If you have money, get the best of everything. Life is short. Take care of yourself and improve on the things that add quality to your life.
Use the best phone.
Get the best watch.
Wear the best clothes and shoes.
Get the best toothbrush and toothpaste.
Take your kids to the best schools.
Eat at the finest restaurants.
Shit in the fanciest toilet.
Sleep on the softest memory foam bed and pillow.
If you come from a place where your passport is at a disadvantage, buy a second citizenship.
There’s no reward for mediocrity or suffering. Life is short. And if you don’t have the money? Don’t settle for mediocre, there’s greatness within everyone.
Humans are fickle. They move on quick, even the ones you called ride or die.
So take care of yourself first. Your health, your peace, your mind. That’s the one investment that never leaves. That’s all you really have.
You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea you’ve been itching to execute.
Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.
The move nobody teaches you: do nothing.
Let it sit. Don’t deploy it, don’t try to flip it, don’t show it off. Park it somewhere safe that pays you while you think. Lock it into a 2–3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.
You’re not trying to get rich off it; you’re already there. You’re buying yourself time to think clearly and getting paid to do it.
Run the numbers. $1M at just 5% APR:
→ $50,000 a year → $4,167 a month → $137 a day
Every day you wake up, $137 landed in your account. You didn’t touch your principal. You didn’t lift a finger, and if that 5% compounds daily, you’re closer to $51,200 a year, the money starts making money on the money.
So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, you’ve earned it. If no, you’re eating your seed.
Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.
Sometimes parking it and letting it pay you is the best play ever. This is from experience, don’t joke with your once-in-a-lifetime SEED when it comes your way.
As long as you spend money every day, try to build a system that makes you money every day, no matter how small.
Consistent income will always be better than getting paid just once a month. Those random 20k, 50k, 100k, or more coming in daily will save you a lot.
I declare into your life! Where you ought to be highly placed,you will not be replaced there. Your seat of glory will not be empty. You will sit gloriously to eat the fruit of your labour. Your land will not fail to bear fruits in its season.