NORMALIZE CHECKING YOURSELF WHEN YOURE WRONG, NORMALIZE BEING OK WITH BEING HELD ACCOUNTABLE WITH OUT PLAYING THE VICTIM, NORMALIZE BEING OK WITH PEOPLE SEEING YOUR PROJECTIONS, CALLING THEM OUT AND YOU, FIXING THEM. TF.
Your credit score will likely be higher if you leave a card with a $3 balance INSTEAD of paying every card down to $0.
This is part of the FICO Algorithm!