derbrivatives

[derbrivatives @DERBSWIN]

@MapleStory HELP ITS NOT LAUNCHING PLS @MapleStory

[derbrivatives @DERBSWIN]

@itsmichaelluu Stage 4 right now

Thanks for sharing, this resonates a lot

[Evan @StockMKTNewz]

THIS IS HOW ROBINHOOD'S $HOOD NEW REVAMPED PREMIUM CARD COMPARES TO THE COMPETITION

ROBINHOOD PLATINUM

- Annual Fee: $695
- Advertised Rewards Value: $3,000
- Travel Credits: $1,000 toward hotels and flights
- Dining: $490 toward select restaurants, DoorDash, and DoorDash membership
- Earning: 10% cash back on hotels/rental cars via Robinhood's app, 5% on flights via the app, 1% on everything else
- Special Perk: Health and wellness subscriptions to Whoop (includes the device), Amazon One Medical, and Function Health

AMEX PLATINUM

- Annual Fee: $895
- Advertised Rewards Value: $3,500
- Travel Credits: $800 toward hotels and flights
- Dining: $400 for dining through Resy, plus access to dedicated reservations
- Earning: 5x points on flights and prepaid hotels via Amex's travel portal, 1x on everything else
- Special Perk: $300 digital entertainment credit for streaming and news subscriptions

CHASE SAPPHIRE RESERVE

- Annual Fee: $795
- Advertised Rewards Value: $2,700
- Travel Credits: $1,050 toward hotels and flights
- Dining: $720 toward dining and DoorDash membership
- Earning: 4x-8x points on travel, 3x on dining, at least 1x on other purchases
- Special Perk: $300 in StubHub credits

CITI STRATA ELITE

- Annual Fee: $595
- Advertised Rewards Value: $1,500
- Travel Credits: $300 toward hotels
- Dining: Points for certain dining purchases
- Earning: 6x-12x points on travel through Citi's portal, 3x-6x on dining, 1.5x on other purchases
- Special Perk: $200 annual "Splurge" credit for brands including American Airlines, Best Buy, and Live Nation

CAPITAL ONE VENTURE X

- Annual Fee: $395
- Advertised Rewards Value: $1,500
- Travel Credits: $300 toward travel
- Dining: Access to dedicated reservations
- Earning: 5x-10x miles on travel via Capital One's portal, at least 2x on other purchases
- Special Perk: Points redeemable for cardholder events like musician meet-and-greets

(Source WSJ)

[derbrivatives @DERBSWIN]

@JerryGabri42209 My bro be laughing all the time

he’s in his forties, no social media. Just pure hearted dude that likes smoking cause he can watch movies and just laugh at thoughts

[derbrivatives @DERBSWIN]

@amitisinvesting Wen $AI stock short squeeze tho bro

[EliteOptionsTrader @EliteOptions2]

You already know how to trade.

That's the painful part.

You see the setup forming.

You know the level matters.

You've done the analysis.

Then you don't take it.

Or you take it too early.

Or you exit the second it moves against you for 5 minutes.

And the trade you planned works perfectly without you.

That cycle will repeat forever until someone walks you through the real execution process live.

This Tuesday that's exactly what I'm doing.

- Live Masterclass
- May 26th
- 5 pm PST
- Free

Levels done right.
High probability setups.
Risk management in real time.
Why execution breaks down and how to fix it.

Join now before all spots fill.

Link below.

https://t.co/IsZSxTX4JQ

[Esther & Michael @SuperLuckeee]

BUY exactly when institutions buy…
SELL exactly when institutions sell…

[derbrivatives @DERBSWIN]

@RobinhoodApp When is PDT rule changing for hood?

[derbrivatives @DERBSWIN]

@TheRoaringKitty LETS FUCKING GO!!!!

[derbrivatives @DERBSWIN]

@RyanGarcia Help a brotha out 🤞

[derbrivatives @DERBSWIN]

@SPYderMomTrades Start trading NQ on Topstep

You got this

[derbrivatives @DERBSWIN]

@Glitch_Trades What’s the link gang

[derbrivatives @DERBSWIN]

@MapleStory Please NEXON team,

Hook your boy up with a key. I’m gonna play this at least 12 hours a day 😭😭😭

[hunter @hxxntrr]

You owe the IRS $100,000

They'll take $5,000 and close your file. Permanently. Balance goes to $0

It's called an Offer in Compromise. Form 656. The IRS approved 42% of them last year. Application fee: $205

Here's the exact formula they use to decide your number and how to make sure yours gets accepted

The IRS doesn't want to chase you for 10 years. Collection costs money. Agents cost money. Liens cost money. They'd rather take $5,000 today than spend $50,000 over a decade trying to squeeze $100,000 out of someone who will never have it

That's the entire program. They did the math and built a form for it

The formula:

The IRS calculates your "Reasonable Collection Potential." What they realistically think they can get from you. Your offer needs to meet or beat that number

RCP = (monthly disposable income × remaining collection months) + (asset equity after exemptions)

Monthly disposable income: your gross income minus IRS-allowed expenses. They have specific tables for housing, food, transportation, and healthcare by county. Not YOUR expenses. THEIR approved numbers

If you earn $4,000/month and their table says your allowable expenses are $3,800, your disposable income is $200/month

Remaining months: for a lump sum offer (paid within 5 months), they multiply by 12. For a payment plan (6-24 months), they multiply by 24

Assets: bank accounts, investments, vehicles, property. But they subtract exemptions. Your primary car up to a certain value is exempt. Household furnishings exempt. Retirement accounts often partially exempt

Real case:

Disposable income: $200/month
Asset equity after exemptions: $2,000

Lump sum RCP: ($200 × 12) + $2,000 = $4,400

That's your offer. $4,400 on $100,000 in tax debt. 4.4 cents on the dollar

The forms:

Form 433-A (OIC): full financial disclosure. Income, expenses, assets, bank statements. Every number. Fill it out honestly because they verify everything. Lying on this form is a federal crime and they'll reject your offer AND flag you for audit

Form 656: the offer itself. Your amount. Your payment terms

$205 application fee (waived if income is below 250% of federal poverty level)

Initial payment: 20% of your offer submitted with the application for lump sum. On a $4,400 offer that's $880 upfront

Here's the part that makes this genuinely broken:

While your offer is being reviewed, which takes 6-24 months, ALL collection activity stops. No levies. No liens. No wage garnishment. They legally cannot collect while the OIC is pending

And if the IRS doesn't make a determination within 2 years of receiving your application? Your offer is automatically accepted. Two years of silence = you win by default. That's in the tax code lmao

Client owed $147,000 across 3 tax years. Hadn't filed. Hadn't paid. Getting letters every month. We calculated his RCP at $6,200. Submitted the OIC with $1,240 initial payment

IRS accepted 7 months later

$145,000 in tax debt settled for $6,200. 4.2 cents on the dollar

He went from not opening his mailbox to a $0 IRS balance. Then we fixed his credit. Then we stacked $80K in 0% business funding. Started a pressure washing company 5 months later

The IRS is the scariest creditor in America. They can garnish without a court order. Seize your bank account with no warning. Lien everything you own

But they also built a program where they take your $5,000 and walk away happy

The difference between the person who pays $100,000 and the person who pays $5,000 is knowing Form 656 exists

Now you know

(We fix credit and build capital stacks. If you owe back taxes, handle that first. Then we get you funded. Link in bio)

[Market RebellionHQ @RebellioMarket]

TO BE HONEST TRADING IS HARD GAME:

Back in 2019, I took my first step into trading, full of fire and excitement. I thought it was just about charts, numbers, and quick profits. But soon, reality hit me:
trading is not a sprint, it’s a brutal marathon. In 2020, during the pandemic chaos, markets were wild.

I thought I had found an easy jackpot, but I quickly learned that volatility cuts both ways. Some days I felt unstoppable, other days I lost more than I could imagine. That was my first real taste of how unforgiving this game can be.

2021 came with hype—crypto boomed, stocks rallied, everyone around me was suddenly a “trader.”

I made some wins, but I also made the mistake of following the crowd.
Greed clouded my vision.

The market humbled me again.

By 2022, when the market turned bearish, I faced my hardest battles. Losses weren’t just numbers on a screen—they were heavy lessons about patience, discipline, and risk.

Many people quit, but I refused.

Deep inside, I knew quitting would mean all the pain was for nothing. In 2023, I slowed down, studied more, traded less, and focused on protecting my capital. I learned it’s not about how much you make, but how much you keep.

That shift in mindset started changing everything for me.

Now in 2024–2025, I see trading for what it really is: not just buying and selling, but a fight against yourself—your fears, greed, and impatience. It’s lonely, it’s tough, but it’s also powerful. Every mistake carved wisdom into me.

Every setback taught me resilience. My truth? Trading is a hard game. But it’s my game.

Since 2019, I’ve fallen, risen, and fallen again—but I’m still here.

Stronger. Sharper. Wiser.

This journey isn’t over, it’s just beginning.

[Tradewriter @Tradewrite]

Your support/resistance levels will never work

Because you don't know where institutions are actually buying

Price doesn't care about your lines. It cares about orders.

Institutional volume shows you where the REAL levels actually are.

Here's how to nail them every time:

[CooperBaggs 💰🍞 @edgaralandough]

I don't understand why people don't use @perplexity_ai for stock trading.

Everyone has charts. Everyone has news. Very few have clear thinking. It helps with the last part.

Here are 16 practical prompts to use for stock trading and investing:

[Esther & Michael @SuperLuckeee]

Add these 7 plays for small accounts for 100%-200% in 2 years

EX: GGLL dropped from $120 to $70 so on the way back towards all time highs its going to be 2x faster (higher ROI)

META → METU
TSLA → TSLL
NVDA → NVDU
AAPL → AAPU
MSFT → MSFU
AMZN → AMZU
GOOGL → GGLL

[AI Panda @AIPandaX]

This Man actually explained your to do list to say goodbye to Anxiety–forever.

[Nas @Nas_tech_AI]

1. Claude (solve any problem)
2. Perplexity (research anything)
3. Klingai (create AI videos)
4. Tripo AI (create 3D models)
5. Suno (compose music)
6. Gemini (perfect writing)
7. Capcut (edit videos)
8. Youlearn (summarize YouTube)
9. Canva (design graphics)
10. ElevenLabs (clone voices)
11. Descript (edit podcasts)

12. ✅ Save this list, it might be incredibly useful.