Equable

Equable educates employees, retirees, policymakers, and stakeholders about how to achieve retirement plan sustainability, accountability, and income security.

[Equable @EquableNow]

Equable believes in affordable, sustainable, and secure retirements for all.

[Anthony Randazzo @anthonyrandazzo]

Connecticut pays the full cost of #teacherpensions for districts, but doesn’t factor that into school funding. So students in some districts get less than others. https://t.co/3vq598GNxI

For example, @OrangeCTBOE gets more per pupil pension subsidies than nearby Ansonia—and produces better student outcomes.
@KaraRochelleCT @Cabrera4CT

[Equable @EquableNow]

This teacher appreciation week, a pizza party isn’t enough to thank America’s educators. It’s time for a better pension deal for teachers and it starts with dealing with pension debt. Read Equable’s perspective here: https://t.co/ciXDdK1IC3

[Equable @EquableNow]

Teacher are the backbone of our society. Thank you for educating our kids and serving our nation!

[Equable @EquableNow]

Defined contribution plans are one of a few types of retirement plans offered to public workers in the U.S. Do you know how they work? Learn more here: https://t.co/dJX0upvROB

[Equable @EquableNow]

A 403b plan is a form supplemental savings available to teachers in the U.S. How much income do you need in retirement to have a comfortable life? The answer to this question varies. Learn more here! https://t.co/iPnB5E09Pp

[Equable @EquableNow]

If you're a public worker, there are two rules that reduce your social security benefits – the Windfall Elimination Provision and the Government Pension Offset. Check out our explainer to understand how you might be affected: https://t.co/ApFGzzU21R

[Equable @EquableNow]

There are 12 states that have opted out of allowing state workers to collect both Social Security and a pension. And another 5 states have allowed local employers to choose whether or not they participate. Are you enrolled? https://t.co/t07iBp2tin

[Equable @EquableNow]

Retirees with a pension from state or local governments were made a promise: guaranteed income for the rest of their lives. But in a number of states, that doesn’t necessarily mean a financially secure retirement due to inflation. Is your plan protected? https://t.co/pr6azv25Io

[Equable @EquableNow]

Some public workers have a hybrid retirement plan that combines two different benefit designs like a pension and defined contribution plan. Do you have one? Learn more about these plans here: https://t.co/BYXD3lDxxI

[Equable @EquableNow]

Pensions aren't the only plans offered to public workers. A guaranteed return plan builds retirement income for participants by creating personal accounts for each employee, and blending investments to be managed by a retirement system. Learn more here: https://t.co/3ADC2PN4HY

[Equable @EquableNow]

Are you a new teacher or preparing to become one? Not sure where you'll teach? Your retirement benefits are an important part of your compensation. Check out our ranking of the best and worst states for new teacher retirement benefits: https://t.co/o3XGAgD0uV

[Equable @EquableNow]

Happy 4/20 from Equable Institute! Here’s an idea that is certain to break through the political weeds on pension funds: legalize cannabis and use the tax money to stabilize state and local retirement systems. Read more in our latest article: https://t.co/Pi3D4OsVIG

[Equable @EquableNow]

Do you know how secure your retirement is? These free customizable scorecards can help you determine how well your retirement plan is working for you. Click the link to view your public retirement plan's data : https://t.co/pZl5PcloxM

[Equable @EquableNow]

Wondering how you can calculate or estimate the value of your future pension? Checkout our free pension calculator as you plan for your future retirement security. https://t.co/HpsE45JSIl

[Equable @EquableNow]

April is Financial Literacy Month. We've compiled Equable's most important retirement education resources for public workers, so you can get a head start on preparing for the future. https://t.co/52sxFqEc2Z

[Equable @EquableNow]

While public pension performance trended negatively in 2022, the effect of volatile market conditions has varied from state to state. In our State of Pensions year end update, we ranked how all 50 states + D.C. stacked up. https://t.co/t6xTD8xCGP

[Equable @EquableNow]

A vesting period is the amount of time that employers usually require employees work to qualify for retirement benefits. Do you know your state's vesting period? https://t.co/Z4B6iDn5Su

[Equable @EquableNow]

Teachers: Do you know what a 403b plan is? We've put together a run down of everything you need to know. https://t.co/iPnB5E0HEX

[Equable @EquableNow]

The pension formula is based on your working years, both how long you serve and what you earn. However, each pension uses different rules that can make a big difference in how much your pension is worth. Check how much your pension is worth today! https://t.co/HpsE45JkSN

[Equable @EquableNow]

The average COLA provided by teacher pension plans this year has been 1.8%. That does not keep up with the estimated 8.5% inflation rate we are projected to see this year. Even though many teacher pension plans have COLAs, there's no widespread protection. https://t.co/DA2u1sZmpr