Maria Sparagis

#merchantaccount solutions for ecommerce & high-risk merchants | Founded by @mariasparagis | | Follow us: FB:

[Maria Sparagis @DirectPayNet]

🚨 PSA for online businesses

26% of chargebacks happen because customers don’t recognize the charge on their statement.

Not fraud
Not your product
Just a confusing billing descriptor

If the name on the statement doesn’t match your brand, customers often dispute the charge.

[Maria Sparagis @DirectPayNet]

Another debate people are having:

If Digital ID systems connect with powerful AI analyzing large datasets…

What limits should exist to protect privacy?

[Maria Sparagis @DirectPayNet]

🇨🇦 Canada is rolling out Digital ID.

They say it’s optional.

But we’ve seen this playbook before.

First optional.
Then necessary to access services.
Then required for everyday life.
Now imagine that system connected to AI analyzing your behavior.
Are we ready for that?

[Maria Sparagis @DirectPayNet]

One concern people raise:
What happens if a Digital ID system is hacked and someone takes over your identity?

[Maria Sparagis @DirectPayNet]

Jim Rohn nailed it: “Stop selling the plane. Sell the destination.”

I used to geek out about payment tech — approvals, gateways, conversions.
But most clients don’t care how I make it work.
They just want it to work flawlessly. That’s the destination. 🌴

[Maria Sparagis @DirectPayNet]

🎙️ I break down exactly how to get a high-risk merchant account and protect your business before this happens.
Watch here 👉https://t.co/2vXlgBEICR
#Stripe #Ecommerce #MerchantAccounts #ClickAndConvert

[Maria Sparagis @DirectPayNet]

One morning, your sales just… stop.
No errors. No tech issues. Just silence.

[Maria Sparagis @DirectPayNet]

You have backups for everything — data, sites, ads —
so why not for the thing that keeps you alive: payments?

[Maria Sparagis @DirectPayNet]

@greg16676935420 We invented basketball...

[Maria Sparagis @DirectPayNet]

@MaryLTrump I'm sorry - but this is such a ridiculously stupid comparison

[Maria Sparagis @DirectPayNet]

Non-US Residents: Stripe's gonna CLOSE your account ⚠️

👉Stripe is under pressure from regulators to ensure TAX compliance.
👉Having a US LLC without proper TAX IDs raises red flags.
👉Being a non-resident of the US and working with Stripe puts your business at risk.

[Maria Sparagis @DirectPayNet]

Chargebacks are unavoidable ⚠️

Businesses are advised to:
👉Accept this fact
👉Take steps to reduce your chargebacks by making the checkout page as clear as possible
👉Create a plan to dispute chargebacks to increase your chances of winning your funds back

More on my YT channel

[Maria Sparagis @DirectPayNet]

PANIC if you receive the following email from Stripe:

“Unfortunately, we will need to stop offering service to your business at this time.”

Because you’re out of business until you find a new processor.

[Maria Sparagis @DirectPayNet]

Why buy a new car when all you need is new headlights??? 🤦‍♀️

Client had a transaction approval rate under 80%...

So over 20% of customers who WANTED to buy weren't able to 💀

How we fixed this...

A higher approval rate = more $$$ without having to buy MORE traffic

[Maria Sparagis @DirectPayNet]

Heck YES 👊👊👊

This is GREAT news for businesses who operate with ethics.

However...

👉This puts increased scrutiny on ALL BUSINESSES.
👉Even those with squeaky clean records should assess their processes closely.
👉Take steps to avoid being targeted by the FTC.

[Maria Sparagis @DirectPayNet]

It took me FOREVER to figure this out 👇

But once I did - success followed 💡

Here's the secret 👇

A positive mindset is the most valuable weapon on earth.

It just takes practice.

Do you agree that a positive mindset just takes practice?

[Maria Sparagis @DirectPayNet]

Is Visa evil??? 😈

Lol - no.

But...

There's a GOOD REASON why the Department of Justice has launched an antitrust lawsuit against them.

Check out my blog to learn more.