Cynthia Thompson

Committed to providing long-term financial counsel with exceptional service. Securities offered through LPL Financial, Member SIPC,

[Cynthia Thompson @CynthiaSTcrpc]

Use your calendar to balance friendships and other priorities. https://t.co/ERacnjUU6S

[Cynthia Thompson @CynthiaSTcrpc]

Rates rose for the first time in three years, and mortgages, car loans, credit cards and savings accounts will all feel it differently. https://t.co/pUwZT3XNPv

[Cynthia Thompson @CynthiaSTcrpc]

A "Roth 401(k)" is simply a 401(k) plan that allows employees to designate all or part of their elective deferrals as qualified Roth 401(k) contributions. Qualified Roth 401(k) contributions are made on an after-tax basis, just like https://t.co/kPSVaWD6Wq

[Cynthia Thompson @CynthiaSTcrpc]

John Cochrane, a senior fellow at the Hoover Institution, says that rate cuts will lower inflation only in the short term so long as fiscal policy favors borrowing and spending. https://t.co/iAam8ece65

[Cynthia Thompson @CynthiaSTcrpc]

Retirement doesn’t always mean stepping away from work for good. For many Americans, the line between working and retiring is more flexible than it used to be—and that shift is showing up in the data. https://t.co/TFziFkHBRG

[Cynthia Thompson @CynthiaSTcrpc]

The Securities and Exchange Commission (SEC) proposed regulatory changes that would offer public companies the option to report their earnings semiannually instead of four times a year. https://t.co/Qlywk4xadh

[Cynthia Thompson @CynthiaSTcrpc]

For investors in or near retirement, inflation is always a threat. TIPs can get it under control. https://t.co/vz17PqiXdv

[Cynthia Thompson @CynthiaSTcrpc]

There are a few exceptions to the 10% penalty on IRA withdrawals. https://t.co/adPwM6Bs1J

[Cynthia Thompson @CynthiaSTcrpc]

The act of giving away your property, either during life or at death, will probably be subject to one or more of several types of taxes (collectively referred to here as estate taxes), either on the federal level, state level, or bo https://t.co/spz5lR3oA0

[Cynthia Thompson @CynthiaSTcrpc]

When you take out a loan to pay for college or graduate school, you must repay that loan at some future date. If you find yourself in the position of having to budget every month for a student loan payment after graduation, you are https://t.co/zoRJa7mhi7

[Cynthia Thompson @CynthiaSTcrpc]

Consider the following ways to help yourself build your retirement nest egg. https://t.co/IyTVpby9GM

[Cynthia Thompson @CynthiaSTcrpc]

The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment plan set up to help federal civilian employees and military personnel save for retirement. https://t.co/PJKd9YWZQP

[Cynthia Thompson @CynthiaSTcrpc]

A post-sale consulting contract is an agreement made between you and a buyer that retains your services in the company for a mutually agreed-upon period after the sale. Business consultants urge buyers to prevent owners from walking https://t.co/hKAZc6Docm

[Cynthia Thompson @CynthiaSTcrpc]

The history of estate taxes in America has been a long and winding road. https://t.co/HmKZGSxwVA

[Cynthia Thompson @CynthiaSTcrpc]

How much might you receive if your company fails before pension benefits begin? https://t.co/HaUxSZfEL1

[Cynthia Thompson @CynthiaSTcrpc]

A number of special tax benefits are available for investing capital gains in a qualified opportunity fund. https://t.co/nAEeoS1Xr6

[Cynthia Thompson @CynthiaSTcrpc]

To reduce your spending, you first need to know where your money goes. https://t.co/wCtDkvxUCl

[Cynthia Thompson @CynthiaSTcrpc]

The federal government follows a complex transfer tax system. Transfer taxes come in three separate forms; gift tax, estate tax, and generation-skipping transfer (GST) tax. The purpose of the GST tax is to ensure a transfer tax is i https://t.co/llWxqjUdxm

[Cynthia Thompson @CynthiaSTcrpc]

Learn the nuances of the federal government's income-driven repayment plans for student loans. https://t.co/0LJx8cM5lZ

[Cynthia Thompson @CynthiaSTcrpc]

The Economist's McWages index offers a burger-based guide to purchasing power https://t.co/qSxj2PCNay