Here's the framework I've used to change my finances:
Your income is your revenue.
Your bills are your business expenses.
Your personal savings are your profit margins.
Treat yourself like a business, and you'll feel more accountable about your finances.
@hustler_bustler As a recovering perfectionist and procrastinator, I can say you are 100% right. There is no such thing as perfect circumstances. You just have to start.
@RemoteMoney Just want to take care of myself and the family. I'm also dedicated to financial literacy, so I want to share everything that I learn with other people, especially young folks.