DV Investment Advisors

SEBI Registered Investment Advisor (“RIA”, SEBI Reg no. INA000016302) and a Portfolio Management Services ("PMS", SEBI Reg no. INPINP000009515) provider

[DV Investment Advisors @DVIAdrishti]

In Investments, you "dont get" what you pay (fees). Between two options giving same returns, 1% additional fees means Rs 31 lacs less after 10 yrs (for a Rs 1 cr investment giving 12% IRR). Higher fee may not lead to higher IRR, but can surely mean lower corpus.

@AgarwallVivek

[DV Investment Advisors @DVIAdrishti]

https://t.co/tH5Bfl0R9q

sharing our 4th newsletter, where we try to capture the essence of dynamic asset allocation, apart from updates on changes in our allocation and market commentary of various asset classes

[DV Investment Advisors @DVIAdrishti]

https://t.co/F4rB74fMEf
If covid was not enough, this article brings out the futility of knowing the future yet again, as things often turn out very different than what one might think, even if those things do happen, and portfolio performance can suffer as a result.

[DV Investment Advisors @DVIAdrishti]

https://t.co/BelookuLdw

this is a sureshot way to financial freedom as it is double engine - one engine is the investor who can generate regular paychecks and the other is a suitable financial advisor who can channelize these savings into investments in a sustainable manner

[DV Investment Advisors @DVIAdrishti]

Excellent article which lays out how you can improve your investing journey in actual execution
https://t.co/sScgd17BqP
Alternately, the simplest way is to hire an investment advisor who can do this with discipline and consistency.

[DV Investment Advisors @DVIAdrishti]

https://t.co/MILNBBEdm4 via @collabfund
Brings out he indomitable truth that positive traits can combine to make a negative trait - say stubbornness being a combination of patience and confidence, something that is absolutely critical to be wary of, in the world of investments!!

[DV Investment Advisors @DVIAdrishti]

https://t.co/3qYLS2mAIG
Wise words. Our favorite is "Every approach goes out of favor sometimes, which means that every investor has periods in the dog house. To be a great investor, you must have an approach, and you have to stick to it, despite the times when it’s not working.

[DV Investment Advisors @DVIAdrishti]

@Camsonline @navifinance @_sachinbansal no response .... how can it be so difficult to allot units when funds were received same day on 28th march

[DV Investment Advisors @DVIAdrishti]

@navifinance @_sachinbansal Our clients have not got allotment of units for transactions done 12 days back. whatever be the issues, they have to be sorted out asap. your call centre is not helpful at all.

brings into question your back-end and your aspiration of being a fintech

[DV Investment Advisors @DVIAdrishti]

Very well written article by Akash of Amansa Capital - brings out the aspect of volatility being higher in Fixed Income vs Equity in the last 1 yr - and why one cannot assume same to happen this year

Hence, Asset Allocation, and dynamic one at that!

https://t.co/zzjN2xDwKl

[DV Investment Advisors @DVIAdrishti]

https://t.co/hidGq9UrCL

We at DVIA therefore base our asset allocation calls to our valuation-cum-CAGR model instead of what we feel at that point in time, as seldom is the case when we feel confident to increase weights in a falling asset class.

[DV Investment Advisors @DVIAdrishti]

Sharing our 3rd investor newsletter - which summarizes our thoughts on:
1) Asset Allocation
2) Asset classes
3) Performance of our model portfolio
https://t.co/BZOHSKMRBw
As always, we think asset allocation is grossly underrated and alpha of equity is grossly overrated

[DV Investment Advisors @DVIAdrishti]

https://t.co/HZINNeC6CO

We couldnt agree more and therefore have made a set of rules for entry and exit into and from asset classes, to avoid fighting FOMO all the time!!

[DV Investment Advisors @DVIAdrishti]

@KalpenParekh must commend this note, which is akin to a Bible for 2023 - best wishes to you and your team

https://t.co/UC4qkhk369

[DV Investment Advisors @DVIAdrishti]

Difficult to take a call if gold/silver will continue doing so well - hence the call for subdued returns

Within Equity, large cap is where the risk-reward is, vs smallcap and midcap - smallcap is cheap as a basket but good ones are expensive. midcaps are not cheap

[DV Investment Advisors @DVIAdrishti]

We believe this era has always existed...realization is increasingly happening now!!

#Assetallocation

[DV Investment Advisors @DVIAdrishti]

Export oriented Industries, IT and Healthcare are best poised for good returns in 2023 owing to their dismal performance in 2022

Debt is very interesting owing to higher rates - rate hike to stop soon, pause to ensue, resulting in carry income

Gold / Silver have been outliers