Emily l Teacher Financial Planner

Teaching teachers about financial planning! Founder + financial planner at Educated Financial Planning, former HS engineering teacher. Check me out on IG :)

[Emily l Teacher Financial Planner @EducatedFP]

@Bloomingdales hi! I signed up for the Bloomingdale’s email list to get 15% off my next purchase, but I haven’t received the code yet (3 days later). Is it possible to send it? I am waiting to make a purchase now

[Emily l Teacher Financial Planner @EducatedFP]

@SuzyGoldstein Thank you!!

[Emily l Teacher Financial Planner @EducatedFP]

@SuzyGoldstein Hi! Will D30 pre-k centers be holding 3K open houses? I tried to call Q397 for more information, but haven't been able to get through. Thanks for any help :)

[Emily l Teacher Financial Planner @EducatedFP]

@D30PreK Hi! Will Q397 be hosting an open house for 3K?

[Emily l Teacher Financial Planner @EducatedFP]

@AlaskaAir hi - my flight was just delayed 11 hours. How can I be switched to an earlier flight?

[Emily l Teacher Financial Planner @EducatedFP]

@eventbritehelp Hi! I'm trying to change the email address associated with my Eventbrite account, but it's linked to my Google account. Every time I try to disconnect Google, it says I need to reset my password, but the password reset emails don't work. Help?

[Emily l Teacher Financial Planner @EducatedFP]

@Cb1Queens How can I start an Astoria-based block association? Asking for my neighbors and I on 37th St between Broadway and 34th Ave.

[Emily l Teacher Financial Planner @EducatedFP]

@HyattConcierge Hi! I am staying at Dreams Royal Beach in Punta Cana. We were shown to the wrong room without notice - turns out hotel was overbooked and I was downgraded. Dreams will only refund the difference in room cost despite unprofessionalism. I want the room comped. help?

[Emily l Teacher Financial Planner @EducatedFP]

@Lioranpi whoever does your marketing needs to be fired. How was this approved? This is the most bro-y, sexist ad - bad look

[Emily l Teacher Financial Planner @EducatedFP]

@MegBartelt Just curious - what makes offering hourly work difficult? I have lots of demand for hourly work, and feel a little mixed about *how* to best offer it

[Emily l Teacher Financial Planner @EducatedFP]

https://t.co/EloQYRKl62

[Emily l Teacher Financial Planner @EducatedFP]

@TylerPurcell24 We got a night nurse 2x/week - from weeks 5-10. It was more of a desperation measure - I was very ill and my husband was losing his mind from sleep deprivation. We are budgeting to do 2-3x a week for baby #2 for 2-3 months - big expense but absolutely worth it!

[Emily l Teacher Financial Planner @EducatedFP]

Today's the day... to check and make sure you've got up-to-date beneficiaries listed on all of your accounts!

If something happens to you, make sure your pension, investment funds, and insurance policies are going to the people you care about!

[Emily l Teacher Financial Planner @EducatedFP]

@jbrownwoods hahaha, I know this feeling! I feel the same way when I'm in promo mode!

[Emily l Teacher Financial Planner @EducatedFP]

Buying a home is a big goal for many educators!

If you've bought a home in the past 5 years + are comfortable sharing how you got your down payment, please share in the comments! Slowly saving up, an inheritance, pension loan - what did it take for you + what % did you put down?

[Emily l Teacher Financial Planner @EducatedFP]

@theDRAMAgoat1 An egg and lots of cumin :) The NYT did a good ramen upgrade recipe too (peanut butter)

[Emily l Teacher Financial Planner @EducatedFP]

@NicholasFerroni @DaveRamsey I’m nearly certain this stat includes teacher pensions, which are often worth north of $1.5million for a career-long teacher. Also, hardly anyone can save their way to a million, but investing makes a HUGE difference. Lots of educators that I meet with are in fact millionaires 🙌

[Emily l Teacher Financial Planner @EducatedFP]

No, your bonus and retro pay are not actually taxed at a higher rate

This extra money is taxed the same as your regular income

The difference is that the WITHHOLDING is higher

But at the EOY, if your withholdings were too high, you get that money back in your tax return :)

[Emily l Teacher Financial Planner @EducatedFP]

@JenRoesch @didactickatydid THIS!

[Emily l Teacher Financial Planner @EducatedFP]

@didactickatydid Full ride, private school tuition if you don’t have a lot saved yet? Yes. But in state tuition, potentially some scholarships? Could be doable. But we all have different financial situations and kids are sooo expensive 😅