Dividend Gems

Funding retirement with dividends. 30+ yrs investing. Cyclist. Rower. Cabinetmaker. Shipwright. Dog Lover.

[Dividend Gems @DividendGems]

@DairyLandDiv 3-5%

[Dividend Gems @DividendGems]

@DarthDividend23 Companies like $PLTR, $TSLA, and $AMZN use cash flow to grow. $EBAY ran out of ways to grow. Revenue has been flat for a decade. Need to reward shareholders in other ways.

[Dividend Gems @DividendGems]

@StartupCPAGuy The prevailing mindset was that credit was only used for large purchases. Using a credit card meant you didn't have the means to buy something with cash. If you pulled out a card for a $5 purchase, people thought you were poor.

[Dividend Gems @DividendGems]

@DividendDynasty I'm not too excited about brick-and-mortar retail. I think they'll survive but in a more challenging business environment...profits will suffer.

[Dividend Gems @DividendGems]

@TD_Investor Bogle provides great advice.

A Random Walk Down Wall Street, by Burton Malkiel, is also an excellent book covering the entire investing universe. It's 480 pages that ultimately says to buy the market through low-cost index investing.

[Dividend Gems @DividendGems]

$AAP is highly undervalued compared to peers ( $AZO, $ORLY). No question it's deserved as the company has underperformed. Better execution by the new CEO could make for an excellent turnaround play.

[Dividend Gems @DividendGems]

@money_cruncher Since childhood, my dream car was always a Porsche 911. Now that I could actually buy one with cash I'm thinking "No way I'd spend that much on a car!" 😆

[Dividend Gems @DividendGems]

@real_estate_rex Yep. Many who say they are just as productive at home don't realize the negative impact it will have on their career due to limited skills development and reduced promotion opportunity.

[Dividend Gems @DividendGems]

Since 2019, my inflation-adjusted wages have dropped 10%, while my #dividend income has increased by 40%.

Over the past decade, the S&P500 has averaged 7.5% #dividendgrowth, far outpacing inflation.

Dividends > Wages

https://t.co/wGcOx2hDa7 via @WSJ

[Dividend Gems @DividendGems]

@EntreprenuerH An old-school way that still works is mailers. A postcard once per quarter keeps your name fresh in customers' minds.

[Dividend Gems @DividendGems]

There's investing, trading, and gambling. This is gambling. I don't recommend it.
https://t.co/KaIDkdeKyC

[Dividend Gems @DividendGems]

$CVX $XOM $PXD set to profit from pain at the pump.

[Jesse Felder @jessefelder]

'Oil supply cuts by Saudi Arabia and Russia will create a "significant supply shortfall" and threaten a renewed surge in price volatility, the International Energy Agency warned.' https://t.co/YMMu6LerNz

[Dividend Gems @DividendGems]

Sad story in today's @WSJ about the increasing number of homeless elderly. The article claims most have too little income to save for retirement. I'd argue it's more about a lack of priorities and discipline. Pay yourself 1st; 10% min into savings every paycheck-no excuses.

https://t.co/0YnRLl9LQL

[Dividend Gems @DividendGems]

This chart demonstrates why the effective rate of return is preferable to the average rate of return. A stock that drops 50% one year and then gains 50% the next has an average ROR of 0, yet the effective ROR is -25%.

[Brian Feroldi @BrianFeroldi]

Gains needed to get back to even:

[Dividend Gems @DividendGems]

@DarthDividend23 I think local communities will wake up to the shoplifting problem and make legislative/judicial changes. Of course, I could be wrong as ideology often drives massive stupidity.