David

[桃泠 @nongfu_finn]

现在AI软件真的很多，但是已高度分化，每个领域的

强者都不一样。

接下来我们看一下

1. ChatGPT：全球市场占有率最高，功能最全面，适合日

常创意、文本生成、文件分析辅助等；Gemini：Google

推出，深度整合 Google 生态系（如 Docs、Sheets、

Gmail），适合处理多任务；Claude：长文处理能力优秀，

人味还不错；DeepSeek：高性价比、中文区。

2. Perplexity：对话式搜索引擎，适合市场调研等。

3.Gamma：输入文字即可生成精美简报；Notion AI：我

常做笔记本用。

4. Midjourney：公认的最好的付费图片生成工具；Stable

Diffusion：开源、主动性强。

5. Runway (Gen系列)： AI 影片生成平台，支援文字转影

片；Kling ：影片生成工具，效果很不错；https://t.co/r5eO7Tlp69：回

会议记录整理不错的。

6.Cursor：适用于编码的码农。

[David @DaveYu00]

人生哲理之旅

[David @DaveYu00]

正版西游记

[David @DaveYu00]

He’s correct

[David @DaveYu00]

敢说实话的知识分子已经绝迹

[David @DaveYu00]

@IAMessential316 How much is your position on BB

[Lazy Canadian Entrepreneur @JimChuong]

Our daughter’s RESP is at $160,000. She just finished Grade 9, and as such, the asset allocation has been moved to a more-conservative 50/50.

Canadian parents can contribute to the Registered Education Savings Plan (RESP) as soon as their child is born.

It is tax sheltered and can be open for a total of 36 years.

There is a lifetime contribution limit of $50,000 per child.

The government contributes $500 a year for the first $2500 that you put in. This is called the Canadian Education Savings Grant (CESG), and it caps out at $7,200 lifetime.

If the child does not want to attend post-secondary:
1. The subscriber can withdraw the $50,000 contribution with no tax consequences

2. The investment growth can be put into the subscriber's Registered Retirement Savings Plan (RRSP)

3. The $7,200 CESG must be returned to the government.

The first thing we did was open up our RESP as a self-directed brokerage account.

No third party. No group RESP. No financial adviser.

Some parents contribute $2,500 and get $500 from the government every year but this is slow and very inefficient.

Time Value of Money suggests that compound interest works best when there is:
1. A long time horizon
2. Larger initial investment at t=0

This is called front-loading your RESP.

This is what it looks like for each year:
✅ Birth year: $14,000 lump sum contribution + $2,500 birth year contribution + $500 CESG = $16,500.

✅ For the next 13 years: $2,500 contribution + $500 CESG.

✅ 14th year: $1,000 contribution + $200 CESG.

Total contribution from parents: $16,500 + 13 x ($2,500) + $1,000 = $50,000

Total contribution from government (CESG): $500 x 14 + $200 = $7,200

The remaining balance is from the growth of investments in the account.

After the 14th year, the time to post-secondary falls below 5 years, and the asset allocation will change.

Education. Not advice. Consult your financial adviser.

Past performance is no guarantee of future results.

No offer. Not a solicitation to buy or sell any asset or asset class. There is no “investment opportunity.”

All investing is subject to risk including the possible loss of the money you invest.

[David @DaveYu00]

美元不会被脱钩的低层逻辑

[David @DaveYu00]

@MrBeast 12345678

[董币哥 @NextBullReady]

假如你现在 30 多或 40 多岁，想靠 AI 在十年内实现财务自由，我的建议是这样的：

第一步很关键——立即注册自己的商业实体。不是下个月，不是等自己'准备充分'了，就这周行动。

[David @DaveYu00]

@MarioNawfal Again and again

[David @DaveYu00]

@6ixbuzztv Very likely many of them behave like this in Canada right now

[Dr. Zakaria MD @ZakariaMDv3]

🚨🚨 IT'S OFFICIAL: Epidemiologist Nicolas Hulscher says that IVERMECTIN and FENBENDAZOL are showing documented remissions of stage IV cancer — Big Pharma can no longer ignore this...
🚨 A global medical firestorm is erupting after epidemiologist Nicolas Hulscher highlighted scientific reports documenting stage IV cancer remissions involving #ivermectin and #fenbendazole, reigniting the worldwide debate on Big Pharma, alternative therapies, and the future of cancer treatment.
🚨 STAGE IV REMISSION CASES ARE NOW ROCKING THE MEDICAL WORLD...

[David @DaveYu00]

脱离了宗教控制下的车迟国的繁荣昌盛，国泰民安是注定要被消灭的

[David @DaveYu00]

真的有人肾卖了，比特币也跌了，钱亏了吗

[David @DaveYu00]

@WSJ Happy for them!

[David @DaveYu00]

集中精力 https://t.co/qEztXXyOZc

[bodila @51bodila]

- Bill Ackman borrowed $3M and turned it into $20B
- Jamie Dimon was fired, then built a $700B bank
- David Solomon was rejected by Goldman, now he is its CEO

37-min roundtable from the CEOs of Goldman Sachs, JPMorgan, Bridgewater, Pershing, BlackRock and more

they disagree on everything - except one thing: how AI is changing the world of finance and how to use it

bookmark & watch - you won't find a more exclusive conversation anywhere

[David @DaveYu00]

@ItsBitcoinBruh $BB to 140!

[David @DaveYu00]

BlackBerry!