FinTech -BankTech

Consumer finance Data Validation Oracle (DVO) bridging legacy #FinTech and #Web3 #DigitalAssets #Mortgage

[FinTech -BankTech @DigitalBankTech]

@JVLevEsq @Marriott AI automation to bots to self help FAQs, certainly is a shock/deterrent to people that enjoyed the ad hoc concierge type benefits that status conferred historically. Now status is just a free bottle of water & digital wallet controlling points ecosystem… zero personal touch.

[John V. Levonick @JVLevEsq]

I just published AI Has a Determinism Problem and the Mortgage Industry Is Solving It the Wrong Way https://t.co/oDDH5DOVUW

[John V. Levonick @JVLevEsq]

The @Marriott use of #AI has degraded the customer experience exponentially. Humans have become indifferent and defer to preconfigured tech travel options. 22 years of brand commitment, Platinum Elite Status, ruined by irresponsible use of AI that degrades UE. #TravelRewards

[John V. Levonick @JVLevEsq]

Canonical Data in #Mortgage as the bridge to #digitalization. #Fintech #Data https://t.co/0WN8fJndUn

[John V. Levonick @JVLevEsq]

Beware AI enabled capabilities when used in conjunction with little to no domain expertise.
#artificialintelligence #law
#ainews

[FinTech -BankTech @DigitalBankTech]

New Yorkers can now pay mortgage with Bitcoin - TheStreet Crypto: Bitcoin and cryptocurrency news, advice, analysis and more https://t.co/jdMMB1p4PS

[FinTech -BankTech @DigitalBankTech]

CoinLander Surpasses $2 Million in Tokenized Mortgages Amid 2026 Crypto Market Correction https://t.co/JPvubNGYpp

[FinTech -BankTech @DigitalBankTech]

Milo tops $100 million in crypto-backed mortgages, closes record $12 million deal https://t.co/XC9ZTAcSfM via @coindesk

[John V. Levonick @JVLevEsq]

Curious what it takes to get involved in the #Payments transformation that #stablecoin offers? Understanding the legal framework is step 1. “The GENIUS Act Playbook” by John V. Levonick https://t.co/aqZZsRz5kX

[Tokenized Finance Alert @AboutRWAs]

['MAXEX names John Levonick as General Counsel to drive digital transformation in the mortgage secondary market. With 25+ years in digital assets & tokenization, Levonick will help scale tokenized mortgage trading for private credit investors. #RealWorldAssets #Tokenization #Blockchain #Crypto']
https://t.co/6KpC1qMrjU

[Andrej Karpathy @karpathy]

https://t.co/Lb6T42n5jl

[FinTech -BankTech @DigitalBankTech]

DU 12.0 - The opaque Fannie Mae Credit Model conundrum.... https://t.co/ldugZvr80a

[FINTECH GLOBAL @Fintech_Global]

Telcoin raises $25m to launch regulated digital asset bank

Read the story here: https://t.co/dZwwXDMEOH

#FinTech #WealthTech #US

[Boston Consulting Group @BCG]

The #fintech industry is set to grow 6x to cross $1.5 trillion in revenue by 2030.

Which regions will see the most growth, and where are the opportunities in the sector?

Find out in our new Global Fintech Report 2023. https://t.co/GQK5mPwn6O

[Antonio Grasso @antgrasso]

DeFi, short for Decentralized Finance, creates a global system of digital credit where users can lend or borrow assets through blockchain-based smart contracts, gaining transparent, automated, and borderless access to financial opportunities

Microblog @antgrasso #fintech #crypto

[Cassandra Unchained @michaeljburry]

Sometimes, we see bubbles.
Sometimes, there is something to do about it.
Sometimes, the only winning move is not to play.

[FinTech -BankTech @DigitalBankTech]

Bittensor treasury firm ⁦@TAOSynergies⁩ secures $11 million in private financing

#Bittensor is a platform designed around incentive mechanisms. Users contribute intelligence to improve AI systems, receiving TAO tokens based on the input utility. https://t.co/lAd2TCHPdk

[FinTech -BankTech @DigitalBankTech]

Many lenders still engage in opaque practices: rehypothecation, unsecured capital partnerships, or internal trading with client collateral.

https://t.co/R29zKR9Zi1

[genddy @ZTobias114838]

Placing this here so people have a rundown:
1) Tea app hosts all non code assets (ui images, customer uploads, messages) in a public cloud bucket that anyone with a browser can access without a password

2) some guy finds it and posts it to 4chan yesterday morning

3) turns out there are thousands of womens drivers licenses in there

4) within minutes, the licenses are scanned (probably with a vision model) for addresses and map pins are created that link to the UUID of the images in the dataset, thereby doxxing thousands of women

The pins are not geos... they're home addresses which is kind of worse

The moral of the story is security is job one. Both the customers and the company did dumb things and now there's going to be massive fallout

[Tyler Winklevoss @tyler]

JPMorgan and the banksters are trying to kill fintech and crypto companies. They want to take away your right to access your banking data for FREE via-third party apps like @Plaid and instead charge you and fintechs exorbitant fees to access YOUR DATA. This will bankrupt fintechs that help you link your bank accounts to crypto companies like @Gemini, @coinbase, and @krakenfx so you can easily fund your account w/ fiat to buy bitcoin and crypto.

As of today, the "Open Banking Rule" developed pursuant to Section 1033 of the Consumer Financial Protection Act gives you the right to access you banking data via 3rd party apps. The banksters are suing the CFPB to vacate the Open Banking Rule and end the open banking era. This is the kind of egregious regulatory capture that kills innovation, hurts the American consumer, and is bad for America.

Jamie Dimon and his cronies are trying to undercut President Trump's mandate to make America the pro innovation and the crypto capital of the world. We must fight back! 🇺🇸