Devendra Poonia 🇮🇳

Tech Enthusiast

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@stocksbyrishabh SRM Contractors

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@DealBeeOfficial Cashback received today!

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

I just discovered who visited my Twitter profile!

⠀➡️ https://t.co/XM9dmXFrmm

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@registaniii What am I doing here? Lol

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@sureshdesaii18 @Saeed_Naik7 @Im__Arfan Hmmm

[Technical Charts @Technicalchart1]

Kalaji Marwadi took a life insurance policy from HDFC Life on January 7, 2014.

₹25 lakh cover. ₹9,587 annual premium. His wife, Jumaben, was the nominee.

He wanted to secure his family's future.

On April 15, 2014 — just 98 days later — he fell severely ill and died.
Jumaben filed the death claim.

HDFC Life rejected it.

Their reason: her husband had visited a doctor in 2012 for body aches.

One prescription. No diagnosis. No hospitalisation. No disease.

They also said he was a BPL cardholder — and had "hidden his true financial status."

Jumaben fought for over 10 years.
Gujarat State Consumer Commission ruled in her favour. HDFC Life appealed.

In October 2025, NCDRC dismissed HDFC Life's appeal.

The bench said: the insurer could not produce a single medical record proving he had a pre-existing disease.

A 2012 prescription for body aches is not a disease. Being poor is not fraud.

HDFC Life was directed to pay ₹25 lakh with 7% interest from 2015.

Her husband paid premiums to protect her.

HDFC Life spent a decade trying to avoid paying her.

Save this — if your insurer rejects a death claim citing "pre-existing conditions," the burden of proof is on them. Not you. The law says so.

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@TukTuk_Academy @academy_dinda Website?

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@Adityakrsaha Please tell the name of this app where we can see data like this.

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@Im__Arfan Can anyone tell what app is this?

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@Helios_Movement Guides

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@rvcjmovies Lm

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@Windsofchange72 What are some good supplements for single tooth mobility? Tried high dose Vitamin C, but didn't fix the issue.

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@skh27 @Nikhill_0 @credofly @ameya4mPune @1mgOfficial Please explain

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@sardamit What is it?

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@Rohan_212005 @DhruvB911 @CoconutShawarma Your reply is the dumbest sentence I have read today. Most doctors are idiots and don't know this stuff.

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@rohanfaye @IqooInd @beingcommondo Yes it will get the update. Minimum 3 months wait time.

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@Wegiveyouhealt1 Zinc Acetate? Taking it for 3 months now

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@Vishalnawan @Wegiveyouhealt1 Vitamin D: Cholecalciferol (D3)
Calcium: Calcium Citrate

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@anonihl @VaibhvWrites @amazonIN No, extra charges are added at checkout if there are any. They can't be included in MRP, the price we see on product page can't be more than MRP.

[Devendra Poonia 🇮🇳 @DevendraPoonia0]

@neoviky @efbkaya1 @thestruggler06 @luismbat Yes, please make it free. It is really amazing, one suggestion from me is that there should be an option to make it completely black n white removing all the colors. I don't like the current color scheme, it should be as minimalist as possible. It should be black n white.