Take half and place it in an accessible high yield acct with minimal requirements on usage (ie withdrawls/deposits etc.). Amex is pretty liberal but their rates have fallen to about 3.7 or so..
Place other half in a 12month fixed rate CD and place that into an IRA that you continue to fund throughout the year
“The cemeteries are filled with people that never lived up to their potential.
You must get everything you can out of your body, mind, and spirit.”
- Denzel Hayes Washington Jr. 💎
@FashionGeekZo It skipped some generations but we can teach our Grandkids and hopefully from there it gets back on track. PBTA some of us are still around to do even that. 🤲🏽