@groypernewsTV The Indian in-group loyalty is a new phenomena, mainly among expats.
Naturally the nationalistic instinct is subverted by class loyalty.
@WinBackLeWest I mean, the best way to build credit is to go into debt and pay it off.
Nothing wrong with using a debit card, but its a good feeling to know you've paid everything off, and have tens of thousands of dollars in credit.