mr. decentralized

the decentralized is here. Now accountant & investor stock market & cryptocurrency I share ideas, analyzes and financial pills useful to everyone. #Btc

[MelniXinvest @MelnixInvest]

What have I been working on in the last week?🫢👇

Everyone talks about “all-weather” portfolios. Almost nobody defines the weather.

I built mine backwards: 4 scenarios first, then one owner per scenario.

→ Deflationary recession: 25y+ gov bonds
→ Inflation: gold
→ Rate shock: cash earning overnight
→ Mega-cap multiple compression: equal weight + min vol

62% equity still does the compounding. The rest is insurance I actually understand.

And the rule that matters more than the allocation: cash deploys in thirds at −15/−25/−35 drawdowns. Written down before the storm — because during the storm, I won’t be smart.

Not advice. Just my machine. What’s your weakest scenario?

[MelniXinvest @MelnixInvest]

The market needs to breathe…

we all know it deep down🫢

[مالك بن حمود المالك @cnemalek]

🚨 عاجل: Claude صار فيه وضع اسمه Private Equity Due Diligence Mode.

يسوي لك نفس التحليل المالي العميق اللي تسويه شركات الاستثمار، واللي ممكن تكلفته توصل 500 ألف دولار.

وتقدر تحلل أي شركة أو مشروع بالكامل خلال 4 ساعات.

وهذي هي مجموعة البرومبتات اللي يستخدمها. 🧵

[MelniXinvest @MelnixInvest]

GE my friend!

Everything continues according to the strategy, I’m waiting for bitcoin:native at 50k and gold in the 3400$ zone.

These are positions already present in my main portfolio, I will use these levels for tactical purchases in the medium to long term.

[MelniXinvest @MelnixInvest]

Happy weekend, investor friends!🌞⛱️

Today I want to share with you my first thread🧶 where I'll talk about the changes I'm making to my asset allocation. (300k)

PS: This will be the main framework; alongside it, I will build a short-term speculative portfolio focused on generating income.👀

Not to chase returns. To build something robust — that holds up in every scenario, not just the one I'm hoping for.👇

[MelniXinvest @MelnixInvest]

During the journey I learned something.

Divide the portfolio into two parts:

- Core part (where I insert etf raw materials and bonds).
The largest part of my assets

- Satellite portfolio (where I insert individual shares).
About 10% of the assets

Many people buy single shares that actually increase the specific risk and provide zero diversification compared to the larger part of their portfolio.

Using individual shares as diversification I consider it more efficient.

Real example:

Like everyone here I have important exhibitions on etf world, which we know are strong tech traction right now.

In my satellite portfolio at the moment I have companies in the health sector such as $HIMS $OSCR $NVO for example, which on days like this offer an excellent shield.

I would never dream of adding action like $NVDA for example, I’m already exposed

It works well my friend

(NFA)

[MelniXinvest @MelnixInvest]

bitcoin:native The situation is very clear in my opinion.

62k key level, If we lose it, we collapse under 59k

[MelniXinvest @MelnixInvest]

I’ll wait for you at 50k my friend bitcoin:native 😁

[MelniXinvest @MelnixInvest]

I'm accumulating around here $ADBE

- RSI in the oversold area (TF Montly).
- fishing for liquidity under support.

Silent accumulation in discount zones, low risk, low size, aiming to catch the rebound.

(NFA)

[MelniXinvest @MelnixInvest]

Let’s take a look at my medium-term speculative positions 👀

Position 1

Essilor luxottica, a leading company in the production and distribution of ophthalmic lenses, frames and sunglasses.

Very solid sector with very good margins and cash flows.

Why did I buy it?

After the impressive ride of the last 2/3 years, the price is testing an extremely important level in my opinion, my vision is clear.

I’m looking for the rebound in the short term

[MelniXinvest @MelnixInvest]

Good evening, fellow investors🤝

On days like these, you realize how important it is to have a plan and a path to follow.👇

I wanted to share with you my personal Excel document that I use to manage my asset allocation.

I use it to monitor my portfolio's geographic and sector exposure. It also serves as a central point of reference for monitoring allocation percentages. The file is designed to suggest what to buy and what to sell based on the requested asset allocation.📊

This document is essential for my peace of mind!🧘‍♂️

[MelniXinvest @MelnixInvest]

I have some reservations thinking about the SpaceX IPO...👇

Elon Musk, announced his intention to raise $75 billion through the initial public offering scheduled for June 12.

The operation would bring SpaceX to a valuation close to $1,770 billion, immediately placing it among the largest listed companies in the United States.

Right now, I consider it dangerous. If the stock were to enter the Nasdaq, the funds would be forced to buy extremely overvalued shares in my opinion

[MelniXinvest @MelnixInvest]

As I've said in previous days, bitcoin:native price remains weak below $80K .📉

I see many similarities with 2021/2022; history could repeat itself.👀

seeing him at 50k wouldn't surprise me, I hope I'm wrong but if I am, it would be a good opportunity in my opinion🤝

[MelniXinvest @MelnixInvest]

16k deposits in 6 months💰

it's nice to save money 🤝

[Cybertruck @cybertruck]

Hey Luce

[MelniXinvest @MelnixInvest]

The direction your life takes is a direct result of what you do when no one is watching 👀

[MelniXinvest @MelnixInvest]

This is the Gold Vstar set in Japanese language,Psa 10 , which could be found inside pokemon Crown Zenith.🤯

I bought this lot for €360 in 2022. It is now worth €1000.📈😱

A great investment, plus we're talking about 4 awesome cards to have in your collection.🥰

#pokemon #collection #alternativeasset
#psa #pokemonjap

[MelniXinvest @MelnixInvest]

GM investors brothers, I wish you a good Sunday☀️

🚨I made some changes to my profile description, from today I will start documenting my journey towards reaching the million dollars invested🔥

I have a lot to show you, this week 200k of liquidity will arrive to be allocated.🤯

stay connected 🍀

[mr. decentralized @DecentralizedMr]

@MelnixInvest 👏👏👏👏👏

[MelniXinvest @MelnixInvest]

How do I actually manage my cash flow? 💸
I'll leave you my model👀

Let's start with one assumption: every euro I earn is deposited into a well-defined system:👇

-Checking account N1: This account acts as a central transit point; every euro I earn passes through it. Normally, I can't have more than $6,000 in this account; that's the amount I want in my checking account for peace of mind (and I also receive my salary from this account).📊

This account also covers my ordinary expenses.

-Checking account N2: What happens to the money that leaves account N1? It's deposited here. The rule for this account is that the money must have a minimum return, which means it must be invested at least in money market ETFs or earn interest🚀

it can't sit idle.

I withdraw about $1,200 from this account every month and invest it in my ETFs, no matter what. Furthermore, all the investments I decide to make, such as individual stocks, trading cards, private equity, or, for example, an increase in my stock portfolio, pass through this account.

This money must generate more money; I don't need it right away!

-Checking account N3 is my emergency fund; I never touch it. It gives me peace of mind; no return is required.🧘‍♂️

-Checking account N4 is an account where I occasionally accumulate a few hundred extra euros. I use them to treat myself, like a watch or a special dinner.⌚️

-Checking account N5 is an account where income comes exclusively from short-term rentals and various payments related to my properties. Any excess is, of course, deposited into account #1, ready for distribution.🏘️

This concludes the list of checking accounts I use to manage incoming money. Now let's move on to brokers.

My stock portfolio is split between three different brokers for diversification.👇

-Trading 212, primarily ETFs
-Scalable Capital, ETFs, and individual stocks
-Interactive Broker, which will manage incoming liquidity, ready to be allocated as soon as it is operational...

And you, my friends, how do you manage your liquidity?