Troy A Young CFP (R)

Securities and investment advisory services offered through Integrity Alliance. Integrity Wealth is not affiliated with CAG or Destiny Financial Group.

[Troy A Young CFP (R) @DestinyFinGrp]

Why is Brunson getting away with the push offs and NO one is acknowledging it?

He also is crying to the referee’s at every break!

[Troy A Young CFP (R) @DestinyFinGrp]

https://t.co/keWGi175W0

[Troy A Young CFP (R) @DestinyFinGrp]

Starting a Business? Here is a tip!

Since a new business is unlikely to generate income right away, you may want to construct your portfolio with an income orientation in order to provide you with current income until the business can begin turning a profit.

[Troy A Young CFP (R) @DestinyFinGrp]

Starting a Business?
Using retirement funds to start a business entails significant risk. If you choose this path, you may want to consider reducing the risk level of your investment portfolio to help compensate for the risk you're assuming with a new business venture.

[Troy A Young CFP (R) @DestinyFinGrp]

One of the best things you can do is to make sure you are having regular conversations about finances and hearing from well-informed sources. There are more resources than ever at your disposal. Working with a trusted financial professional can help you know where things stand.

[Troy A Young CFP (R) @DestinyFinGrp]

Conquering Retirement Challenges for Women

When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that women typically live longer than men, retirement money for women may need to stretch even further.

[Troy A Young CFP (R) @DestinyFinGrp]

According to a 2021 study conducted by Life Happens and LIMRA, which closely follows life insurance trends, nearly 50 percent of Americans say that they have no life insurance coverage at all, even though 59% of people without life insurance recognize the need to obtain it.1

[Troy A Young CFP (R) @DestinyFinGrp]

Rule of Thumb
One widely followed rule of thumb for estimating a person’s insurance needs is based on income. One broad guide suggests a person may need a life insurance policy valued at five times their annual income. Others recommend up to ten times one’s annual income.

[Troy A Young CFP (R) @DestinyFinGrp]

Here are eight mistakes to avoid when #saving #retirement.

https://t.co/ZaodvmiiFH

[Troy A Young CFP (R) @DestinyFinGrp]

One way to measure if markets are doing better is to look at the number of Standard & Poor's 500 companies that revise their estimates prior to reporting earnings.

[Troy A Young CFP (R) @DestinyFinGrp]

Market timing must be exhausting. Always moving in and out of the markets based on economic analysis or business headlines must be so challenging. Money held in money market mutual funds rose to $5.1 trillion in March 2023.

[Troy A Young CFP (R) @DestinyFinGrp]

The combination of an improving inflation outlook resulted in a week of uneven, albeit positive, performance, in which cyclical and financial stocks rallied while technology, real estate, and utilities lagged. The Dow Jones... https://t.co/Xvl8frZBBh

[Troy A Young CFP (R) @DestinyFinGrp]

Are you planning to work after taking Social Security benefits? Know the rules. #SocialSecurityBenefits https://t.co/Mf36KEmU6G

[Troy A Young CFP (R) @DestinyFinGrp]

Women face unique challenges when planning for retirement, but it’s nothing you can’t handle. Read more now. https://t.co/Zkwn5wEcoz

[Troy A Young CFP (R) @DestinyFinGrp]

Not sure where to begin with your investments?

[Troy A Young CFP (R) @DestinyFinGrp]

Thinking of volunteering in retirement? Some considerations. #Volunteering https://t.co/ob45cDo1O2

[Troy A Young CFP (R) @DestinyFinGrp]

Stocks ended a shortened week of trading mixed amid revived recession fears on Wall Street triggered by weak economic data.The Dow Jones Industrial Average gained 0.63%, while the Standard & Poor’s 500 slipped 0.10%. The Nasdaq... https://t.co/x3HHQR8fdi

[Troy A Young CFP (R) @DestinyFinGrp]

Investors were forced to navigate a tricky first quarter of 2023, having to contend with corporate earnings, shifting monetary signals, and troubles in the banking sector. https://t.co/xDGyA0FW3a