If you are in Kenya and want to build new skills in 2026, start here.
Here are 7 free or highly subsidised learning opportunities worth checking today.
No gatekeeping. Just useful resources.
Thread:
If you feel like your falling behind and don't know where to start with AI bring your laptop, free event is for you.
This evening a workshop where you go beyond ChatGPT and do useful stuff with AI.
If you're already vibecoding this is where you'll get secrets to insanely cheap GPT5.5 api tokens for your work.
Top-performing bank stocks on the NSE so far in 2026 (YTD):
I&M Holdings — up 60%
Co-op Bank — up 44%
Stanbic Holdings — up 42%
Absa Bank — up 30%
BK Group — up 27%
DTB Bank — up 27%
Equity Group — up 19%
KCB Group — up 17%
NCBA Group — up 8%
StanChart Kenya — up 7%
HF Group — down 1%
I am currently working in Saudi Arabia earning Ksh 55k per month. I have been here for 4 years. Now at a point I feel I should return to Kenya and do some business.
My savings for the first 2 years were used to build a house for my mum in the village. As of today I have saved Ksh 400k. I believe by August my savings will be Ksh500k.
I have few suggestions of what to do when I return to Kenya.
1. Buy a taxi for online transport business . I will be operating it
2. Start chicken farming in the village. Kienyeji,improved kienyeji or broilers
3. Set up recruiting agency for gulf employers---since I know a few things about this
4. Save Ksh450,000 in Money Market Fund as I figure out what to do
5. Buy 2 boda boda and employ people to work for me.
Which option is suitable for me?
I'm begging you:
• Start a faceless Instagram account
• Block every person you know
• Post every day for a year
• Make $10k a month
If you want to be financially free…
Follow this exact blueprint:
5 years ago, money market funds held 95% of every shilling sitting in Kenya’s collective investment schemes.
They were the default. The safe, boring, everybody-does-it option.
Today? They’re down to just 52%.
Special funds have quietly become the 2nd-largest CIS category in Kenya now ~24% of total industry AUM, having overtaken fixed income funds entirely.
At the current pace, they could be the #1 category by late 2028.
If a Kikuyu, Luo, Kalenjin, Luhya, Mswahili, and Somali all got hired on the same day at Kenya Ports Authority, Mombasa, and you went back to check on them after 10 years, this is what you would find:
KIKUYU 🐝
✅ Owns a three-bedroom in Shanzu. Title deed in his name. Family settled, children in a private school nearby. He hardly goes to his village. Mombasa became home!
✅ Has two rental units in Kisauni already generating income. A matatu on the Likoni route with a trusted tout managing it.
✅ Drives a 1300cc EFI. Clean. Paid for in cash.
✅ His idea of a night out is meeting one old friend at a local leaking joint, splitting a quarter kilo of nyama choma, and arguing over land prices in Ruiru over two cold Tuskers.
✅ He is already planning to quit KPA.
LUO 👑
✅ Lives in a five-bedroom house in Nyali. Rent is 85,000 a month. The sitting room has a chandelier.
✅ Drives a 4000cc V8 on a loan that still has six years to run. The car turns heads. That is the point.
✅ No land. No rentals. Has a savings account he has never saved in.
✅ Is the Chairman of the KPA Workers Union. Has called eleven strikes in ten years. Nine of them were about Kikuyus being promoted unfairly. He sings TUTAM in meetings!
✅ His Friday night involves ten friends, a table full of beers, music that makes conversation impossible, and a very loud argument about how Raila would have been the greatest president Africa ever produced.
✅ Genuinely believes the Kikuyu guy in accounts is stealing. Has no evidence. Does not need any. But he believes they were born thieves!
KALENJIN 🏃
✅ Family is in Kericho. He is in Mombasa. This arrangement makes complete sense to him.
✅ His 1300cc car is also in Kericho. He takes buses.
✅ Has quietly bought 37 acres near Londiani. Does not talk about it.
✅ Drinks beer slowly, alone or with one or two clansmen, in a corner of a quiet bar. The conversation is mostly about home. He is already mentally back in the Rift.
✅ Regularly wonders why they built the port in Mombasa and not somewhere more sensible, like Kericho.
LUHYA 🎵
✅ Has one wife in Bungoma and one wife in Mombasa. Both know about each other. Neither is happy. He manages.
✅ Has been waiting seven years for another Luhya to become MD so things can finally go his way. There have been two Luhya MDs. Neither remembered him.
✅ No savings. No land. But he knows every Lingala song released between 2015 and today, and there is always a sweet sixteen somewhere who thinks he looks important.
✅ Looks at the Kikuyu's rental houses with genuine admiration and zero plan to replicate them.
✅ His budget does not survive the third week of any month.
MSWAHILI 🌊
✅ Has never lived anywhere else. His grandfather worked at the port. His father worked at the port. He works at the port. This is simply how things are done.
✅ Lives in the family house in Mvita, Old Town. The house was built in 1962. He sees no reason to move.
✅ Does not hustle. Does not plan. Believes strongly that riziki inatoka kwa Mungu and that rushing is a sign of poor upbringing.
✅ Has a small shop downstairs run by his wife. The shop has been open since 1987. The stock has not changed much since then either.
✅ Genuinely confused why the Kikuyu is always running somewhere. Kwani where is he going?
✅ Spends evenings at the baraza with elders drinking kahawa chungu and discussing how Mombasa was better before everyone else arrived.
✅ Still waiting for his cousin's friend's brother to finalize paperwork on a piece of land in Likoni. The cousin says it is almost ready. It has been almost ready for four years.
SOMALI 🐪
✅ Was hired at KPA but stopped showing up after three months. Nobody is quite sure when he left or how. But everyone suspects he gets paid.
✅ Currently owns a money transfer business, a wholesale shop in Eastleigh, a small logistics company operating between Mombasa and Garissa, and a share in a fuel depot.
✅ Drives a clean Prado. Cash.
At my age 25,
I have Opened an MMF ,Etica {FIF} & Invested Ksh 400,000
Never add another Shilling.
At the current rate of 14.31% by age 45
That's 20 yrs from now God willingly
I will have Kshs 6 Million plus by 2045
Aside from my other investments I will be having 6M, money I didn't toil much to generate
KRA has graduated to your tax accountant,
Courtesy of the Finance Act, 2026.
• Starting in January 2027, it is KRA that shall FIRST tell you, what income it believes you earned in 2026. And what taxes you shall therefore pay.
KRA will do this by generating a pre populated income tax return using the information it already has, such as:
• eTIMS data
• PAYE records
• Withholding tax records
• Plus any other information already in KRA systems
KRA shall then send you this pre-populated return by 31st January 2027.
Once you receive it, you have 2 MONTHS (February and March), and 2 OPTIONS. To either:
• Confirm it. If it is correct. Or,
• Reject & amend it. If KRA got the numbers wrong. And provide your own numbers together with supporting documents.
- If you make your amendments late. Or,
- You do not make any amendments at all,
KRA shall conclude that you have agreed with its assessment, and you shall pay the KRA generated tax bill.
After that, you can use the amended or confirmed return to file your taxes as follows:
• If you are a human being, file by April 30th 2027.
• If you have no flesh & blood (company, partnership, trust, etc), file by June 30th.
(Or the last day of the sixth month after your accounting year ends.)
One more critical mistake to watch.
• Do not assume KRA's numbers are always correct. The law has expressly given you the right to accept or reject the pre-populated return before filing.
Lessons:
• Proper bookkeeping is King in 2026.
• Mark the new tax timelines in your calendar.
Now, reread this slowly.
Your screen time is someone else's reading time. Swap it.
1. Self Help Reels → Atomic Habits by James Clear
2. True Crime Podcasts → Man's Search for Meaning by Viktor Frankl
3. Netflix Binging → Deep Work by Cal Newport
4. Motivational Quotes → Meditations by Marcus Aurelius
5. Finance Influencers → The Psychology of Money by Morgan Housel
6. Reality TV → Thinking Fast and Slow by Daniel Kahneman
7. Drama Channels → Sapiens by Yuval Noah Harari
8. Gossip Podcasts → The Almanack of Naval Ravikant
9. News Scrolling → The Daily Stoic by Ryan Holiday
10. YouTube Rabbit Holes → The Power of Now by Eckhart Tolle
11. Instagram Reels → Can't Hurt Me by David Goggins
12. TikTok Trends → The 48 Laws of Power by Robert Greene
13. Celebrity News → The Richest Man in Babylon by George Clason
14. Sports Highlights → Outliers by Malcolm Gladwell
15. Mindless Scrolling → The Obstacle Is the Way by Ryan Holiday
16. Dating Shows → The Art of Loving by Erich Fromm
17. Conspiracy Videos → Factfulness by Hans Rosling
18. Prank Channels → The Subtle Art of Not Giving a F by Mark Manson
19. Political Arguments Online → The Art of Thinking Clearly by Rolf Dobelli
20. Reaction Videos → Ikigai by Hector Garcia and Francesc Miralles
21. Unboxing Channels → The Minimalist by Joshua Fields Millburn
22. Gaming Streams → Flow by Mihaly Csikszentmihalyi
23. Food Delivery App Scrolling → Salt Fat Acid Heat by Samin Nosrat
24. Influencer Vlogs → Educated by Tara Westover
25. Sports Debate Shows → The Inner Game of Tennis by Timothy Gallwey
26. Late Night Scrolling → Why We Sleep by Matthew Walker
27. Astrology Reels → The Demon-Haunted World by Carl Sagan
28. Fashion Haul Videos → Overdressed by Elizabeth Cline
29. True Crime Documentaries → Just Mercy by Bryan Stevenson
30. Motivational Speaker Clips → Letters from a Stoic by Seneca
31. Relationship Drama Podcasts → Attached by Amir Levine and Rachel Heller
32. Luxury Lifestyle Channels → Die with Zero by Bill Perkins
33. Productivity Hack Videos → Essentialism by Greg McKeown
34. Tech Review Channels → The Innovators by Walter Isaacson
35. Horror Content Before Bed → The Untethered Soul by Michael A Singer
36. Fitness Transformation Reels → Burn the Fat Feed the Muscle by Tom Venuto
37. Cooking Competition Shows → The Food Lab by J Kenji Lopez-Alt
38. Travel Vlog Marathons → A Year of Living Dangerously by Peter Greave
39. Business Guru Podcasts → Zero to One by Peter Thiel
40. Streaming Service Hopping → The War of Art by Steven Pressfield
41. News Debate Shows → Why Nations Fail by Daron Acemoglu
42. Viral Challenge Videos → Daring Greatly by Brene Brown
43. Real Estate Flip Shows → The Millionaire Next Door by Thomas Stanley
44. Parenting Debate Channels → The Whole Brain Child by Daniel Siegel
45. Morning Social Media Checks → The Miracle Morning by Hal Elrod
46. Binge Watching Crime Dramas → The Body Keeps the Score by Bessel van der Kolk
47. Award Show Coverage → Big Magic by Elizabeth Gilbert
48. History Channel Binging → Guns Germs and Steel by Jared Diamond
49. Motivational Compilations → Grit by Angela Duckworth
50. Random YouTube Autoplay → The 5 AM Club by Robin Sharma
51. Celebrity Gossip Channels → The Four Agreements by Don Miguel Ruiz
52. Docu Series Marathons → Thinking in Bets by Annie Duke
53. Lifestyle Influencer Content → Digital Minimalism by Cal Newport
54. Comparison Shopping Videos → Your Money or Your Life by Vicki Robin
55. Drama Recap Channels → Never Split the Difference by Chris Voss
56. Viral News Clips → The Second Mountain by David Brooks
57. Relationship Advice Reels → Hold Me Tight by Sue Johnson
58. Crypto Hype Channels → A Random Walk Down Wall Street by Burton Malkiel
59. Weight Loss Transformation Videos → How Not to Die by Michael Greger
60. Motivational Morning Compilations → The Courage to Be Disliked by Ichiro Kishimi
Minimum amounts to get started with various investments in Kenya:
1. Money Market Fund - Ksh 1,000
2. T-bills - Ksh 50K
3. T-bonds - Ksh 50K
4. Offshore stocks & ETFs - $1(Ksh 130)
5. Nairobi Securities Exchange - cost of 1 share of your favorite stock
6. REITs - Ksh 5,000
7. USD MMF - $100
8. Eurobonds - $20K
9. Special funds - 250K
Which asset are you adding to your portfolio in 2026?
Safaricom's M-Pesa Pochi la Biashara has now overtaken Lipa na M-Pesa business tills in the number of active merchants.
Pochi now has 2.1 million active merchants, compared to 1 million business tills.
YouTube Documentaries for the Weekend.
1. Loneliness in young people - Ways out of isolation | DW Documentary
2. Why do the UK's prime ministers keep resigning? | Inside Story
3. June 25, 2024 lives on in memory as Gen Z reflects on sacrifice, loss and resilience
4. Investigating Alleged Sexual Abuse at Kenya's Ebenezer Children's Home: HAVEN OF HELL
5. Why AI Hasn't Cured Anything...Yet, According to Jennifer Doudna | The Circuit
6. The AI factory: the rewiring of India's tech industry | FT Film
7. Hikikomori In Singapore: What Happens When Teens Shut Out The World? | Shutdown - Part 1/3
8. How Ukraine and Russia Treat Their Prisoners of War Differently | Wall Street Journal.
9. Blood Parliament - BBC Africa Eye Documentary
10. How is China using AI in the classroom? | The Take| Al Jazeera English
11. For-Profit Adoptions & Misconduct Allegations (full documentary) | FRONTLINE (PBS) + Retro Report
12. In the shadow of the World Cup - Mexican families search for their loved ones | DW Documentary
13. The Gallery of Ruto's Lies PART 1 & 2: Kenyans furious as Ruto’s promises turn into empty projects
We are Creating a PRIVATE group for people to learn and earn working Remotely.
We’ll talk about revenue, remote platforms, what we’re building, marketing, content, X, other platforms etc.
Comment if you want to join. I'll DM you the link.
BREAKING: NTSA has released guidelines on how owners of vehicles over 4 years old will comply with the new annual vehicle inspections.
This affects millions of motorists, so kindly share this thread.
1. Inspection fees
Motorcycles
KSh 200 booking fee
KSh 200 inspection fee
Private cars, commercial vehicles and trailers
KSh 1,000 booking fee
KSh 1,000 inspection fee
2. Booking
Once you book, you will be given a date to present your vehicle for inspection.
3. If your vehicle passes
You will receive an inspection report.
An inspection sticker will be placed on your vehicle.
4. If your vehicle fails
You will be given 14 days to fix the defects identified during the inspection.
You will then return for a re-inspection without paying the booking or inspection fee again.
Many Kenyans will view this as an additional annual cost of owning a vehicle, as motorists will now have to pay inspection-related charges each year.
This affects millions of vehicle owners, so kindly share this information to help others stay informed.
🚨 Since Outlier isn’t currently open to many Nigerians, here’s a list of AI and remote-work platforms that are hiring globally and have opportunities for Nigerians.
These platforms pay for AI training, data annotation, AI tutoring, research, content evaluation, prompt engineering, and microtasks. Whether you’re a student, graduate, professional, or complete beginner, there’s something here for you.
💰 1. Micro1 AI
→ Pay: $20–$50/hour
→ AI jobs for analysts, researchers, and domain experts
→ Requires an interview before project matching
→ Website: https://t.co/IxzYbGqNR2
🤖 2. xAI (Grok AI Tutor)
→ Pay: $35–$65/hour
→ Train Grok AI by improving reasoning, accuracy, and responses
→ Website: https://t.co/m1lxp0M51c
📚 3. Mindrift
→ Pay: Up to ~$300/week
→ AI tutoring in medicine, law, writing, coding, and more
→ Website: https://t.co/eNDSYSz1cJ
🎯 4. Pareto AI
→ Pay: $35–$60/hour
→ Expert-level AI training and evaluation roles
→ Website: https://t.co/0BUp1ZY0Qy
💻 5. OneForma
→ Pay: $7–$20/hour
→ AI evaluation, UHRS tasks, prompt rating, and data collection
→ One of the most active platforms for Nigerians
→ Website: https://t.co/JBmLp5QjBJ
🌍 6. TELUS Digital
→ Pay: $10–$25/hour
→ Search evaluation, annotation, and content rating
→ Website: https://t.co/56aXunSK2Z
🧠 7. DataAnnotation
→ Pay: Starts around $20/hour
→ AI chatbot training, coding, writing, and research projects
→ Availability for Nigerians may vary
→ Website: https://t.co/RWUcls25L9
📝 8. Clickworker
→ Pay: $3–$15/hour
→ Writing, surveys, categorization, and UHRS tasks
→ Website: https://t.co/mzQtrWGbSF
📱 9. Appen (CrowdGen)
→ Pay: Project-dependent
→ Social media evaluation, transcription, and AI training
→ Website: https://t.co/uQFjMxuN8k
⚡ 10. Toloka
→ Beginner-friendly
→ Relevance scoring, image annotation, and AI data collection
→ Website: https://t.co/f4HaBnZat8
🔍 11. Remotasks
→ Owned by Scale AI
→ Annotation and AI training projects
→ Occasionally opens opportunities for Nigerians
→ Website: https://t.co/zaZzBDYQXp
🎓 12. Alignerr
→ Pay: $15–$60+/hour
→ AI training for coders, writers, researchers, and professionals
→ Website: https://t.co/Tm13r0pyan
🌐 13. RWS
→ Search engine evaluation, translation, and AI data services
→ Website: https://t.co/YG4sgjQjCU
🧪 14. Surge AI
→ Competitive pay
→ Data labeling, RLHF, and AI model evaluation
→ Website: https://t.co/0X127S3Tdn
💡 15. Invisible Technologies
→ AI operations, data review, and workflow management
→ Website: https://t.co/6J3tjCnnrs
🌎 16. Welocalize
→ Search quality rating and AI evaluation projects
→ Website: https://t.co/3IOuHx2XeS
📖 17. Lionbridge AI
→ AI training, localization, and search evaluation
→ Website: https://t.co/wI99cIAi5I
💼 18. Mercor
→ Pay: $20–$100+/hour depending on expertise
→ AI training, coding, law, medicine, finance, writing, and research roles
→ Uses AI interviews to match talent with projects
→ Website: https://t.co/J51nLSR6Wd
📹 19. Luel AI
→ Paid video, image, audio, and real-world data collection projects
→ Helps train next-generation AI models
→ Beginner-friendly
→ Website: https://t.co/oDwgjlfEhS
📊 20. UHRS
→ Available through platforms like Clickworker and OneForma
→ Search relevance, data verification, and AI evaluation tasks
→ One of the easiest ways for beginners to start earning online
📌 Tips:
✅ Apply to multiple platforms at once
✅ Complete assessments quickly
✅ Keep your LinkedIn profile updated
✅ Check your email daily for project invitations
✅ Specialized skills (coding, medicine, law, finance, engineering) usually command higher pay
♻️ Repost this. It might help someone land their first remote AI job.
Follow for more remote work, AI opportunities, and online income guides.
Health civil society in Kenya: Humentum is convening selected groups in Nairobi, 29-31 July, to turn a shared blueprint into action. Selected participants get a 150 USD honorarium.
Apply here: https://t.co/me8jXa11oP