EDWARD CHECKS HOWELL

“Financial literacy is the ability to make informed judgments and to make effective decisions regarding the use and management of money.”

[EDWARD CHECKS HOWELL @Edwardkarungu]

🌍 What to Do If You Can’t Locate Your Land

If you’ve bought land but can’t identify its exact location, follow these steps:

1️⃣ Check Your Land Documents

Retrieve your Title Deed, Sale Agreement, or Land Lease Certificate.
Note the Parcel Number or LR (Land Reference) Number.

2️⃣ Conduct a Land Search

Visit the Lands Registry and perform an official search to confirm ownership and location.

3️⃣ Obtain a Registry Index Map (RIM)

Get the cadastral map from the Survey of Kenya (or relevant authority) to view your parcel’s position.

4️⃣ Hire a Licensed Surveyor

A professional surveyor will use GPS, Total Station, and RIM data to physically locate your land.
If beacons are missing, the surveyor can re-establish the boundaries.

5️⃣ Verify on the Ground

Visit the land with your surveyor to confirm its location and avoid encroachment issues.

6️⃣ Engage Local Authorities

If disputes arise, consult local officials or the Land Control Board for resolution.

🔹 Tip: Always inspect land before purchase and ensure beacons are clearly marked.

#LandSurveying #LocateYourLand #CivicEducation

[EDWARD CHECKS HOWELL @Edwardkarungu]

🌍 Understanding Land Disputes and How to Resolve Them

Land disputes are conflicts arising over ownership, boundaries, or usage of land. Here’s how to address them:

1️⃣ Types of Land Disputes:

Boundary Disputes: Unclear or contested property lines.
Ownership Disputes: Conflicts over rightful ownership.
Inheritance Issues: Disputes among heirs over land succession.
Land Use Disputes: Unauthorized activities on land (e.g., construction).

2️⃣ Steps to Resolve Land Disputes:

Engage a Licensed Surveyor: Reconfirm boundaries using survey maps and physical markers like beacons.
Consult the Land Registry: Verify ownership details and existing records.
Mediation: Use local authorities or community elders to mediate and find a solution.
Legal Action: File a case in the Land Court if disputes escalate.

3️⃣ Prevention Tips:

Always conduct a land search before buying.
Maintain proper documentation (Title Deed, Sale Agreement).

Regularly inspect and secure your property boundaries.
#LandDisputes #LandSurveying #CivicEducation

[EDWARD CHECKS HOWELL @Edwardkarungu]

🌍 Who Pays for Land Transfer?

The buyer typically bears the cost of land transfer during the transaction. These costs may include:

1️⃣ Stamp Duty: A percentage of the property value (e.g., 2%–4%).

2️⃣ Title Deed Transfer Fees: Paid to the Land Registry for processing the title.

3️⃣ Legal Fees: If a lawyer is involved in drafting or verifying documents.

4️⃣ Survey Fees: For boundary verification or subdivision by a licensed surveyor.

In rare cases, the seller might agree to share or cover some transfer costs depending on the terms of the sale agreement.
#LandTransfer #LandSurveying #CivicEducation

[EDWARD CHECKS HOWELL @Edwardkarungu]

🌍 How to Locate a Lost Parcel of Land

1️⃣ Search Land Records: Visit the Land Registry and perform a search using the parcel number to retrieve ownership and location details.

2️⃣ Review Survey Maps: Obtain the Registry Index Map (RIM) to identify the exact location of your parcel.

3️⃣ Hire a Licensed Surveyor: A surveyor will use geospatial tools, such as GPS and total stations, to locate and confirm the boundaries of your parcel.

4️⃣ Physical Verification: Visit the site to match the survey data with physical landmarks (e.g., beacons, fences).

5️⃣ Resolve Disputes: If the parcel is occupied or boundaries are unclear, consult a surveyor and seek legal assistance to resolve disputes.

Act quickly to secure your land and avoid further complications.

#LandSurveying #LocateYourLand #CivicEducation

[EDWARD CHECKS HOWELL @Edwardkarungu]

🌍 Certificate of Land Lease Explained

A Certificate of Land Lease is an official document issued by the government, granting a person or entity the right to use a specific piece of land for a set period under leasehold terms. Here's what you need to know:

1️⃣ Lease Term: Typically lasts 33, 50, or 99 years, depending on the jurisdiction.

2️⃣ Land Use Conditions: Specifies how the land can be used (e.g., residential, commercial, agricultural).

3️⃣ Ownership: The government or freeholder retains ultimate ownership of the land.

4️⃣ Renewal: At the end of the lease term, the lessee may apply for renewal or surrender the land back to the owner.

5️⃣ Advantages: It's cheaper than freehold, making land more accessible, but limited by lease duration.

Always ensure your lease terms are clear and align with your intended use of the property.
#LandSurveying #LandLease #CivicEducation
4o

[EDWARD CHECKS HOWELL @Edwardkarungu]

💼 5 Businesses That Can Make You Wealthy 💰

1️⃣ Real Estate Development

Invest in land, develop properties, and earn big from sales or rentals.
High returns, especially in growing markets.

2️⃣ Tech Startups

Create innovative solutions in fintech, e-commerce, or AI.
Scalable and attracts global investors.

3️⃣ Agribusiness

Invest in modern farming, organic produce, or food processing.
High demand for sustainable food sources.

4️⃣ Import/Export Business

Trade high-demand goods like electronics, fashion, or agricultural products.
Huge profit margins with proper market research.

5️⃣ Luxury Services

Focus on wealth management, private concierge, or high-end travel services.

Cater to affluent clients with specialized offerings.
Start smart, scale fast, and always reinvest for growth! 🚀

#BusinessIdeas #FinancialFreedom #Entrepreneurship

[EDWARD CHECKS HOWELL @Edwardkarungu]

🌍 How to Reclaim Land Without a Title Deed Issued to the Buyer

If a land buyer hasn’t acquired a Title Deed, follow these steps to reclaim ownership:

1️⃣ Check the Sale Agreement: Confirm the terms of the contract, especially deadlines for title processing and payment completion.

2️⃣ Issue a Demand Notice: Notify the buyer formally, reminding them of the breach (e.g., non-payment or failure to transfer).

3️⃣ Consult the Land Registry: Confirm the land status to ensure no transfer has been initiated or completed.

4️⃣ Seek Legal Action: If unresolved, file a case in court to terminate the agreement and reclaim the land.

5️⃣ Survey and Secure Boundaries: Hire a licensed surveyor to re-demarcate and secure the property to avoid future disputes.

Always involve legal and surveying professionals for proper documentation and boundary verification.

#LandSurveying #LandOwnership #ReclaimYourLand

[EDWARD CHECKS HOWELL @Edwardkarungu]

🌍 Missing Your Green Card? Here's What to Do!

Losing your Green Card (Parcel File) can be stressful, but don’t worry—here’s the solution:

1️⃣ Visit the Land Registry: Request a search to confirm the parcel ownership details in the registry database.

2️⃣ Affidavit of Loss: Swear an affidavit declaring the loss of the Green Card.

3️⃣ Apply for a Certified Copy: Submit a formal request for a certified copy of the Green Card to the Registrar of Lands.

4️⃣ Verification by a Surveyor: Engage a licensed land surveyor to ensure the property boundaries match the records.

Protect your land rights—act quickly and follow due process.

#LandSurveying #GreenCardReplacement #SecureYourLand

[EDWARD CHECKS HOWELL @Edwardkarungu]

📌 When to Pay Land Rates?

Pay land rates annually to avoid penalties or property listing issues. Ideally, clear them before the due date (often the start of the financial year).

💡 Tip: Verify outstanding rates during a land search to ensure compliance before any transaction.

#LandRates #CadastralSurveying #SecureYourLand

[EDWARD CHECKS HOWELL @Edwardkarungu]

Difference Between White Card and Green Card in Land Surveying

1️⃣ White Card:

Represents the Registry Index Map (RIM).
Shows parcel boundaries, survey dimensions, and adjacent properties.
Used for mapping and referencing land parcels.
2️⃣ Green Card:

Found at the Lands Registry.
A record of a parcel's history, ownership, charges, and transfers.
Serves as the primary proof of ownership.
Key Point:

White Card = Spatial data (maps).
Green Card = Legal data (ownership).
Consult a licensed surveyor to ensure both match before any land transaction!

#LandSurveying #SecureYourLand #ExpertGuidance

[EDWARD CHECKS HOWELL @Edwardkarungu]

Why Was My Title Deed Revoked?

1️⃣ Fraudulent Acquisition: If the land was obtained illegally or through misrepresentation.
2️⃣ Overlapping Boundaries: Errors in cadastral surveys or lack of proper georeferencing.
3️⃣ Failure to Adhere to Land Use Laws: Non-compliance with zoning regulations or planning guidelines.
4️⃣ Government Reclamation: Land acquired for public purposes or disputes on original ownership.
5️⃣ Unregistered Transactions: If the land transfer process wasn’t properly documented or registered.
Solution: Engage a licensed land surveyor for boundary verification, cadastral mapping, and professional guidance to secure your property.
#LandSurveying #BoundaryAccuracy #SecureOwnership

[EDWARD CHECKS HOWELL @Edwardkarungu]

is there any plot that has no TITLE DEEED?

Yes, some plots may not have a Title Deed, but this requires caution. Here's why:

1️⃣ Unregistered Land: Some plots are still under ancestral or community ownership and haven't been officially registered.

2️⃣ Leases or Allotments: Land under government leases or letters of allotment may lack a Title Deed.

3️⃣ Disputes or Fraud: Some plots may be involved in ownership disputes or fraudulent transactions.

Tip: Always verify land ownership at the land registry or consult a licensed surveyor before buying to avoid risks. A Title Deed is the ultimate proof of ownership.
#LandMatters #SecureYourInvestment #CivicEducation

4o

[EDWARD CHECKS HOWELL @Edwardkarungu]

Who Pays for Land Transfer?

In most cases, the buyer is responsible for paying the costs associated with the land transfer.

While the buyer covers these costs, it's essential to clarify terms during negotiations with the seller to avoid misunderstandings. Always budget for these expenses when planning to buy land!

#LandTransfer #LandOwnershipTips #SecureYourInves

[EDWARD CHECKS HOWELL @Edwardkarungu]

🚨 Land Scam Alert: Fake Boundaries & Duplicate Titles 🚨

Fraudsters collude with unlicensed "surveyors" to shift boundaries (fake beacon re-establishment) & forge mutation forms, creating fake titles backed by altered RIMs.

🛑 Protect Yourself:
✔ Hire a licensed surveyor for beacon verification.
✔ Do regular title searches at the land registry.
✔ Use traceable payments & demand receipts.
Stay vigilant & protect your land! #LandSurveying #LandScam #CivicEducation

[EDWARD CHECKS HOWELL @Edwardkarungu]

8 years ago, we were mapping out our futures together, plotting points on the grid of life.
This picture isn't just a memory; it's a time capsule of dreams, laughter, and the unbreakable bonds we formed while studying Geomatic Engineering and Geospatial Information Science.
Seeing us like this brings back the days when every class was an adventure, every project a journey.
Here's to the nostalgia of simpler times, to the friends who became family, and to the maps we've drawn since.
#ThrowbackThursday #GeomaticEngineering #ClassOf2018 #Nostalgia" #GEGIS2018 , @GEGIS2018
Njogu Surveyor

[EDWARD CHECKS HOWELL @Edwardkarungu]

Dear Land Surveying Civic Education Students and Followers,
As we begin this fresh month, let’s talk about why hiring a professional surveyor is essential:
1️⃣ Before Buying Land: A surveyor ensures the boundaries are clearly marked to avoid disputes. You don’t want to pay for land that isn’t yours!
2️⃣ Before Building: Having a surveyor visit the site ensures your property lines are properly demarcated, preventing encroachments and legal issues.
Remember, a surveyor is your guardian of boundaries and your key to making informed land decisions! Let’s stay on course and keep learning together this month.
#LandSurveyingMadeSimple #CivicEducation #njogusurveyor

[EDWARD CHECKS HOWELL @Edwardkarungu]

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[EDWARD CHECKS HOWELL @Edwardkarungu]

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