@OkoroMiracle15@Akin_Agunbiade Imagine millions of students making these payments year in, year out. The schools always mismanage those funds, no accountability
@OkoroMiracle15@Akin_Agunbiade Lol. Endowment payment is a compulsory part of final school clearance to collect your result in public universities in Nigeria, I should know because I had to pay it to get my result as recently as 2025/2026
Erasmus Mundus is one of the most generous scholarship programmes in the world.
It funds Nigerian students to study in 2–3 European countries in a single degree.
And most Nigerian applicants have never seriously considered it.
Here's the complete guide.
🧵👇👇
1. Do my clearance in school -95k
2. Apply for my transcript in school with fast tracking fees-55k
3. Get myself 10 years international passport -200k
4. Get English proficiency certificate from my Uni- 20k
5. Repay my Nelfund loans- 120k
That's all.
Once you learn how to shop directly from China, E.g Temù or shien your wardrobe changes completely. Call me cheap I don't care I ain't rich, I don't do fraud.😭
It's knowing what to search for.
Here's my style after making plenty of mistakes.
1. T-shirts:
Skip 100% polyester unless you're buying gym wear.
Instead, search:
• 100% Cotton
• Combed Cotton
• Heavyweight Cotton
• 240-300 GSM Cotton
• Premium Cotton
• Mercerized Cotton
The heavier the GSM, the thicker and more premium the shirt usually feels.
2. Jeans:
Denim Jeans
Temu is surprisingly good for denim if you know what to search.
Search:
• Denim Jeans
• Cotton Denim
• Raw Denim
• Selvedge Denim (if available)
• 98% Cotton + 2% Elastane
• 99% Cotton
Avoid jeans with high polyester content. The more cotton, the better they'll age and feel.
3. Body-hug clothing:
Search:
• Ribbed Knit
• Modal
• Viscose Blend
• Cotton-Spandex Blend
They hold their shape much better than cheap polyester.
4. Hoodies
Search:
• 400 GSM
• French Terry
• Cotton Fleece
• Heavyweight Hoodie
5. Chains
Search:
• 316L Stainless Steel
• Titanium Steel
• PVD Gold Plated
• Vacuum Plated
These are far more resistant to fading than ordinary fashion jewelry.
6. Earrings
Search:
• 925 Sterling Silver
• 316L Stainless Steel
• Hypoallergenic
• Moissanite (if you're buying stones)
7. Scarves
Search:
• Mulberry Silk
• Silk Blend
• Cashmere Blend
• Wool Blend
• Viscose
Avoid the shiny, thin polyester scarves if you're after a premium look.
8. Loafers
Search:
• Genuine Leather
• Cow Leather
• Full Grain Leather (rare but worth looking for)
• Rubber Outsole
9. Sneakers
Search:
• Rubber Outsole
• EVA Midsole
• Breathable Mesh
• Leather Upper
• Stitched Sole
Pictures lie a lot
The description usually tells the truth.
Here's how I shop:
1. Read the material composition before anything else.
2. Sort by Most Orders or Best Selling, not cheapest.
3. Only buy products with lots of reviews or pictures or even better when a Nigerian has purchased it before they always tell the truth.
4. Read the 1-star reviews first. They'll tell you what the seller won't.
5. Look at customer photos, not the product photos.
6. Check the weight of the product. Better quality clothing is often heavier.
7. Read the size chart. Don't assume your Nigerian size matches.
8. If the title has words like "luxury," "premium," or "designer" but the material is 100% polyester, not everything but still move on.
Your best friend isn't the product picture.
It's the material, the reviews, and the customer photos.
That's how you separate the gems from the junk.
I hope this help.
Things are to expensive for a country this poor.
@Mr_Jay_Pee Asking for help on this app is by luck oh. Recently I was in a bad place financially and need like 5k urgent to sort it out, no body send my papa 😭😭
@mayorde4you2 I attended both a private primary school and a government secondary school. They were both okay, the only difference was that the private school had more funding and discipline. We ran wild in the government school with little or no firm support.