Dusty Lloyd

Father, Husband, Mortgage Geek, and Raging Moderate. Let's get back to being civil, even on Twitter \ X. NMLS Mortgage Loan officer #247106

[Dusty Lloyd @DustyLoans]

Who told you that you need 20% down to buy a house? Usually a parent or grandparent. VA, FHA, first-time buyer conventional programs and CA down payment assistance exist for a reason. Start with your goals, then pick the loan. #FirstTimeHomeBuyer NMLS #247106 EHO

[Dusty Lloyd @DustyLoans]

@HankDesmondPhD Talk about projecting

[Dusty Lloyd @DustyLoans]

@LoganMohtashami That would be dope

[Dusty Lloyd @DustyLoans]

@GrantCardone 2007 and today have few parallel drivers. But perhaps AI could go bust and require a bailout

[Dusty Lloyd @DustyLoans]

@LoganMohtashami If you predict a crash every year, eventually you will be correct. You bring the receipts

[Dusty Lloyd @DustyLoans]

@stockbella Is that sarcasm? Whats the fraud that has been prosecuted? Do you know the fraudsters that were pardoned for political donations?

[Dusty Lloyd @DustyLoans]

@TomiLahren @BigWeekendShow Sell it for your Orange Daddy, the Mango Mussolini doesnt need to care about global politics like he cares about Oil Executives

[Dusty Lloyd @DustyLoans]

Mortgage ready isn't about a perfect score. Steady income, a dialed-in budget and plans to stay put matter more. I've seen a 594 be more ready than an 800. #HomeBuying #CreditScore NMLS #247106 EHO

[Dusty Lloyd @DustyLoans]

A reverse mortgage is often framed as a loan of last resort, a sign that savings have run out. After 23 years as a loan officer in Capistrano Beach, I've watched that reputation get it exactly...

What do you think?

https://t.co/9SbLVEdtzG

[Dusty Lloyd @DustyLoans]

📖 How Retired Clients Qualify for a Mortgage Without a Paycheck (2026 Rules) Short answer (Dusty Lloyd, Orange County mortgage broker, October 2026): Often, yes, if the assets and the loan meet...

https://t.co/20zzGMDKrT

[Dusty Lloyd @DustyLoans]

@LoganMohtashami Will be interesting if we can find a way to get the oil flowing again and confidence in the bond market again.

[Dusty Lloyd @DustyLoans]

Rent builds $0 in equity. After 30 years of rent, you own nothing. You're paying a mortgage either way: yours or your landlord's. Want your rent vs. buy numbers side by side? DM me. #RentVsBuy #RealEstate NMLS #247106 EHO

[Dusty Lloyd @DustyLoans]

@unusual_whales Where?

[Dusty Lloyd @DustyLoans]

@LoganMohtashami Supply and Demand always works in a free market

[Dusty Lloyd @DustyLoans]

@TrpstrLeonOG You said they have a cash problem. They should borrow from their 401k or use Down-payment Assistance if they cant save enough. Tons of options

[Dusty Lloyd @DustyLoans]

@LoganMohtashami Show the receipts....

[Dusty Lloyd @DustyLoans]

@BoujeeFinances Aged Poorly...

[Dusty Lloyd @DustyLoans]

@TomiLahren How about Presidential?

[Dusty Lloyd @DustyLoans]

@HazelLiaqa4848 Stolen valor

[Dusty Lloyd @DustyLoans]

Saving the down payment is the easy part. The real obstacle: the full monthly cost. Taxes, insurance, and every repair is yours. Know your real monthly number before you shop. #HomeBuying #PersonalFinance NMLS #247106 EHO