ExploreP2P

We help investors find the best European and British P2P investments. We provide reviews, insights and ask the hard questions.

[ExploreP2P @ExploreP2P]

It's been way too long since our last Mintos ratings update.🤦‍♂️The good news is that we have published a mega update today, with fresh results and analysis on 16 lenders. 😅 You can find them here https://t.co/A9J7hiZgVt

[ExploreP2P @ExploreP2P]

@folkert2007 It raised some fresh equity in the first quarter of 23 but it seems to be struggling a little in terms of profitability. Needs to grow its loan book more and keep bad debts under control

[ExploreP2P @ExploreP2P]

It's been way too long since our last Mintos ratings update.🤦‍♂️The good news is that we have published a mega update today, with fresh results and analysis on 16 lenders. 😅 You can find them here https://t.co/A9J7hiZgVt

[ExploreP2P @ExploreP2P]

Very difficult to find exceptional P2P loans to buy right now. Particularly secured ones. Here's some of the better options, and 2 loans to avoid https://t.co/skmVmpORbR

[ExploreP2P @ExploreP2P]

Investors buy €9m of loans every month on the @Swaper_Invest P2P platform. But Swaper has never provided financials for its lending partner Wandoo and ignore us when we ask for them. Amazing they can pull in so much cash purely on the basis of a slick website and marketing

[ExploreP2P @ExploreP2P]

The @lendermarket P2P platform has added 3 new lenders. It's main partner @CreditstarG seems to be having some funding problems - but how do the new lenders look? Check out our ratings here https://t.co/dk0V583Ebe

[ExploreP2P @ExploreP2P]

Creditstar seems a profitable company with decent lending products and credit risk management. But it needs a much better finance team, about €25m more capital. bigger liquidity buffers, and more respect for all its P2P funders

[ExploreP2P @ExploreP2P]

Pretty crazy statement released by @Mintos loan originator Creditstar today. They are late passing on payments to investors ('pending payments'). They basically said we could pay the money now, 'but that would sacrifice growth and the targets we set this year' 🧵

[ExploreP2P @ExploreP2P]

They also mention that they are planning to raise equity (good news) and also issue a new bond. Perhaps that is the much more likely reason for the delay to payments (they are currently short of liquidity)?

[ExploreP2P @ExploreP2P]

Yet another huge crypto site has spectacularly blown up (@FTX_Official ). It's the total wild west. That's why we've always said no to any site that has anything to do with crypto regardless of how mainstream or safe they tried to appear

[ExploreP2P @ExploreP2P]

We've spent time analysing 16 new financial reports from @Mintos loan originators 😰, so you didn't have to 👍. Lots of rating changes 🔼🔽 and comments here: https://t.co/A9J7hiZgVt

[ExploreP2P @ExploreP2P]

@HeavyFinance & @landefinance lend to farmers who are earning record crop prices. @ReInvest24 & inRento provide rental income and also capital gains if prices continue to rise due to inflation

[ExploreP2P @ExploreP2P]

High inflation, energy costs and rising interest rates create both risks and opportunities for investors. Our latest post talks about managing these risks, and which investment sites may offer some protection https://t.co/2vAaaE7Gym

[ExploreP2P @ExploreP2P]

Many @mintos lenders have been releasing new financial results - we've updated our ratings 🔼🔽for 10 companies this week https://t.co/A9J7hiYJ5V

[ExploreP2P @ExploreP2P]

@JustP2P @Mintos Seems that the Latvian regulators forced them down this path, and maybe other countries may follow.....

[ExploreP2P @ExploreP2P]

The @mintos platform now offers investments regulated by the EU 👍🥂 .... but the regulators made them kill the secondary market and levy withholding taxes 😠💀❌ Here's what's happening https://t.co/SvqVCLxi8S

[ExploreP2P @ExploreP2P]

Got to give credit to @PeerBerry & Aventus Group for how well they have responded to the impact of the Ukraine war. Very good comms, created an investor panel, & Aventus group companies have already paid back 25% of war affected loans. Impressive.

[ExploreP2P @ExploreP2P]

Time again for us to highlight some interesting P2P loans, and some bad ones too. Best/worst P2P loans for April 2022, wartime edition https://t.co/8Xkk7FoMFV

[ExploreP2P @ExploreP2P]

@MiguelCGDV A bit of both 🙃... Not aware of other platforms with material exposures that we didn't mention.

[ExploreP2P @ExploreP2P]

Some investors are pretty nervous right now. Others are like....