Aditya Pandey

MBA | AICD Director & Entrepreneur. Contrarian investor: market history & sound money. ₿ Focused on strategic risk & lifelong learning. Seeking the unseen.

[Aditya Pandey @DAdityaPandey]

I'm new to investing and quite small by all relative standards, just managing a modest portfolio across brokers. I started in February 2025. Here's how I've structured it as my "Portfolio 1 2025":

Objective:
- Strategy: Concentrated value-growth, focusing on undervalued assets in healthcare and emerging tech/crypto.
- Risk Profile: High concentration (83% in one stock), offset by smaller bets. For aggressive investors aiming to beat the S&P 500.
- Benchmark: S&P 500 Health Care Index

Top Holdings:

- $UNH (UnitedHealth Group, Healthcare): 83.3%
- $MSTR (MicroStrategy, Tech/Bitcoin Proxy): 4.6%
- $IREN (Iris Energy, Bitcoin Mining/AI Data Centers): 4.3%
- $NBIS (Nebius Group, AI/Tech ex-Yandex): 3.7%
- $BITF (Bitfarms, Bitcoin Mining): 1.8%

Other Holdings (<2%):

- $CAN (Canaan, Bitcoin Mining Hardware): 1.2%
- $TE (T1 Energy, Renewable Energy): 0.9%
- $RKLB (Rocket Lab USA, Aerospace/Space): 0.2%
- $IBIT (iShares Bitcoin Trust, Bitcoin ETF): 0.05%

Sector Allocation:

Healthcare: 83.3%
Crypto/Bitcoin: 12.0%
AI/Tech: 3.7%
Renewables: 0.9%
Space: 0.2%

This is my US equities portfolio. Crypto is separate, but I included MSTR because dilution caused it to drop sharply and become too cheap to ignore. It's heavy on stable growth with crypto upside. UNH is a safe play; I know 83% is high, but I have strong conviction. When UNH reaches $400 (my fair value estimate), this allocation will drop to ~10%, with the rest diversified and no single stock exceeding 5%. Rationale: As UNH hits my targets, I'll trim and shift to higher-growth plays in energy, chips, drones, and space. Last year's CAGR: 38%, beating S&P by ~14%.

Learning every day,open to any advice!
My Gurus:
@Chimp_Capital
@RKLBMan
@DeepIceValue
@BarkInvesting
@StockSavvyShay

[Narendra Modi @narendramodi]

Nothing is more important than the welfare and future of our youth!

We have decided to set up fast-track courts to ensure swift and stringent punishment for those involved in paper leaks. Have directed the concerned authorities and officials to take all necessary steps in this regard. This continues our series of steps for safeguarding the interests of students.

Those who try to harm the future of our youth will not be spared.

देश के युवाओं का हित और उनका भविष्य हमारी सर्वोच्च प्राथमिकता है।

पेपर लीक के सभी मामलों में दोषियों को जल्द से जल्द कठोर दंड देने के लिए, केस के त्वरित निस्तारण के लिए फास्ट ट्रैक कोर्ट्स का गठन किया जाएगा। इस संबंध में निर्देश दे दिए गए हैं कि संबंधित विभाग आवश्यक कार्रवाई सुनिश्चित करें।

विद्यार्थियों के हितों को सुरक्षित करने के लिए, सरकार द्वारा लिए जा रहे निर्णयों की श्रृंखला में ये एक महत्वपूर्ण कदम है।

युवाओं के भविष्य के साथ खिलवाड़ करने वाले किसी भी व्यक्ति को बख्शा नहीं जाएगा।

[Aditya Pandey @DAdityaPandey]

@gurjota Gurjot sir if you ever come to sydney again; let me be your host!

[Aditya Pandey @DAdityaPandey]

SBI Funds IPO chart looking cleaner than my ECG. 📈😂

Not a single candle.
Not a single wick.
Just... ✨existence✨

[Aditya Pandey @DAdityaPandey]

Unlimited aura!

[Aditya Pandey @DAdityaPandey]

Meanwhile hdfc keeps on opening 1000 plus branches every year which means they are hiring but are also firing people at the same time

[Kush Katakia @kushkatakia]

"The banking sector has not hired any new employees in the past 2 years. Two years back, the headcount was 18 lacs; today it is 18 lacs." @_prashantnair in conversation with Mr Piran Engineer, CLSA.

Eye-popping stat.

[Aditya Pandey @DAdityaPandey]

@brent_e_trader scared the shit outta me!

[Aditya Pandey @DAdityaPandey]

All bloody unemployed mfs!

[DesiEsco🇮🇳 @DesiEsco7]

What a beautiful sight! The most awaited moment from Delhi police.

[Aditya Pandey @DAdityaPandey]

A first for me, at the PPFAS Unitholders' Meet, I noticed sign language interpretation being provided because a unitholder requested it.

A simple but meaningful step towards making investor communication more inclusive. 👏

https://t.co/QReBc18l64

[Aditya Pandey @DAdityaPandey]

Throwback to 2022 when activist investor Chris Hohn slammed $GOOGL $300k median salary as "unjustified" and demanded a 20% headcount cut.

[Aditya Pandey @DAdityaPandey]

@RealMattMoney At this point i am at nirvana with this stock, not buying not selling just holding!

[Aditya Pandey @DAdityaPandey]

@burak_finance This is what grok says-Peter Beck’s trust sold the shares under a pre-established Rule 10b5-1 trading plan adopted in March 2026, which schedules sales in advance to ensure full legal compliance and avoid any appearance of insider trading.

[Aditya Pandey @DAdityaPandey]

@ariaradnia $GOOGL

[Aditya Pandey @DAdityaPandey]

Not enough people are talking about $RKLB acquiring Iridium.

Quick context: ~70% of SpaceX revenue is just Starlink. That one product is what made SpaceX what it is today.

Rocket Lab just bought a global satellite network doing $871M in revenue at 57% OEBITDA margins for $8B.

[Rocket Lab @RocketLab]

Rocket Lab is acquiring Iridium Communications Inc – one of the most transformative deals in the space industry.

By combining our launch capability and satellite manufacturing with @IridiumComm’s global satellite communications network and rare spectrum, Rocket Lab becomes a fully integrated, self-launching, tier-1 space power, delivering critical communications capability to millions of users worldwide.

Full details and important information: https://t.co/hj5aWrDPjz

[Aditya Pandey @DAdityaPandey]

@vishal_susheel @grok AI data centres will be REIT business! No point

[Aditya Pandey @DAdityaPandey]

@InvestorOfJAMMU you think this is gonna be the same for hdfc bank?

[Mario Nawfal @MarioNawfal]

🇺🇸🇮🇳 Trump on India &amp; Modi:

"If they were attacked, we would be there to help them.

If anybody attacks that man, we're going to be there.

Now, if there's a new leader, I'm not sure..."

Pakistan, did you hear that?

Writer: Samuel

[Aditya Pandey @DAdityaPandey]

What an awesome feeling it is to see the NASDAQ logo next to the $RKLB ticker!

[Aditya Pandey @DAdityaPandey]

@1shankarsharma @TVMohandasPai He built the Vianai system, which is valued at roughly $1.0 billion. He didn't fail, sir!