commissioner Ricardo Lara “Residents who have been evacuated should contact their insurance agent...find out what their renter’s or homeowners’ policy covers...”. DOI Notice below https://t.co/q8BlbgtBCD

[coreylocke_publicadjuster @CoreyLocke_PA]

#CreekFire #creekfire #creekfire2020 #ShaverLake #readyourpolicy
Residential Property Claims Guide - How to handle a claim from Insurnace Commission Richard Lara https://t.co/T6RRU9MjkJ

[coreylocke_publicadjuster @CoreyLocke_PA]

#CreekFire #creekfire #creekfire2020 #ShaverLake #readyourpolicy
Resources to Help Recent Wildfire Victims from CA Department of Insurance
- Evacuation Checklist
- Top 10 Tips Wildfire Loss
- Home Inventory Guide
- Don't Get Burned After a Disaster https://t.co/GzfaNtnRUu

[coreylocke_publicadjuster @CoreyLocke_PA]

@mikejthefixer There aren’t any words that will help. But I am very sorry you lost such a treasured and memorable home. We always took our kids up to Shaver and rented just to be next to the snow. It is a magical place. So sorry for your loss.