Spitfire

Independent 🦅🇺🇲🇵🇷 L(G)B✂️TQ+ 🏳️‍🌈👨🏻‍🤝‍👨🏽 Married 💍 Anti-woke 🙅🏽‍♂️ Warrior gene 💪🏼⚔️ If I offended you, know I think you're a bitch 😏🤗

[Spitfire @DamnSpitfire]

@CiaranDanielz Hes as handsome as he is intelligent 💀 #UglyRetard

[Spitfire @DamnSpitfire]

@KaiSchwemmer @frandalorian So you cant answer the question 🤡 You proved him right, fa🐐

[Spitfire @DamnSpitfire]

@PunishedBPHM

[Spitfire @DamnSpitfire]

@jay_acuna @NancyMace Exactly, a house is the only transaction you make where you keep paying taxes after the purchase has been completed.

[Spitfire @DamnSpitfire]

@CiaranDanielz @PunishedBPHM If it makes you feel any better some Americans have barely or never left their own state 😂

[Spitfire @DamnSpitfire]

@melhael @CiaranDanielz @PunishedBPHM Trains and driving through doesnt count! 😂

[Willy Woofter @WillyWoofter]

That ginger person is stealing his soul

[Spitfire @DamnSpitfire]

@ManySuchCases

[Spitfire @DamnSpitfire]

@Kingsarmy777 @BrianPThomas @DamnSnyder No, that was my old house. I bought a new house 2 years ago and sold that one like 3 months after the purchase. My old starter house was around 200k with 3.5% down at around 3.75% if I recall correctly. Eventually refinanced down. I wont share my current houses purchase price 😂

[Spitfire @DamnSpitfire]

@jay_acuna

[Spitfire @DamnSpitfire]

@Kingsarmy777 @BrianPThomas @DamnSnyder Wrong, my current house was purchased 2 years ago. My old mortgage was 2.5%, my current is 6.825%. You know theres always the option to refinance, right? Since the housing market went down I waited til prices fell, purchase, and plan to refinance. How long you live there matters.

[Spitfire @DamnSpitfire]

@Kingsarmy777 @BrianPThomas @DamnSnyder How much do you think renters spending $1600-1800 during that time saved over me with an average of ~$1300/mo mortgage? I wasnt spending $300-500/mo on repairs. I was spending less to live in my house than renters in my area 🤷🏽‍♂️

[Spitfire @DamnSpitfire]

@Kingsarmy777 @BrianPThomas @DamnSnyder Unless you live in an expensive neighborhood or state that 3.5% down isnt that much. If we're talking about a $1M house in SF or LA, sure. As I mentioned, my starter house was incredibly affordable. Bought at $200k with 3.5% down FHA loan. It protected me from rising rent costs.

[Spitfire @DamnSpitfire]

@Kingsarmy777 @BrianPThomas @DamnSnyder Youd need to subtract the cost of rent from any profits. Not even saying you wouldn't be out more, but to pretend that owning a house isnt as good as renting is silly. If you plan on not wanting to move for at least 5 years it makes more sense to buy.

[Spitfire @DamnSpitfire]

@Kingsarmy777 @BrianPThomas @DamnSnyder So we're playing dumb now, huh?

[Spitfire @DamnSpitfire]

@Kingsarmy777 @DamnSnyder @BrianPThomas Doesnt take as much as you'd think. Especially with today's interest rates. Youd know this if you owned a home.

[Spitfire @DamnSpitfire]

@Kingsarmy777 @DamnSnyder @BrianPThomas There it is, the cope. Thats why you cant accept the reality of our arguments. You view it as unattainable and therefore want to paint it as bad. Enjoy renting and paying off the interest you are pretending to avoid (plus extra) 🤷🏽‍♂️

[Spitfire @DamnSpitfire]

@Kingsarmy777 @BrianPThomas @DamnSnyder Again, you dont understand compounding. You assume you need a lump sum to begin investing. I assure you that you do not in order to make money from the stock market. But enjoy paying off the interest of other peoples loans without getting any if that equity. They pass it onto you

[Spitfire @DamnSpitfire]

@Kingsarmy777 @DamnSnyder @BrianPThomas You can deduct the interest from your income for taxes. You can't do that as a renter 🤷🏽‍♂️ These are nothing more than excuses that sound like cope.

[Spitfire @DamnSpitfire]

@DamnSnyder @Kingsarmy777 @BrianPThomas Exactly, commodities are a great way to store value. Its not an either or decision, you can do both. Not every house you purchase has to be so much of your debt-to-income ratio that you are house poor.