Your UPI balance is losing value!
Most savings accounts offer about 2.5-3% interest per year—not even enough to beat inflation. That means your money is actually shrinking over time.
But with Curie – Your Money Grows Daily
How does this happen?
(1/3)
That's pretty smart and safe.
Curie grows your money daily in Liquid Mutual Funds, giving up to 7.2% returns.
And you can pay instantly via UPI, anytime. Instant access, constant growth.
Download link in bio, takes < 2 mins to set up 🚀
If you don’t need immediate immediate liquidity (<1 week), put your bank funds (offering savings rate <4% - SBI =2.5%, HDFC = 3%) in a liquid MF (Direct), ~7% net return, <1 week exit load, no hassle
HDFC and Axis are now at 2.75% on the savings account and SBI is at 2.70%. Yes, RBI has been cutting policy rates, but why give banks a free lunch?
The easiest thing to do is to move into a liquid fund and get a possible 6% return (depending on short-term rates). They can be redeemed at a day's notice. No-brainer.
I went a step further. I don't like the slab rate tax on liquid funds.
I moved some money from my savings account to a DAAF (Dynamic Asset Allocation) which is run like a debt fund. I don't know when I'll need the money but I'm hoping that if I don't draw on it for 2 years it will go into the 12.5% LTCG tax zone. What about volatility? I can stomach a bit of it.
The MF industry is also busy launching debt+arbitrage funds to cater to this need. We did a story on it: https://t.co/fHNL2eHmY1
(PS: I'm not going to name the fund, because folks will say I'm promoting a fund house.)
@Trader9502@ActusDei@PosteAnil These ensure that your sensitive financial and personal information is encrypted, stored securely, and handled with the highest level of care.
@Trader9502@ActusDei@PosteAnil All data in our systems is safeguarded using globally recognized standards, including PCI-DSS (Payment Card Industry Data Security Standard) and ISO 27001 (Information Security Management) certifications.
@ActusDei@PosteAnil “The vision is bold: a digital savings account powered not by banks, but by mutual funds.” — kind words from @ActusDei@LiveMint
Thanks for simply summarising how we enable payments from Liquid Mutual Funds!
Check out Curie here — https://t.co/sarYvUUsXB
Which AMC?
- ICICI Prudential Liquid Mutual Fund
Exit load?
- 0% after first 7 days
CAGR?
- 7.3% (Last Year Data)
And since this is a liquid fund, it is unaffected by equity market movements. (4/5)
We hate superficial gimmicks. 🤮
Like apps that offer reward points, cashbacks, and coins! They're conditional and transactional.
Real value is in growing your money, and we do it unconditionally - like your mom's love.
Curie starts growing your money in under 60 seconds. 🚀
What's new?
- Super Fast Onboarding (60 seconds) 🚀
- Daily Spend Limit increased to ₹1,00,000 💰
Join thousands of users on Curie and make sure none of your money is ever sitting idle. Pay via UPI instantly while your money grows in a mutual fund!
Why let your money sit idle when it can grow?💸
Switch to Curie and grow your bank balance daily, while you can still access the money anytime.
Download now: https://t.co/sarYvUTV83
(3/3)
Your UPI balance is losing value!
Most savings accounts offer about 2.5-3% interest per year—not even enough to beat inflation. That means your money is actually shrinking over time.
But with Curie – Your Money Grows Daily
How does this happen?
(1/3)
-How?
✅ Your money is put in a steady liquid mutual fund
📈This fund gives returns of up to 7.3% CAGR (nearly 3x of what banks offer)
💰You can directly pay via UPI anytime—just like a normal bank account
💫Your money stays invested, keeps growing, and is always available
(2/3)