The Democrats said FEMA had NO money for Americans in Maui
The Democrats said FEMA had NO money for Americans in East Palestine, Ohio
The Democrats said FEMA had NO money for Americans in Western North Carolina
The Democrats even shut down the government because they demanded we “fund healthcare for illegal aliens.”
BUT FEMA HAD AN EXTRA $1 BILLION TO SPEND ON ILLEGALS!
And as a bonus the Democrats gave illegal aliens seven times more in cash benefits from their slutfund than American military families.
I can show you why Spencer Pratt is going to win...
I saw it for myself.
Karen Bass does NOT want you to see this.
Remember how the fire hydrants had no water during the Palisades fire? That's because the massive Santa Ynez Reservoir was empty. It was empty because of LA's incompetent leaders. Californians died because of this. Gavin Newsom and Karen Bass claimed they refilled it.
Well guess what...
18 months later, it’s STILL empty. Not a single drop. They want the fires to happen again. They don't care. Security has now been posted outside the Santa Ynez Reservoir to keep the public from seeing the truth.
Good thing we brought a drone... look at this devastation. Look at what they did.
LA, it will be your house next. Vote Spencer Pratt.
Congrats @GovernorVA — Virginia’s total employment just posted its worst collapse in years under your watch. In fact, her few “job” announcement has been almost all deals that were put into place by @GlennYoungkin before he left office. Y/Y growth now negative. Wait until the largest payroll tax increase in Virginia history hits businesses on 7/1. Maybe try less executive orders, less tax hikes, less regulations and more actual jobs? 📉”
🚨 Jill Biden on CBS: “I said in the beginning I won’t pardon Hunter… but then Trump was elected and we knew he would target him. We just couldn’t let our son go to jail on charges no one would go to jail for.”
Translation: Rules for thee, but not for me.
Hunter’s gun felonies, $1.4M tax evasion, and Burisma grift while Joe was point man on Ukraine? Totally fine.
But Trump gets lawfare for years and they cry “persecution.”
The Biden family’s entitlement is unmatched.
🚨 UPDATE: The foreigner CDL driver who caused a fatal bus crash killed a 7-YEAR-OLD and couldn't speak English
44 PEOPLE HOSPITALIZED.
Because *ONE* foreigner was given a CDL by New York State.
BAN NY from giving out CDLs and immediately purge their rolls!
Among the dead was a 13YO and then 3 other adults. 5 total 🙏🏻
Abdul Jalloh and Cristobal Vasquez-Sanchez.
2 illegals.
61 combined arrests.
Many violent including rqpe.
Governor Spanberger’s sanctuary policies released them to hunt the innocent.
Now a woman is dead and one is sexuqlly assaulted.
Officials must be held accountable!
Spanberger, who previously declared Governors shouldn’t interfere with the governance of universities, just fired the most beloved Rector in Va Tech history, John Rocovich. The man who was the force behind recruiting James Franklin to save the football program, who has served twice before as Rector, who has given decades of his life to his beloved alma matter was fired without explanation. This is a shameful act to appease her leftwing base & proves once again she is Governor Bait & Switch.
Five innocent people are dead in Virginia.
Among them a 13 year old girl. A 7 year old boy.
They were killed when a bus slammed into stopped traffic.
The driver was an immigrant from China who does not speak English.
Can't read road signs. Can't communicate with law enforcement.
New York State gave him a commercial license anyway.
Democrat-run states handing out CDLs to unqualified drivers need to be held accountable.
The federal government is now investigating New York's licensing records.
It's long overdue.
Praying for the victims and their families. 🙏🏻🇺🇸
JPMorgan CEO was fired from a bank after predicting it would go bankrupt - and he was right
- now he controls $700B as CEO of the largest bank in the US - JPMorgan
35-min Harvard talk the most important rules from the world's best banker - only this video by Jamie Dimon worth to save
🚨 NOW: Virginia Gov. Abigail Spanberger is facing MASS CALLS to RESIGN after her sanctuary policies allowed an illegal alien R*PIST to be RELEASED only to go s*xually assault a woman in a staircase
"He was arrested on May 19 in Fairfax County on 5 charges, including a felony, but only 3 DAYS LATER he was back on the street and allegedly assaulted a woman." 🤯
THIS HAS TO STOP!!
"Police say he inappropriately approached a woman in a parking garage stairwell about 10 days ago. Another person was there to step in and help her and then he ran away before investigators found and arrested him three days later."
"Sanchez then went on to rack up charges for r*pe and s*xual assault."
Spanberger is a traitor! @ICEgov
On Memorial Day (May 25), Minnesota Governor Tim Walz skipped the Fort Snelling National Cemetery Memorial Day ceremony — where he was listed as a speaker — to instead visit George Floyd Square and dance with the crowd.
Multiple people with direct knowledge confirmed Walz was a no-show for honoring fallen veterans and service members.
Instead, he chose to mark the 6th anniversary of George Floyd’s death. He even did some dancing there (seen in this AI video).
One attendee said: “We are supposed to honor our heroes, and he blows off the veterans? What a slap in the face.”
Priorities speak volumes.
(Video: AI)
🚨 A MAN SPENT 6 YEARS WATCHING 2,000 EPISODES OF WHEEL OF FORTUNE TO TRACK WHICH HUSBANDS GOT DIVORCED — AND THE RESULTS ARE BREAKING PEOPLE’S BRAINS
A man is going viral after revealing he spent SIX YEARS building what may be one of the most unhinged relationship studies the internet has ever seen.
His mission?
Figure out whether husbands who publicly praise their wives stay married longer.
So he:
• watched nearly 2,000 episodes of Wheel of Fortune
• logged how male contestants introduced their wives
• separated “my beautiful wife” guys from the men who just said “my wife”
• then spent years tracking divorce records afterward
And according to his findings:
• husbands using complimentary adjectives had dramatically LOWER divorce rates
• men with nothing nice to say divorced at nearly 3X the rate within five years
• and the “audacious dudes” apparently got “kicked to the curb” at shocking rates
He even broke down:
• big money winners
• long-term marriage outcomes
• contestant demographics
• and “confirmed divorces” after airing dates
The internet is absolutely melting down over:
• the dedication
• the spreadsheet insanity
• and the fact someone sacrificed 6 years of their life to become the world’s leading Wheel of Fortune marriage analyst
Now the comments are exploding:
• “This is what happens when autism gains access to Excel.”
• “Bro created a relationship prediction model from game show footage.”
• “This is either genius or mental illness.”
• “The wife carried the family while he became the Rain Man of Wheel of Fortune.”
• “This man saw a pattern and REFUSED to let it go.”
Does the way someone publicly talks about their partner secretly reveal EVERYTHING about the relationship… or is this the most insane use of free time the internet has ever witnessed?
📹: TikTok/joeytoks
Elon Musk hasn't sold a Tesla share in years and lives off $1 billion in personal loans
His Tesla stock keeps appreciating
The loans charge him 2-3% interest
The IRS never sees a single dollar of capital gains tax
This is exactly how the wealthiest people in America accumulate wealth without paying taxes and it's available to anyone with $100K+ in assets
The strategy is called "borrow against appreciated assets" or sometimes "buy borrow die." It's the single most powerful tax-minimization strategy used by ultra-wealthy individuals in America
Mechanics:
When you SELL an asset that has appreciated, you owe capital gains tax. Federal long-term capital gains rates: 0%, 15%, or 20% depending on income. Plus state capital gains in most states (CA: 13.3%; NY: 8.82%). Plus net investment income tax of 3.8% for higher earners (IRC Section 1411)
For someone like Elon Musk selling $1B in Tesla stock, the total tax bill would be approximately:
Federal capital gains at 20%: $200M
Net investment income tax at 3.8%: $38M
Texas state tax: $0 (Texas has no state income tax, this is why Elon moved there)
Total tax bill on selling $1B: $238M
When you BORROW against appreciated assets, you owe ZERO tax. Loan proceeds are not income under IRC Section 61. They never appear on your tax return. They never trigger a tax event
For Elon to access $1B in cash for spending purposes, the math is:
Sell $1B in Tesla stock: $762M in net proceeds after tax
OR
Borrow $1B against $1B in Tesla collateral at 2-3% interest: $1B in net proceeds tax-free
Selling costs him $238M in taxes
Borrowing costs him $20-30M/year in interest (or roughly $200-300M over a decade if held that long)
But the borrowing strategy has additional benefits:
Tesla stock continues to appreciate. Over 10 years, $1B in Tesla stock has historically appreciated to multiples of that. Selling locks in the gain at today's value. Borrowing keeps the upside
The interest paid on the loan is potentially tax-deductible if structured as an investment loan (IRC Section 163(d)). Effective after-tax cost can be reduced to 1-2%
The loan never has to be repaid during his lifetime. He can refinance it indefinitely. When he dies, his heirs inherit the stock at a "stepped-up basis" (IRC Section 1014). The accumulated capital gains die with him. The heirs sell the stock at the stepped-up basis, pay off the loan, and keep the entire upside tax-free
The wealth transfers from Elon to his heirs entirely tax-free if structured correctly. Estate tax is a separate question but is largely avoidable through proper trust structures
The ultra-wealthy version of this strategy:
Borrow against appreciated stock
Use the loan proceeds for consumption (homes, cars, art, business operations)
Never sell the underlying stock
Refinance the loan at maturity to extract more cash if the underlying has appreciated
Pass everything to heirs at death with stepped-up basis
Heirs sell with $0 in accumulated capital gains tax owed
This strategy is sometimes called "buy, borrow, die" by tax planners. It's the foundation of how billionaire wealth perpetuates across generations without significant taxation
Available products for this strategy:
Pledged Asset Line (Schwab): borrow up to 50-70% of portfolio value at SOFR + 1-2%
Securities Backed Line of Credit (Morgan Stanley, Goldman): similar terms, $1M+ minimum
Custom Lending Solutions (private banking): for $10M+ portfolios, rates can drop to 1-2%
The accessibility tier:
If you have $100K+ in investment assets at Schwab/Fidelity/Vanguard, you can open a Pledged Asset Line. Typical terms: borrow up to 50% of your portfolio value at SOFR + 1.5-3% (current rates roughly 6-8% all-in). No fixed monthly principal payments. Interest only or pay nothing as long as the loan stays below the maintenance threshold
For someone with $200K in stocks/ETFs:
Borrow $100K at 6.5%
Use the $100K for any purpose (real estate down payment, business operations, etc.)
Annual interest cost: $6,500
Tax savings vs selling stocks: roughly $20,000-$30,000 in deferred capital gains
Net benefit: $13,500-$23,500/year in tax savings during the borrowing period
For someone with $1M in stocks/ETFs:
Borrow $500K at 6.5%
Use the $500K for real estate purchases, business equity, etc
Annual interest cost: $32,500
Tax savings vs selling stocks: roughly $100,000-$150,000 in deferred capital gains
Net benefit: $67,500-$117,500/year
Comparison to the alternative:
If you sell $500K in long-term appreciated stock to access cash:
Federal capital gains at 15%: $75,000 owed
State capital gains (varies): $20,000-$40,000 owed
Net cash to you: $385,000-$405,000
If you borrow $500K against the same stock:
Net cash to you: $500,000
Tax owed: $0
Annual interest cost: $32,500
Even paying $32,500/year in interest, you're $90K-$110K ahead in year 1 and the gap grows because your stock keeps appreciating while you hold it
The compounding effect over 20 years:
Person A sells $100K of Tesla stock at 15% capital gains, takes $85K. Spends it
Person B borrows $100K against $100K of Tesla stock, takes $100K, spends it. Stock keeps growing at historical rate (let's say 20%/yr conservatively)
20 years later:
Person A: stock is gone. Whatever they bought with $85K is whatever it is
Person B: still owns the original $100K in Tesla, now worth $3.8M. Refinanced the loan multiple times. Currently owes maybe $200K against $3.8M in collateral. Net wealth on this position: $3.6M
Same starting position. Different decision. $3.5M+ difference in 20 years
Important caveats:
The strategy works only when underlying asset is appreciating
Margin call risk if asset value drops below maintenance threshold
Interest costs accumulate over time and eventually reduce the net benefit if rates rise enough
Some borrowing limits apply (typically max 50-70% of portfolio value)
The strategy is most powerful for:
Concentrated stock holdings in publicly traded companies (especially employee stock from tech companies, founder stock, ESOP grants)
Large diversified portfolios held in taxable brokerage accounts
Real estate equity (similar strategy via cash-out refinances)
Business equity (some forms of borrowing available against ownership stakes)
The strategy is least useful for:
Small portfolios under $50K (interest costs eat any benefit)
Retirement accounts (can't borrow against IRAs/401(k)s; some 401(k)s allow loans but limited to $50K)
Assets without an established lending market (collectibles, private real estate that's hard to finance)
The reason this isn't standard financial advice:
Most financial advisors are compensated based on assets under management. They make more money when you keep assets invested. They don't necessarily make money when you optimize for cash extraction. The strategy is genuinely good for sophisticated clients but doesn't fit the standard advisor compensation model
Banks DO know about this strategy. They actively market it to wealthy clients. The Pledged Asset Line and securities-backed line of credit products are billion-dollar businesses at every major brokerage. They're just not marketed to ordinary retail clients because the minimums and complexity make them inappropriate for mass market
The threshold for accessing this strategy:
$100K+ in liquid investment assets = entry-level access via Schwab/Fidelity
$1M+ = full access to most products and competitive rates
$10M+ = access to private banking rates of 1-2%
$100M+ = Elon-level rates of essentially 0% real cost after tax deduction and stock appreciation
At each tier, the math becomes more favorable. The richest Americans access this strategy at rates that mean borrowing $1B is essentially free relative to their portfolio appreciation
Most middle-class Americans never use this strategy because:
They don't know it exists
They don't have $100K+ in taxable investment accounts
They follow standard advice that says "live within your means and don't borrow"
The wealthiest Americans use it constantly because:
They have the assets
They understand the math
They follow advice from advisors who are sophisticated about tax optimization
The gap between the two groups isn't talent. It's understanding that the tax code is written to reward holding assets indefinitely and penalize selling them. Selling = taxable event. Holding + borrowing = no taxable event. The system rewards never realizing gains
Elon never sells Tesla. He never pays capital gains tax. The IRS doesn't collect a dollar from his accumulated wealth. The strategy is legal. It's mathematically optimal. And it's been written into the tax code since before any of us were born
You don't need to be Elon to use this strategy. You need $100K and a Schwab account
(we get business owners up to 250k in 0% interest business funding, link in bio)
🚨TRENDING🚨
This video of a young Andy Reid getting CHEWED OUT on the sideline by Mike Holmgren after the wrong play was called has resurfaced.
Reid took the blame for Brett Favre’s mistake:
“I hope you still love me after I get my ass whipped here
🚨 OMG. Trump SBA chief Kelly Loeffler just revealed the Biden admin ORDERED their staff to ignore the US Treasury's "do not pay list" for grants — and 70% WERE FLAGGED FOR FRAUD.
"That's how $14 BILLION got out the door so quickly!" 🤯
"They ordered SBA employees to take 4 hours per applicant and not any more."
This is criminal.
"Then we come to find out in the GAO report that 70 percent of it was fraudulent!"
"Now we, from day one at the SBA, have come in with a zero-tolerance policy on fraud. And so we began cracking down on it right away."
"We've already sent out 1,000 demand letters demanding that those who took the money – now these were not loans. These were grants. These were the federal government writing checks of taxpayer money!" @RapidResponse47
They LEGALIZED FRAUD.
In 1996, Chuck Schumer said “the number one reason" illegal aliens come to U.S. is defraud our programs.
"If you believe you want to stop fraud in immigration, you have no choice to support this amendment."
Today, Schumer is doing nothing to stop voter fraud, welfare fraud, or immigration fraud.