The FICO credit score was introduced in 1989. The average Boomer was around 35 then, which means many of them bought their first homes and cars before an imaginary three-digit number had such a huge impact on their lives. They really did pull the ladder up behind them.
Police DO NOT prevent crime; they respond to it. Crime is prevented by higher wages, guaranteed health care, food security, high-quality child care, housing, good schools, and addiction treatment.
Y’all obsessed with the idea that poor people might take more than they need, but we rarely question why some wealthy people are never satisfied with what they already have.