David Ramirez

It's just what I think.

[David Ramirez @DavidRamRealty]

@zerohedge Marketing costs. This is one of the few countries where we are constantly bombarded by pharma advertising on medicines you can't even buy w/o prescription, so why not staring by saving that money?

And then of course, the industry is a oligopoly-they can set prices at will.

[Lance Lambert @NewsLambert]

Commercial real estate foreclosure 👇

+14% above pre-pandemic 2019 levels

Household housing foreclosures👇

-42% below pre-pandemic 2019 levels

[David Ramirez @DavidRamRealty]

De veras que la destrucción de Colombia es en todas las áreas. Quien llegue en 2026 tendrá que re construir desde los cimientos.

[Tomás González @tomasge]

Crónica de un alza anunciada

👇👇👇

[David Ramirez @DavidRamRealty]

@NewsLambert Oh, another interesting trend in the Miami market: even after the NAR settlement, sellers keep compensating buyer agents and 3% appears to remain the median, though 2% and 2.5% are offered too, with less frequency.

[David Ramirez @DavidRamRealty]

@JMilei Espectacular.

[Javier Milei @JMilei]

REFLEXIÓN EMPÍRICA
En 2024 demostramos que se puede hacer un ajuste fiscal de 15% del PIB (donde cerca del 95% del ajuste cayó sobre la casta política y la financiera), cortar con la emisión monetaria para bajar la inflación y ello sin pérdida en actividad y empleo entre puntas.
En ese contexto se logró bajar cerca de 20pp la pobreza, lo cual deja en claro el daño que produce la inflación sobre los sectores más vulnerables.
A su vez, la quita de intermediarios y corrupción junto a la mejora en las asignaciones derrumbó la indigencia y brindó contención en el momento más duro del ajuste.

COROLARIO:
Esos que dicen estar preocupados por los más vulnerables y proponen políticas de mayor gasto público y de emisión monetaria inflacionaria, no sólo no logran su objetivo, sino que consiguen lo opuesto; de hecho, si ese tipo de políticas se mantienen en el tiempo durante muchos años ese daño se vuelve estructural haciendo más costosa la salida.

DE CARA EL FUTURO:
A partir de ahora, seguir mejorando los indicadores sociales requiere de crecimiento económico y para ello seguiremos bajando la inflación, reduciendo el riesgo país, reduciendo el gasto público para poder quitar impuestos, continuando las reformas estructurales y desregulando para ganar LIBERTAD y sobre todas las cosas respetando la vida, la libertad y la propiedad.

VIVA LA LIBERTAD CARAJO

[JD Vance @JDVance]

Heartbreaking violence last night in New Orleans. Such a beautiful and great American city. May God bless the victims and their families.

[David Ramirez @DavidRamRealty]

@jsanchezcristo Salud, Julio!

[David Ramirez @DavidRamRealty]

Happy 2025 to everyone reading this post!!

Les deseo lo mejor en 2025 a todos quienes me siguen y leen!!

[Lance Lambert @NewsLambert]

One of the biggest outliers in the U.S. housing market: Florida's condo market

Florida condo prices are down -4.8% year-over-year

Florida single-family home prices are up +0.1% year-over-year

Analysis via @ResidentialClub

[David Ramirez @DavidRamRealty]

@NewsLambert I do real estate in Miami, FL: a lot of price reductions and contributions by condo sellers and landlords, particularly in the low- and mid-condo segments as inventory continues to increase. On the contrary, single family homes basically remain a seller's market.
Happy New Year!

[David Ramirez @DavidRamRealty]

@JohnRavenda @NewsLambert Even worse for condo sellers as inventory builds up even higher.

[David Ramirez @DavidRamRealty]

@DanielMejiaL @BluRadioCo Gran pérdida para el balance del análisis, sobre todo económico. Saludos.

[Lance Lambert @NewsLambert]

As @ParclLabs + @ResidentialClub have reported, the biggest impact has been on older costal FL condos

Condos built in the 90s are having a harder time selling than units built in the 00s

Condos built in the 80s are having a harder time selling than units built in the 90s

etc

[Lance Lambert @NewsLambert]

Dec. 31, 2024

When Florida's new condo provisions—passed in response to the 2021 Surfside condo collapse that killed 98 people—take effect

This has already put upward pressure on condo special assessments to cover deferred maintenance & weakened Florida's resale condo market

[David Ramirez @DavidRamRealty]

@NewsLambert And just to add to my previous comment: this regulation has created collective hysteria. Even new condos are undergoing structural repairs. Reserves will grow fast, leaving associations million$ in cash in a few years, in a city that has had a history of corrupt associations.

[David Ramirez @DavidRamRealty]

@NewsLambert I am pessimistic about South Florida condo market, at least for the first half of 2025. A lot of supply, specially in the below $600k segment as HOAs rise on regulation that requires building reserves.

[David Ramirez @DavidRamRealty]

@NewsLambert Oh, you won't believe it. It just happened to me on Sunday, and I could barely walk for 2 full days!! Used ice and elevated my foot. All gone now. According to my podiatrist and acupuncturist, feet (particularly soles) are more sensitive than any other body part. Good luck!

[David Ramirez @DavidRamRealty]

From the same creators of "Elvis is alive," "the CIA knocked down the Twin Towers," "the earth is flat," and "NASA faked the moon landing," now comes "Luigi Magione is a patsy."