This take is always mandated on buying a £500k house versus renting a £200k one.
My house was £100k when I bought 9 years ago. Now £200k. Rent is around £1,400 a month for a house this size. My mortgage is £450.
How the fuck would renting my house help me to invest??
This is actually true. right wingers make fun of rentoids and hold up the idea of owning your own house as the ideal, but if you want long-term stability, renting and investing in a diverse stock portfolio brings in way more money vs tying all your money up in a single asset.
This logic only works if buying mid-high value homes vs renting low-mid value ones. My mortgage is £500pm, I could rent it out for £1000pm. How would renting my home benefit me???
Watching Caleb Hammer on Joe Rogan and he suggested renting + investing 10% in S&P500 is better than home ownership in terms of growing your net worth.
Ran it though an AI and it agreed estimating +$200k-$2m
Pro-migrants want cheap houses but not near migrants.
Overestimated wealth hoarders know that nothing collapses house prices like new migrant neighbours.
And yet here we are.
The people who want "affordable housing"
they don't, they want a northern priced house in wealthy London that they can flip in 10years and buy a mansion literally anywhere else,
and the "mass deportations" crowd should be best friends.
But somehow gullible people have formed the "pro-migrants" group in with the "why can't I sell my 3rd property 1 bed terrace in London for £600k? I'm suffering" crowd.
Neither actually likes the other.
A study has found that weightlifting for just two hours a week is linked to a lower risk of early death
The research also found the biggest benefits were among people who combined weight training with activities like running
The elderly person doesn't suffer aside from agonising loneliness and the surefire knowledge their kids are waiting for them to die to sell "the family home".
And the government suffers from me not paying local tradesmen to so renovations on a new house. Who then pay less tax.
Equivalent in the UK is council tax. I'm in a band A, the lowest, and reluctant to move to a more expensive bigger house because of stamp duty and increased taxes on top of overpriced houses.
So I don't. I could afford to, but instead I put my saved money into a S&S ISA.
A property tax is not an income tax, it is a consumptions tax where the thing being consumed is the services provided to maintain the infrastructure for the homes (water, power, gas, roads, schools, etc). It is calculated via home values only because local governments have no access to anyone's income and cannot levy and income tax, so the price of the home serves as a clumsy and imperfect proxy for ones investment in the area and ability to pay.
If the stamp duty (£12.5k) didnt exist and council taxes didnt go from £120 a month to £291, I might consider the overpriced house. But all 3? Nah.
I don't suffer, my bills are cheap, my money is making bank. Council suffers, the elderly who own the £450k house get tax relief.
If you told no one -no one would care.
If you told everyone -no one would care.
If you lied about how you lost weight because of [stupid bullshit answer here] -people care because you're a lying dick.
Take mounjaro or do it naturally, no one cares.
Its amusing watching all my previously very fat friends on Facebook desperately trying to convince everyone their sudden gaunt skininess is purely based on some sort of calorie controlled deficit and excercise epiphany and definitely not Mounjaro.
This doesn't mean I support the officers conduct, far from it. But if enough of a stink is made that DEI training/mandates from senior officers meant a young man had to die over an unfounded accusation of racism, the courts will kill ot off faster than any act of parliament would
The officers will be thrown to the wolves in an attempt to appease the public.
If the officers have any sense at all they'll point to their seniors + college of policing and make it clear they were forced to act this way or lose their jobs.
Rank-and-file need to back them.
Who knew the Greens were secretly fans of massive government spending cuts?
Because thats what it'll require.
At present we need to cut spending by ~£130billion a year just to break even and not be bond-reliant. Thats 15b less than the entire state pension BTW.
Based as fuck!
10 years after "your", the reader's, country moved off the gold standard.
First 10 years things looked better, because it hadn't kicked in yet exactly what you had just unleashed.
So what do you do with those without assets? Do they just get everything paid for them?
So whats stopping grandma and grandad selling everything, giving everything to their kids and then plead poverty and get free care?
No inheritance taxes (after 7 years), free social care.
The "social care issue" is never solved because it is not a real issue. There is nothing wrong with a system in which people with enough assets have those assets used to pay for their care in old age. There should be no "right to inherit".
In other words your local council will be forced to house migrants, and your already stretched council taxes, going in the majority to pensioners, will also now go to migrants.
🚨 NEW: Andy Burnham would end all Government contracts for asylum accommodation and hotels if he becomes Prime Minister
The responsibility for providing accommodation would instead be given to local authorities
[@thetimes]
So once again women's jobs, whether household or otherwise, is automated making things easier for everyone. And we're supposed to pretend it was difficult to do.
No doubt a new wave of "a woman's work never ends" is incoming.
MisogynistAI.
“Women make up 47% of the total workforce, but they comprise 83% of people employed in artificial intelligence-vulnerable occupations.”
I’m calling it now that this sex difference in AI job displacement will be one of the biggest culture war flashpoints of the next few years. It's gonna get really ugly.
One of the problems Reform continue to face is those wishing to become its politicians are often reprobates and knuckle draggers. Not all of them, but a high proportion.
The public are starting to notice.