Joseph

Science based.... I love science
Poet📝✨

[University of Lagos Students’ Union @UnilagSU]

🎙️The battle of ideas continues!
After an exciting Spelling Bee and Public Speaking Competition, it's time for the next stage of the Intellectual Olympics.

Who will rise above the rest?

Come support your faculty and witness the clash of the finest minds.

[University of Lagos Students’ Union @UnilagSU]

Some battles are not won with strength.

They are won with words.

From the stables of the ULSU, something new is on the horizon...

ANTICIPATE!🤩🚀

[University of Lagos Students’ Union @UnilagSU]

Greatest Akokites

The University of Lagos Student Union (ULSU) presents:

🌳♻️ KEEP UNILAG CLEAN WALK
Join fellow Akokites as we promote environmental responsibility, connect with new people, and contribute to a cleaner, greener UNILAG.

Register here:
https://t.co/EVjU5PSak3

[University of Lagos Students’ Union @UnilagSU]

Welcome to June, Akokites! 💙

A new month is here, and we’re excited for everything it holds.
As you settle into June, sit back and relax, we’ve got a lot cooking for you this month. 🔥

Happy New Month! 🎉

[Herfrican Hub, Jewelry Brand. @herfricangirl]

I’m graduating soon. I will miss my friends sooooooo muchhhhh, I wantu kraiiiiiiii.

[University of Lagos Students’ Union @UnilagSU]

Barka da Sallah to all Muslim students at the University of Lagos!

The University of Lagos Students' Union (ULSU) wishes you a blessed and joyful Eid el-Kabir. May Allah (SWT) accept your sacrifices, and fill your homes with peace, happiness, and countless blessings.

[University of Lagos Students’ Union @UnilagSU]

Akokites, are you ready?!🚨🔥
We’re bringing Soundcity On Tour to UNILAG! 🎶
June 23rd – 25th 🌍
The biggest concert is coming our way soon 👀🌍

#SoundcityOnTour #UNILAG

[Simi @SympLySimi]

I haven't been on twitter today - but someone brought a few of my old tweets to my attention and I can't not address it.

14 years ago, I was 23, so I was definitely not a child. I'm not here to make excuses because I don't have anything to make excuses for. What I can't let anyone do is twist my story to fit false narratives.

In 2012, I lived and helped out at my mom's daycare while I was hustling my music. I tweeted everything that happened in my life, as we all did at the time. Kids can be mischievous. If a child did something I found funny, I tweeted about it. Kids are cute and lovable. I want to hug, kiss and cuddle them. I tweet about it. Nothing I tweeted was from perversion.

I was not famous, so maybe if I was, I would have understood that anything is open to whatever interpretation including being used falsely by a faceless mob. I've never been depraved in my life. You can retweet all the tweets in the world about me loudly crushing on people I admire/d. Or being a cheeky young woman. I wasn't trying to hide it, because I don't have anything to hide.

My team has been deleting some of my tweets because of how sensitive it is for my family. To be honest, I did not want to. I have always spoken against rape and sexual assault even before you knew I existed. It's not a costume I'm wearing, it's who I am. I've never claimed to be perfect. I've never claimed to know everything. I said stop raping women. I stand by it.

[Joseph @Cyronlandr]

@ScholarshipfPhd Hi

[Joseph @Cyronlandr]

@st1LLH1M @artby_lash Took this at Iyana-Ipaja underbridge

[Joseph @Cyronlandr]

Fidelity Bank is strong, profitable, and growing — both locally and internationally.
✅ No bankruptcy
✅ Meeting all obligations
✅ Solid Q1 2025 results
The bank is committed to stability, transparency, and service excellence.

[J. C. Okechukwu @jcokechukwu]

FIDELITY BANK: AFTER THE FAKE NEWS, WHAT NEXT?

@GazetteNGR You do know you’ve just gotten yourself into serious trouble with this publication, right? This is so shameful. And to think that I have, on a few occasions shared your posts! Journalism should be about integrity not brown envelopes and bringing people down with falsehood.

There’s a court order restraining Sagecom, your client and or anyone from publishing any material in the media as this matter is still pending in court. But you guys have rushed to publish this utter falsehood and misled others who went along with it. I hope Fidelity Bank sues the hell out of you guys, to set an example.

For crying out loud, this is a case that’s more than 20 years old and still hasn’t been summarily resolved.

For people who may not know, what happened is, FSB - remember that bank? Yea, FSB bank granted a credit facility (loan) in the amount of $3 million to G. Cappa in 2002. Remember G. CAPPA - the now dead construction company that once held sway in Nigeria? G. Cappa secured the loan with mortgage on a property located in Ikoyi (their collateral)

Incidentally, G. Cappa defaulted on the loan - they couldn’t pay. In a bid to prevent FSB bank from selling the mortgaged property to repay the loan, G. Cappa ran to Lagos High Court, seeking to restrain the bank from selling the property. That case almost went cold and remained in court with no hope of judgement. As the case lingered, in 2005, FSB Bank sold G. Cappa’s mortgaged property to Sagecom, to retrieve the $3 million the company borrowed from it. Around that same period in 2005, during the bank capitalization process in Nigeria, Fidelity Bank acquired MANNY Bank and FSB Bank, same bank embroiled in this case. Automatically, they inherited the case that looked very easy on the surface, given that the bank did what every bank could’ve done.

So, in 2011, about 9 years later and just six years after Fidelity took over the bank, judgement was given in the G. Cappa case that had lingered for so long. In that judgement, the court exonerated the bank saying it “rightfully sold the leased interest in the property to Sagecom.” But the problem is that the court did not order vacant possession, so G. Cappa still kept the property, collecting rent on it and making money off of it, from the time that it was sold to Sagecom to the time of giving judgement in 2011. Sagecom to whom the property was legally sold never had access.

For this reason, Sagecom instituted action against the bank and G. Cappa because it was not allowed to take possession of what has been sold to it. Good case, but truly, it is G. Cappa that should pay Sagecom for damages and not the bank (FSB) now Fidelity. The bank is only joined in the breach of contract case because the bank is the seller. And that’s why Sagecom joined the bank.

In 2018, the Lagos High Court awarded judgement in favor of Sagecom against G. Cappa and the Bank. Judgement was challenged by the Supreme Court because the bank rightly held that G. Cappa orchestrated all the losses that Sagecom had suffered and should be charged solo. And it makes a lot of sense, given that the bank did what was within its right, as was upheld by the court.

Sadly, G. Cappa, the company at the center of all these, suddenly went into receivership (it went bankrupt and was now being taken over). So the bank tried to appeal the judgement severally but later decided to just settle its own obligation of the liability.

The question then arose, what is the value of the liability to G. Cappa and the Bank? As a guide, in the case of Anibaba vs. Dana Airlines Limited delivered in January of 2025, the Supreme Court clarified that foreign currency judgement debt must be converted to Naira at the exchange rate obtainable at the date of the judgement of the trial court, which in this case is 30 January, 2018. Now, if you apply the Supreme Court - supported 2018 exchange rate, the judgement debt rate will be a little less than N30.7 billion - the amount that G. Cappa and the Bank now legally owe Sagecom.

The so called N225 billion came from calculating with present day exchange rate in 2025, which isn’t the way it should be done, especially given the recorded incidence of a similar case between Anibaba and Dana Airlines Limited, as recently as January 2025! Imagine expecting to go home with 225 billion Naira for $3 million investment for which you were denied access but later reclaimed. That’s an absurdity taken too far and this is why Gazette should have been wiser with their rush to publish.

As a matter of fact, the bank even applied to the court for further clarification on what should be paid by the bank and how much G. Cappa should bear out of the calculated liability sum. After this application, the court consequently ordered Sagecom to maintain status quo pending determination of pending motions, and restrained Sagecom and all persons, including bloggers like People Gazette from publishing any material in the media as the matter is still pending in court. So basically, what this means, according to Fidelity Bank, is that People Gazette and other platforms that carried the FAKE NEWS have published falsehood and violated a court order, for which Fidelity Bank is now seeking legal redress. I have attached the court order below.

Fidelity Bank is one of the best performing banks in Nigeria today. In 2021 Fidelity Bank went from N38.1 billion in Profit Before Tax (PBT) - a 35.7% growth in profit to a Profit Before Tax (PBT) of N105.8 billion, representing an impressive 167.8% growth in the first quarter of 2025 alone! That is not to talk about their expansion into London with the acquisition of Union Bank London, and moves currently underway to expand into a few African countries.

This is the bank that gave us Air Peace Airlines through their foundational partnership, when no one else could’ve done it.

This is a bank that took share prices from a single digit of N9 to about N20 in just a year! This is even more exciting because the bank is recording all these gigantic strides under a woman. Fidelity went from average to now an indisputable Tier 1 bank, and they’ve been fighting so hard to bring it down. Otherwise, why would People Gazette publish an outright falsehood on a matter that’s still pending in court, just to cause panic and sow doubts in people. This is the second or third time I have now had to respond to a malicious attack to bring Fidelity Bank down in Nigeria. Rest assured that we know what the plan is, so stop already.

Happy to see that the Central Bank of Nigeria (CBN) has stepped in to debunk the Fake News. CBN reaction attached below as well.

[J. C. Okechukwu @jcokechukwu]

FIDELITY BANK: AFTER THE FAKE NEWS, WHAT NEXT?

@GazetteNGR You do know you’ve just gotten yourself into serious trouble with this publication, right? This is so shameful. And to think that I have, on a few occasions shared your posts! Journalism should be about integrity not brown envelopes and bringing people down with falsehood.

There’s a court order restraining Sagecom, your client and or anyone from publishing any material in the media as this matter is still pending in court. But you guys have rushed to publish this utter falsehood and misled others who went along with it. I hope Fidelity Bank sues the hell out of you guys, to set an example.

For crying out loud, this is a case that’s more than 20 years old and still hasn’t been summarily resolved.

For people who may not know, what happened is, FSB - remember that bank? Yea, FSB bank granted a credit facility (loan) in the amount of $3 million to G. Cappa in 2002. Remember G. CAPPA - the now dead construction company that once held sway in Nigeria? G. Cappa secured the loan with mortgage on a property located in Ikoyi (their collateral)

Incidentally, G. Cappa defaulted on the loan - they couldn’t pay. In a bid to prevent FSB bank from selling the mortgaged property to repay the loan, G. Cappa ran to Lagos High Court, seeking to restrain the bank from selling the property. That case almost went cold and remained in court with no hope of judgement. As the case lingered, in 2005, FSB Bank sold G. Cappa’s mortgaged property to Sagecom, to retrieve the $3 million the company borrowed from it. Around that same period in 2005, during the bank capitalization process in Nigeria, Fidelity Bank acquired MANNY Bank and FSB Bank, same bank embroiled in this case. Automatically, they inherited the case that looked very easy on the surface, given that the bank did what every bank could’ve done.

So, in 2011, about 9 years later and just six years after Fidelity took over the bank, judgement was given in the G. Cappa case that had lingered for so long. In that judgement, the court exonerated the bank saying it “rightfully sold the leased interest in the property to Sagecom.” But the problem is that the court did not order vacant possession, so G. Cappa still kept the property, collecting rent on it and making money off of it, from the time that it was sold to Sagecom to the time of giving judgement in 2011. Sagecom to whom the property was legally sold never had access.

For this reason, Sagecom instituted action against the bank and G. Cappa because it was not allowed to take possession of what has been sold to it. Good case, but truly, it is G. Cappa that should pay Sagecom for damages and not the bank (FSB) now Fidelity. The bank is only joined in the breach of contract case because the bank is the seller. And that’s why Sagecom joined the bank.

In 2018, the Lagos High Court awarded judgement in favor of Sagecom against G. Cappa and the Bank. Judgement was challenged by the Supreme Court because the bank rightly held that G. Cappa orchestrated all the losses that Sagecom had suffered and should be charged solo. And it makes a lot of sense, given that the bank did what was within its right, as was upheld by the court.

Sadly, G. Cappa, the company at the center of all these, suddenly went into receivership (it went bankrupt and was now being taken over). So the bank tried to appeal the judgement severally but later decided to just settle its own obligation of the liability.

The question then arose, what is the value of the liability to G. Cappa and the Bank? As a guide, in the case of Anibaba vs. Dana Airlines Limited delivered in January of 2025, the Supreme Court clarified that foreign currency judgement debt must be converted to Naira at the exchange rate obtainable at the date of the judgement of the trial court, which in this case is 30 January, 2018. Now, if you apply the Supreme Court - supported 2018 exchange rate, the judgement debt rate will be a little less than N30.7 billion - the amount that G. Cappa and the Bank now legally owe Sagecom.

The so called N225 billion came from calculating with present day exchange rate in 2025, which isn’t the way it should be done, especially given the recorded incidence of a similar case between Anibaba and Dana Airlines Limited, as recently as January 2025! Imagine expecting to go home with 225 billion Naira for $3 million investment for which you were denied access but later reclaimed. That’s an absurdity taken too far and this is why Gazette should have been wiser with their rush to publish.

As a matter of fact, the bank even applied to the court for further clarification on what should be paid by the bank and how much G. Cappa should bear out of the calculated liability sum. After this application, the court consequently ordered Sagecom to maintain status quo pending determination of pending motions, and restrained Sagecom and all persons, including bloggers like People Gazette from publishing any material in the media as the matter is still pending in court. So basically, what this means, according to Fidelity Bank, is that People Gazette and other platforms that carried the FAKE NEWS have published falsehood and violated a court order, for which Fidelity Bank is now seeking legal redress. I have attached the court order below.

Fidelity Bank is one of the best performing banks in Nigeria today. In 2021 Fidelity Bank went from N38.1 billion in Profit Before Tax (PBT) - a 35.7% growth in profit to a Profit Before Tax (PBT) of N105.8 billion, representing an impressive 167.8% growth in the first quarter of 2025 alone! That is not to talk about their expansion into London with the acquisition of Union Bank London, and moves currently underway to expand into a few African countries.

This is the bank that gave us Air Peace Airlines through their foundational partnership, when no one else could’ve done it.

This is a bank that took share prices from a single digit of N9 to about N20 in just a year! This is even more exciting because the bank is recording all these gigantic strides under a woman. Fidelity went from average to now an indisputable Tier 1 bank, and they’ve been fighting so hard to bring it down. Otherwise, why would People Gazette publish an outright falsehood on a matter that’s still pending in court, just to cause panic and sow doubts in people. This is the second or third time I have now had to respond to a malicious attack to bring Fidelity Bank down in Nigeria. Rest assured that we know what the plan is, so stop already.

Happy to see that the Central Bank of Nigeria (CBN) has stepped in to debunk the Fake News. CBN reaction attached below as well.

[Joseph @Cyronlandr]

@IzehiAmadasu Thought i was alone 😔

[Joseph @Cyronlandr]

@UNILAGPSY Make I talk? 😔

[Joseph @Cyronlandr]

@Marvofweb3 @skyrexio 🪄✨

[Joseph @Cyronlandr]

@Rectorexdegen @AbstractPengs @realkidemotion @D_ox_Alpha @OgunlanaHareef let's get this!!

[0XRECTOR (newbie arc)🍡 @Rectorexdegen]

Collab on with with @AbstractPengs🐧🐧 and @realkidemotion

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Mint is coming on Abstract! ✳️

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🐧 Tag 3 Friends and Drop your wallets
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[Joseph @Cyronlandr]

@TrumpOnSolan Gco9PYHicxEU58YpSDkPMqUpb8f9sDju2WQHP4ZKkPDq