@HeritageIndiana Price growth from 2021 to 2024 - not total price.
House goes from 300k to 450k they are responsible for 45k of the 150k increase.
Still a large percent of the homes value.
Also very region specific with fat tails so article should have used median rather than average IMO.
Brother doesn’t understand a hedge or how options get reported on a 13F…
These could be wildly OTM with 0 delta but because you report them and the value as the number of shares the option is entitled to lots of these positions look much larger than they likely are…
Leopold released his 13F and uhh... WHAT IS THIS?
Puts in $SMH $NVDA $ORCL $AVGO $AMD $MU $TSM $ASML
Bro turned into Michael Burry
However, the fact that he was in these positions on March 31st means that the following rally over the next six weeks absolutely obliterated him.
What is happening to Leopold (or what does he think is happening to us)?
@AndrewHiesinger Yeah. We’ve got pretty strong tools in the residential space and products. I would imagine commercial may be more internal models versus vendor models due to lower volume and purchase activity. Then also the structure of commercial mortgages requires good comp tools.
@AndrewHiesinger Yup. All the users for that info are going to be institutional for the most part and they have their own in house stuff.
Work in Risk at a large mortgage firm and you would be surprised at the tech that is just now being implemented. If you ever have resi questions let me know!
@AndrewHiesinger Ah. Yeah commercial RE gets tricky from my limited experience. Hard to dig through data and then lots of stuff in the RE space is still paper and may not even be digitized anywhere.
Made leaps and bounds in recent years on digitization efforts but still a very lagging industry
the US government is DOXXING santa's live location once again. probably with palantir's help. a man providing mutual aid to children, and the state treats him like a THREAT. the elves aren't unionized. we need to do better
they’re bluffing when they say you can still get knocked off the nice list this late in the game. santa’s been delivering gifts in japan for hours by now; that list is locked, do whatever you want.
@Norton@LifeLock
You don’t need death certificates to cancel a subscription.
Happy to give a case number. The fact you are doing all of this to try and save a $100 subscription, on someone who is deceased is jarring.
Your policy states 60 day refunds within annual renewal.
Fun fact:
60% of Americans make less than $50,000 a year, 20% of those own stocks.
I'm sure they're happy the President does nothing but try to pump stocks while their everyday living is still hell.
But oh look the stock market is up, economy is great!
Flight attendant comes over intercom: “your flight is oversold, I need two volunteers to take a flight this afternoon for a $300 voucher.”
I spring into action. I was born for these moments. This is why I studied game theory. Literal tingles. I pull out my megaphone and address our boarding gate: “guys, they absolutely must off board at least two passengers or this bird isn’t taking off. Every 3 minutes they will increase their bid by $200. If we all hold out for 45 more minutes, 2 of us can make nearly 5 grand each. Textbook prisoners dilemma, this is (3,3) in its most visceral representation. I’m not even going to give up my ticket but I know value when I see value. Let’s make Nash proud ladies and gentlemen. Do not acquiesce. Do not defect.”
Anyhow 2 people immediately accepted $500 and I called them retards on my megaphone and was placed in a detention room by airport police. This is why we study game theory.